Affordable Vehicle Loans & Top Checking | Century Cleveland OH Credit Union

Introduction

Welcome to Century, your trusted financial partner located at 21000 Brookpark Rd, Cleveland, OH 44135. Established in 1948, our credit union has been dedicated to serving our community with integrity and a personal touch for over 75 years. With a robust membership of 31,125 individuals, we strive to create a welcoming environment where everyone feels valued. At Century, we proudly manage total assets amounting to $430,827,816, ensuring that we have the resources necessary to support our members' financial needs. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our commitment to providing competitive rates is reflected in our total deposits of $22,966,904 and a solid net worth of $47,397,939. Under the leadership of our CEO, Dave Wilde, and Board President, Peter Bonacuse, we continue to grow while keeping the focus on what truly matters our members. With a team of 87 dedicated employees ready to assist you, we're here to help you navigate your financial journey confidently. While you can reach us by phone at 216-535-3400, official correspondence should be sent to our mailing address: 21000 Brookpark Rd, Cleveland, OH 44135-3127. We invite you to explore how Century can make a positive impact on your financial future. Visit our website at cenfedcu.org or stop by today! Let's work together towards achieving your financial goals!

Branch History & Mission

Join Us

As we look towards the future, Century remains committed to innovation while staying true to our roots. We invite you to become part of our growing family. Experience the benefits of membership today! Whether you're looking for personal banking options or seeking support for your business endeavors, we're here for you every step of the way. If you're ready to join a credit union that puts you first, contact us at 216-535-3400 or visit us online at www.cenfedcu.org. Together, let's build a brighter financial future!

Our Mission

At Century, our mission goes beyond just banking; it's about empowering individuals and families to achieve their financial goals. We aim to provide exceptional service while promoting financial literacy and inclusion within the community. We're dedicated to ensuring that every member feels valued and supported throughout their financial journey. While members can visit us at 21000 Brookpark Rd for all their banking needs during our operating hours of 8:00 AM to 3:30 PM from Monday to Friday, official correspondence should be sent to our mailing address at 21000 Brookpark Rd, Cleveland, OH 44135-3127. We understand the importance of adapting to the needs of our members. That's why we offer convenient services such as online banking, mobile applications, and ATM availability. Our goal is to make banking easier and more accessible for everyone.

Our Story

The journey of Century began with a simple mission: to provide accessible and trustworthy financial services to those in need. From our humble beginnings, we have expanded our offerings significantly over the years. Today, we proudly serve a diverse membership base with services that include personal banking, auto loans, mortgage financing, and business banking solutions. Our commitment to the community is evident not only in our financial products but also in our outreach efforts. We believe that supporting local initiatives and engaging with members on a personal level are essential parts of our mission. As a member-focused organization, we strive to create lasting relationships built on trust and mutual success.

Branch Location & Accessibility

Contact Us

Have questions or need assistance? Don't hesitate to call us at 216-535-3400. We're here to help! While members can visit us at our branch address, any official correspondence should be sent to our mailing address: 21000 Brookpark Rd, Cleveland, OH 44135-3127. We look forward to welcoming you soon! Whether you're coming in for everyday banking or seeking financial advice, Century Credit Union is here for you every step of the way.

Convenient Access and Parking

At Century Credit Union, we prioritize your convenience. Ample parking is available right outside our doors, so you won't have to worry about finding a spot. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can easily access our services.

Operating Hours and Services

We know your time is valuable. That's why we're open Monday through Friday from 8:00 AM to 3:30 PM. You can easily fit us into your schedule! When you visit, you'll find a range of services ready to meet your banking needs from checking and savings accounts to auto loans and credit cards with rewards. While you're here, take advantage of our ATM services for quick cash withdrawals or balance checks anytime you need them. Although we don't have drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

At Century, we believe that becoming a member is like joining a warm and welcoming family that truly cares about your financial well-being. If you're interested in becoming part of our community, the eligibility criteria are quite simple and inviting. You can qualify for membership if you live, work, or worship in the Cuyahoga County area, or if you are related to someone who is already a member. This means that whether you're looking for a supportive place to manage your finances or seeking great loan options, we've got you covered! To take the next step towards membership at Century, simply visit us at our branch located at 21000 Brookpark Rd, Cleveland, OH 44135, or give us a call at 216-535-3400 for any questions. You can also find detailed information about our eligibility requirements on our website here. Ready to open an account? The process is straightforward just follow this link to get started: Account Opening. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds that allow you to purchase new equipment, expand your operations, or manage cash flow during slow periods. Our commercial loan options are designed to meet your unique needs and empower you to seize opportunities as they arise.

Merchant Services

In addition to loans, we offer merchant services that make it easier for you to accept payments from customers. Whether you run a bustling café or a local retail shop, our merchant services ensure smooth transactions. This means faster checkouts and happier customers, allowing you to focus on what matters most growing your business. At Century, located at 21000 Brookpark Rd Cleveland Oh 44135 in Cleveland, OH, we are here for you. Let us be your partner in success! For more information or to discuss your specific needs, call us at (216) 535-3400.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans offer competitive rates and flexible terms. We understand that buying a vehicle is a significant decision, which is why our team is here to guide you through the process. Whether you're eyeing a brand-new model or a reliable used car, Century can help get you behind the wheel without breaking the bank.

Business Banking Solutions

For entrepreneurs and small business owners, Century offers tailored solutions like merchant services and business loans. We recognize how vital it is to have reliable banking support when running a business, and we're here to ensure you have access to resources that help drive success.

Convenient Access

Our members benefit from convenient ATM services that allow for quick cash withdrawals and balance checks. You can count on us for easy access whenever you need it. At Century, we prioritize making banking accessible and straightforward for everyone in our community. If you're interested in learning more about any of these services or wish to speak with one of our friendly representatives, feel free to give us a call at 216-535-3400 or visit us at our Cleveland branch. Join us today at Century and discover how we can help enhance your financial journey!

Credit Cards with Rewards

With our credit cards, you'll not only have purchasing power but also earn rewards on everyday spending. Imagine earning points for every dollar spent, which can be redeemed for exciting rewards or cash back. It's an easy way to make your money work harder for you!

Mortgage Loans & Refinancing

For those ready to buy their first home or refinance an existing mortgage, we provide personalized assistance every step of the way. Our mortgage loans are crafted to fit different budgets and lifestyles, ensuring you find the right solution for your housing needs. Picture settling into your dream home with manageable monthly payments that fit comfortably within your budget.

Personal Banking

Whether you're looking to open a checking or savings account, we have options that can help you manage your day-to-day finances effectively. Our accounts come with features designed to make banking simple and convenient. Imagine having the ability to check your balance or transfer funds right from your smartphone! With online and mobile banking, managing your money has never been easier.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the relief you need. We aim to offer straightforward terms and competitive interest rates so you can focus on what truly matters your financial well-being.

Digital & Online Banking

Convenient Online Banking Services

With our robust online banking platform, accessible at https://www.cenfedcu.org, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it, making it easier than ever to stay on top of your financial life.

Easy Account Management

We believe in making banking simple. You can easily enroll in e-statements, which are not only environmentally friendly but also help you keep track of your transactions efficiently. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Mobile Banking On-the-Go

For those who prefer managing their finances from their smartphones, our mobile application offers a user-friendly experience that fits right in your pocket. Whether you're making person-to-person transfers or simply checking your balance, our app allows you to do so swiftly and securely. Although we currently do not offer mobile payments, our other features ensure a smooth banking experience.

Security You Can Trust

At Century, we prioritize your security. Our systems use advanced encryption technology to protect your personal information while giving you peace of mind every time you log in. We're committed to providing a safe environment for all your online transactions. Embrace the convenience of modern banking with Century and take full control of your financial journey today!

Financial Strength

At Century, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which reflects our commitment to serving you and meeting your financial needs effectively. With a net worth of $47,397,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $74,892,521 in share certificates and $80,286,868 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,738,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well with $2,076 in used auto loans and $289,247,171 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is evident with a net income of $839,137, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees who are dedicated to providing exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Century is your trusted partner. Visit us at 21000 Brookpark Rd Cleveland Oh 44135 or call (216) 535-3400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,222,667 in used vehicle loans and $17,105,157 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,047,309, make buying or refinancing simple. We guide you through the process, ensuring you feel confident every step of the way.

Other Loan Products

In addition to our auto and mortgage loans, we provide personal loans for debt consolidation and other needs. Our total credit lines amount to $176,325,994, giving you access to funds when you need them most. For those looking for refinancing options or checking their eligibility for any of our loan products, we encourage you to reach out! Our friendly staff is ready to assist you in exploring all available options. If you have any questions or would like more information about our loan offerings at Century located at 21000 Brookpark Rd Cleveland Oh 44135, don't hesitate to call us at 216-535-3400. We're here to support your financial journey every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $16,052,245 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits that can aid you in building a strong credit history.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are receiving fair and transparent offers. Each loan comparison reflects current market conditions, giving you confidence in your choices.

Key Benefits of Using LendMesh

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CENTURY FEDERAL CREDIT UNION - Cleveland, OH

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