Affordable Auto Loans & Business Banking | Century North Olmsted OH Credit Union

Introduction

Welcome to Century at our North Olmsted Branch, located conveniently at 28251 Lorain Rd, North Olmsted, OH 44070. Since our establishment in 1948, we have been dedicated to serving our community with integrity and care. With a robust membership of over 31,125 individuals, we are proud to be a trusted financial partner for many in the area. At Century, we understand the importance of your hard-earned money. That's why we manage assets totaling $430,827,816, ensuring that our members benefit from secure and reliable banking services. We offer a variety of products tailored to meet your needs, including personal banking options like checking and savings accounts, as well as auto loans and mortgages. Our commitment extends beyond just numbers; it's about fostering relationships and building trust within our community. Our leadership team is here to support you. Under the guidance of CEO Dave Wilde and Board President Peter Bonacuse, our dedicated staff of 87 employees strives to provide top-notch service every day. Whether you need assistance with loans or want to explore investment options, we're here for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 28251 Lorain Rd, North Olmsted, OH 44070. We invite you to experience the difference at Century. With total deposits reaching $22,966,904 and cash in hand amounting to $4,371,285, we're well-equipped to help you achieve your financial goals. For any inquiries or to learn more about our services, don't hesitate to call us at 216-535-3100 during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturday until 2:00 PM. Discover how Century can help pave your way towards a brighter financial future today! Visit us or check out our website at cenfedcu.org for more information on membership and services.

Branch History & Mission

At Century, we take pride in our rich history and strong commitment to the community. Founded in 1948, our North Olmsted Branch has been a cornerstone of financial support for over 75 years. Located at 28251 Lorain Rd, North Olmsted, OH 44070, our branch is easily accessible for members and neighbors alike. Our growth reflects our dedication to providing personal and financial services tailored to the needs of our community. Since opening our doors, we have evolved from a small credit union into a trusted financial institution with over 31,000 members and total assets amounting to $430,827,816. We believe that every member deserves access to quality financial services. This belief drives us to offer a wide range of products, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our mission is simple yet profound: We strive to empower our members through exceptional service and comprehensive financial solutions. At Century, we are not just about transactions; we are about building relationships and fostering community growth. We understand that each member's journey is unique, which is why we provide personalized assistance and guidance every step of the way. While members can visit us at our North Olmsted location for all their banking needs, official correspondence should be sent to the same address: 28251 Lorain Rd, North Olmsted, OH 44070. Our friendly staff is here to assist you during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM, Friday until 6:00 PM, and Saturdays until 2:00 PM. In addition to traditional banking services, we embrace digital advancements such as online banking and mobile applications. This ensures that our members have access to their accounts whenever they need it. We also prioritize accessibility with ADA compliance in all our facilities. Community outreach is at the heart of what we do. We partner with local organizations to support various initiatives that uplift those around us. Whether it's sponsoring local events or providing educational resources about financial literacy, Century believes in giving back. We invite you to become part of the Century family. Join us today and experience the benefits of being a member of a credit union that truly cares about your financial well-being. For more information on how to become a member or open an account, visit us at our website or call us at 216-535-3100. Together, let's build a brighter future!

Branch Location & Accessibility

Comprehensive Banking Solutions

At Century Credit Union, we offer a wide range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage options, our friendly staff is ready to help you find the right solutions. While we don't currently have a drive-thru service, you can take advantage of our ATM availability for quick cash withdrawals and balance checks anytime. If you prefer online banking or mobile applications for managing your finances on the go, we've got you covered there too! Our digital platforms make it easy to stay connected with your accounts.

Easy Access and Convenient Services

Our branch is designed with your convenience in mind. Parking is readily available, making it simple to stop by for a quick visit or a longer consultation. We pride ourselves on being an ADA-compliant facility, ensuring everyone can access our services comfortably. We understand that your time is valuable, which is why our operating hours are tailored to fit your busy schedule. Join us Monday through Thursday from 8:30 AM to 4:00 PM, and on Fridays, we stay open later until 6:00 PM. For those needing assistance on Saturdays, we welcome you from 8:30 AM to 2:00 PM.

Let’s Connect!

Whether you're looking for financial advice or need assistance with your accounts, we're here for you! Feel free to give us a call at 216-535-3100 or visit us at our North Olmsted location. We look forward to welcoming you into the Century family!

Member Eligibility

Joining the Century family means becoming part of a warm and welcoming community that truly values its members. To become a member at Century, you'll find that eligibility is straightforward and inclusive. Whether you live, work, worship, or attend school in Cuyahoga County, you're invited to join us. Our focus is on fostering relationships and providing exceptional services tailored to your needs. Membership opens the door to a range of benefits including competitive rates on loans and savings accounts, personalized financial advice, and access to online banking tools that make managing your finances easy. Getting started is simple! You can learn more about the specific eligibility criteria by visiting our website at http://www.cenfedcu.org/about-us/become-a-member. If you're ready to take the next step, opening an account is just as easy; check out the details on how to get started at this link. Have questions? Don't hesitate to reach out to us at 216-535-3100. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services that Make a Difference

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine accepting payments seamlessly from customers while managing your cash flow effectively our solutions make it easier than ever. Whether you're a retail shop on Main Street or a service provider in town, our merchant services can help you focus on what you do best: serving your customers. Located at 28251 Lorain Rd North Olmsted Oh 44070 in North Olmsted, OH, we are here to partner with you on your business journey. Contact us at (216) 535-3100 or visit us online at https://www.cenfedcu.org to explore how we can support your business goals today!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Convenience

At Century, we understand how busy life can get. That's why we provide basic ATM access for withdrawals and balance checks without any hassle. Our branch hours are designed for convenience: Monday through Thursday from 8:30 AM - 4:00 PM, Friday until 6:00 PM, and Saturday from 8:30 AM - 2:00 PM. If you're ready to take the next step toward achieving your financial goals or if you have any questions about our services, don't hesitate to reach out! Give us a call at 216-535-3100 or visit us at our North Olmsted branch. We look forward to welcoming you into the Century family! Explore all that we have to offer by visiting our website at cenfedcu.org. Your financial future starts here!

Business Banking Services

For small business owners, Century also offers comprehensive business banking services. From merchant services that simplify payment processing to tailored business loans, we understand what it takes to keep your business thriving. Our team is here to support your entrepreneurial journey every step of the way.

Credit Cards & Rewards

Don't forget about our rewarding credit cards! With a variety of options available, you can earn rewards on everyday purchases while enjoying low interest rates. It's a smart way to manage expenses while getting something back in return.

Digital Banking Features

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer online and mobile banking solutions that allow you to check balances, pay bills, and transfer funds with just a few taps on your smartphone or computer. Plus, with our convenient ATM and cash withdrawal services, accessing your money has never been easier.

Personal Banking Solutions

For individuals and families, our personal banking services include checking and savings accounts that offer flexibility and convenience. Imagine easily managing your finances while enjoying competitive interest rates. If you need to finance a new vehicle, our auto loans and vehicle financing options can help you drive away in your dream car without breaking the bank. If homeownership is on your mind, we provide mortgage loans and refinancing options that can assist you in purchasing your new home or lowering your current mortgage payments. For those unexpected expenses or plans to consolidate debt, our personal loans and debt consolidation services are designed to give you the financial breathing room you need.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the convenience of e-statements, which provide a secure and eco-friendly way to keep track of your transactions. Plus, with electronic signature authorization, signing documents has never been easier or safer. For those on the go, our mobile application makes banking even more accessible. Whether you're checking your balance or making person-to-person transfers, everything is right at your fingertips. Unfortunately, while we don't currently support mobile payments, our other features ensure you can manage your money effectively without any hassle.

Security and Convenience

Your security is our priority. Our online banking services are designed with robust security measures to keep your information safe. Enjoy peace of mind knowing that you can bank securely from home or while traveling. With the user-friendly interface of our digital banking tools, managing your finances has never been simpler. Whether you're setting up automatic payments or checking your spending habits through e-statements, everything is straightforward and efficient. In short, at Century, we believe in providing you with the tools you need for real-time account management and financial control all while ensuring a convenient and secure banking experience. Visit us today at https://www.cenfedcu.org to learn more about how our digital services can work for you!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Century is your trusted partner. Visit us at 28251 Lorain Rd North Olmsted Oh 44070 or call (216) 535-3100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $74,892,521 in share certificates and $80,286,868 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $839,137 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 50,482, showcasing a growing member base that trusts us with their finances.

Reinvesting in Your Future

With $44,738,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $2,076 in used auto loans and $289,247,171 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Health

With a net worth of $47,397,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,222,667 in used vehicle loans and $17,105,157 in new vehicle loans already helping members get on the road. We provide flexible terms to make it easier for you to drive away in your dream vehicle.

Credit Lines

If you require additional flexibility with your finances, our total credit lines amount to $176,325,994. This can provide you with easy access to funds when needed. At Century, we are dedicated to providing solutions that cater specifically to our members' needs. If you're interested in refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. For any questions or assistance with your loan application process, feel free to contact us at 216-535-3100 or visit us at 28251 Lorain Rd North Olmsted OH 44070. You can also find more information on our website: Century. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,047,309, make buying or refinancing simple. We understand that purchasing a home is one of the most significant financial decisions you will make, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,052,245 in loans helping members manage their finances effectively. These loans can be a great way to cover everyday expenses without the need for collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

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CENTURY FEDERAL CREDIT UNION - North Olmsted, OH

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