Best Auto Loans & Quick Personal Loans | Century Cleveland OH Credit Union

Introduction

Welcome to Century, your trusted credit union located at 1240 E 9Th St, Cleveland, OH 44199. Since our establishment in 1948, we've proudly served the community, nurturing financial growth and stability for over 31,000 members. With total assets reaching an impressive $430,827,816, we are dedicated to providing a range of financial services that cater to your needs. At Century, we understand that every member's journey is unique. Whether you're looking to open a checking account, secure an auto loan from our total loans portfolio of 13,193, or explore mortgage options, our team is here to help you every step of the way. We also offer personal loans and credit cards with rewards that can enhance your financial flexibility. Our commitment extends beyond just numbers; it's about building lasting relationships within our community. Under the leadership of CEO Dave Wilde and Board President Peter Bonacuse, we strive to create a welcoming environment where members feel valued and supported. With 87 dedicated employees working hard to serve you, we ensure that your banking experience is not only efficient but also friendly. You can conveniently reach us at 216-535-3290 during our lobby hours from 8:00 AM - 3:30 PM, Monday through Friday. While members can visit us at our branch location, official correspondence should be sent to the same address: 1240 E 9th St, Cleveland, OH 44199. With a solid net worth of $47,397,939 and cash in hand totaling $4,371,285, Century stands ready to support you with confidence. We invite you to discover how our personalized approach can help you achieve your financial goals. For more information about our services or to become a member today, visit us online at cenfedcu.org. Join us in making your financial future brighter!

Branch History & Mission

Community Focus

We pride ourselves on being more than just a bank; we are a part of the community fabric. Through volunteer programs and local events, we aim to uplift those around us while offering essential services that cater to their needs. Whether you're looking for a reliable loan or advice on managing your finances better, we're here to listen and help. In this digital age, we've also embraced technology with online banking and mobile app options that allow you access to your accounts anytime you need it. We prioritize accessibility for all members by ensuring ADA compliance across our services.

Join Us

As we continue this journey together with our members and the community at large, we invite you to join Century. Experience firsthand the benefits of being part of a credit union that truly cares about your financial well-being. Explore membership options today by visiting our website or give us a call at 216-535-3290. Together, let's build a brighter financial future!

Our Evolution

Located at 1240 E 9th St, Cleveland, OH 44199, our branch is easy to find near the bustling heart of downtown. Since opening our doors, we've witnessed significant changes in banking and technology. Yet, our commitment to serving our members has remained unwavering. Over the decades, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Today, our total assets stand at an impressive $430,827,816 a testament to the trust placed in us by our members.

Our Mission

At Century, our mission is clear: We strive to provide accessible financial solutions while fostering community growth and support. We believe that everyone deserves a chance to achieve their financial goals. That's why we focus not only on providing exceptional banking services but also on making a positive impact in Cleveland through various outreach initiatives and partnerships. While members can visit us at our branch location for face-to-face interactions and personalized service during our operating hours from 8:00 AM to 3:30 PM Monday through Friday, official correspondence should be sent to the same address: 1240 E 9th St, Cleveland, OH 44199.

Branch Location & Accessibility

Additional Services

While we do not currently offer drive-thru services or shared service centers at this location, our team is here to provide exceptional support for all your banking needs. From checking and savings accounts to credit cards with rewards, we've got you covered.

Convenient Access

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and parking options. We strive to make sure everyone can visit us comfortably. Plus, if you prefer banking on the go, we have an ATM available for quick cash withdrawals and balance checks.

Get in Touch!

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 216-535-3290. We're excited to help you navigate your financial journey! Remember, while members can visit us at 1240 E 9th St, official correspondence should be sent to the same address. Come see us today at Century's Downtown Branch where your financial wellness is our priority!

Operating Hours

We understand that your time is valuable. That's why our lobby is open from 8:00 AM to 3:30 PM, Monday through Friday. Feel free to stop by during these hours to speak with our helpful staff who are always ready to assist you with personal banking, auto loans, mortgages, and more.

Member Eligibility

At Century, we believe in creating a welcoming community where everyone can thrive together. Joining us as a member is simple and opens the door to a range of financial services tailored just for you. To be eligible for membership, you need to either live, work, worship, or attend school in our local area, or have an immediate family member who is already a member with us. This means that if you share our values and are connected to our community, you're more than welcome here! For more details on eligibility criteria, feel free to check out our resource at this link. Once you're ready to take the next step, opening an account with Century is straightforward and can be done online or in person at our branch located at 1240 E 9Th St, Cleveland, OH 44199. Our friendly team is here to assist you with any questions you may have along the way; just give us a call at 216-535-3290. Becoming a part of Century not only gives you access to personalized banking options but also connects you with a supportive network dedicated to your financial well-being. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for your business. By streamlining transactions, you can focus on what matters most growing your business. Picture this: a customer makes a purchase seamlessly while you manage inventory and enhance service quality without any hassles. At Century, we're not just a bank; we're your partner in progress. Let us help you navigate the financial aspects of running a business so you can thrive. For more information, feel free to contact us at 216-535-3290 or visit our website at cenfedcu.org.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital to expand your operations or invest in new technology. Our commercial loan options are designed to help you achieve these goals. Whether you're looking to purchase new equipment or fund a renovation, our team is here to provide guidance tailored to your unique needs.

Comprehensive List Of Services

Business Banking Made Easy

For entrepreneurs and small business owners, we offer comprehensive business banking services including merchant services and business loans. Our goal is to help you grow and manage your business efficiently.

Connect with Us

Ready to take the next step? We invite you to reach out at (216) 535-3290 during our lobby hours from 8:00 AM to 3:30 PM, Monday through Friday. Visit us at 1240 E 9Th St Cleveland Oh 44199 in Cleveland, OH, or check out our website at https://www.cenfedcu.org for more information on how we can assist you in achieving financial success. Join us today at Century, where we're not just a credit union; we're a partner in your financial journey!

Easy Access to Your Funds

When it comes to accessing cash, we've got you covered. Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, with our commitment to security through electronic signatures, managing transactions has never been safer or simpler.

Lending Options for Every Need

Need a new vehicle? Our auto loans and vehicle financing provide flexible terms that fit your budget, so you can hit the road in no time. If homeownership is on your mind, explore our mortgage loans and refinancing solutions that could help you secure your dream home or lower your monthly payments. For those unexpected expenses or consolidating debt, our personal loans are here to help lighten your load.

Personal Banking Solutions

Our personal banking services are designed to make managing your finances easier and more rewarding. With our checking and savings accounts, you can enjoy features like online banking and e-statements that give you control over your money from anywhere. Imagine effortlessly checking your balance or transferring funds right from your mobile device with our convenient online and mobile banking options.

Rewards with Credit Cards

Don't forget about our credit card options! With credit cards featuring rewards, every purchase can bring you closer to exciting perks. Use it wisely, and enjoy benefits that enhance your everyday spending.

Digital & Online Banking

At Century, we understand that managing your finances should be as easy and secure as possible. Our digital and online banking services are designed with your convenience in mind, allowing you to take control of your money anytime, anywhere. With our online banking platform, you can access your accounts 24/7. This means you can check your balances, pay bills, and transfer funds without stepping foot in a branch. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Whether it's splitting a bill or sending a gift, just a few taps on your phone or clicks on your computer will do the trick. For those who prefer to handle their banking on the go, our mobile application is available for download. It offers all the essential features right at your fingertips. Plus, if you ever need to sign documents, our electronic signature authorization makes the process smooth and hassle-free. We also provide e-statements, so you can keep track of your transactions while reducing paper clutter. It's not just about saving trees; it's about having instant access to your financial history whenever you need it. Security is our top priority. All our digital services come with robust protection measures, ensuring that your information remains safe while you're banking online. You can manage your accounts confidently, knowing that we have put in place strong safeguards. In today's fast-paced world, having easy access to financial tools can make all the difference. At Century, we're committed to providing you with user-friendly online banking services that enhance your experience and simplify how you manage your money. Join us today and see how convenient banking can be!

Financial Strength

At Century, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your savings and investments are in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $47,397,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $74,892,521 in share certificates and $80,286,868 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,738,683 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $20,762,667 in used auto loans and a total of $289,247,171 in loans and leases. Our operational efficiency shines through with a net income of $1,812,301, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 50,482, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Century is your trusted partner. Visit us at 1240 E 9Th St Cleveland Oh 44199 or call 216-535-3290 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,222,667 in used vehicle loans and $17,105,157 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier for you to drive off with confidence.

Credit Lines

For those who need more flexibility in managing their cash flow, our total credit lines amounting to $176,325,994 provide an excellent resource. This option allows you to access funds when needed without the pressure of fixed monthly payments. At Century located at 1240 E 9Th St Cleveland Oh 44199, our dedicated team is here to assist you in exploring these loan products further. You can reach us at 216-535-3290, available Monday through Friday from 8:00 AM - 3:30 PM. If you're interested in refinancing or checking eligibility for any of our loan offerings, please visit our website at Century for more information or apply online directly here. We're committed to helping you find the best financial solutions for your unique situation!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,047,309, make buying or refinancing simple. We aim to guide you through every step of the process so that you can settle into your new home with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,052,245 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness in the information provided. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results, allowing users to make informed choices without external influences. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and secure the most favorable terms available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness of LendMesh in connecting borrowers with suitable loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CENTURY FEDERAL CREDIT UNION - Cleveland, OH

Compare Loan Rates Near You

Loan rates in Cleveland, OH (44199)