Low Mortgage Rates & Quick Personal Loans | Century Cleveland OH Credit Union

Introduction

At Century, we believe in building strong financial foundations for our members and the communities we serve. Located at 10701 East Blvd, Cleveland, OH 44106, our Wade Park Vamc Branch has been a trusted resource since 1948, helping over 31,125 members achieve their financial goals. With total assets of $430,827,816 and total deposits amounting to $22,966,904, we are committed to providing reliable services tailored to your needs. Our dedicated team of 87 employees is led by CEO Dave Wilde and Board President Peter Bonacuse, who are passionate about fostering a welcoming environment for all. Whether you need personal banking options like checking and savings accounts or financing solutions including auto loans and mortgages, we're here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 10701 East Blvd, Cleveland, OH 44106. We pride ourselves on transparency and accessibility; feel free to reach out to us at 216-535-3600 for any inquiries. We understand that trust is paramount in financial matters. That's why we maintain a net worth of $47,397,939 and ensure that our members' funds are safe with cash in hand totaling $4,371,285. Our commitment extends beyond numbers; we strive to make a positive impact in our community through various initiatives and support programs. Ready to experience the benefits of membership? Visit us today or explore our services online at cenfedcu.org. Join us as we continue making dreams come true one member at a time!

Branch History & Mission

Commitment to Community

Our commitment extends beyond banking. We actively engage in various community outreach efforts and partnerships that aim to uplift those around us. Whether it's supporting local events or contributing to charitable causes, Century strives to make a positive impact in Cleveland and its neighboring areas. With amenities such as an ATM available for your convenience and a commitment to ADA compliance, we ensure that all members feel welcome and supported in their banking experience. Although we do not offer drive-thru services or shared service centers at this time, our dedicated team is always ready to assist you over the phone at 216-535-3600. We invite you to join us at Century and experience the benefits of being part of a community-focused credit union. Together, let's work toward building a brighter financial future!

Our Mission

At Century, our mission is clear: to empower our members through accessible financial services while actively contributing to the well-being of our community. We strive to offer an array of products that include personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We believe that financial success should be attainable for everyone. That's why we focus on providing affordable services tailored to your unique needs. We are proud to offer online banking options and mobile applications that make managing your finances easier than ever. While you can visit us at 10701 East Blvd, official correspondence should be sent to 10701 East Blvd, Cleveland, OH 44106 if needed. Our operating hours are from 8:00 AM to 3:30 PM, Monday through Friday.

Branch Location & Accessibility

Welcome to the Century Credit Union at the Wade Park VAMC Branch, located at 10701 East Blvd, Cleveland, OH 44106. Nestled in the vibrant University Circle area, our branch is conveniently situated near popular landmarks such as the Cleveland Museum of Art and the Cleveland Botanical Garden. This prime location makes it easy for you to drop by while enjoying all that this cultural hub has to offer. At our branch, we prioritize accessibility and convenience for all our members. You'll find ample parking available, along with features designed to ensure everyone can access our services comfortably. Our facility is ADA compliant, so whether you are visiting for a quick transaction or exploring your financial options with us, we aim to make your experience smooth and welcoming. Our friendly team is here to serve you during our operating hours from 8:00 AM to 3:30 PM, Monday through Friday. If you need assistance or have questions about any of our services, feel free to give us a call at 216-535-3600. Additionally, we offer convenient ATM access for quick cash withdrawals and balance checks perfect for those on-the-go moments! Although we do not have drive-thru banking available at this location, our dedicated staff is always ready to assist you inside. While members can visit us at 10701 East Blvd for all their banking needs, please note that official correspondence should be sent to the same address for consistency. We invite you to stop by Century Credit Union's Wade Park VAMC Branch today! Whether you're looking to open an account or explore loan options like auto financing or mortgages, we're here to help you every step of the way. Your financial journey starts here!

Member Eligibility

At Century, we believe in building a welcoming community where everyone can thrive. If you're looking to become a member, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in our vibrant area. We pride ourselves on being inclusive and supportive, so whether you're a long-time resident or new to the neighborhood, you're welcome here! To find out more about the specific eligibility details and see if you qualify, feel free to visit our website at http://www.cenfedcu.org/about-us/become-a-member . Joining us is simple and straightforward. Once you know you meet the criteria, opening an account is just a click away! You can get started on your membership journey by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=centuryfcu082423&list=ccplvlhexa1sst . If you have any questions or need assistance during the process, don't hesitate to reach out to us at (216) 535-3600. We're here to help you every step of the way and can't wait to welcome you into our Century family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify daily operations. Picture a retail store utilizing our point-of-sale systems. These systems streamline transactions and enhance customer experiences, allowing business owners to focus on what they do best serving their customers. If you're ready to take your business to the next level, visit us at 10701 East Blvd Cleveland Oh 44106 in Cleveland, OH, or give us a call at (216) 535-3600. Let's work together to bring your vision to life!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine a local café wanting to renovate and attract more customers. With our tailored loans, they can create a vibrant space that not only increases foot traffic but also boosts sales.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide comprehensive business banking services. From merchant services that help streamline transactions to business loans designed for growth, we aim to support your ventures every step of the way.

Call Us Today!

If you're ready to explore how Century can assist you in achieving your financial goals, don't hesitate to reach out! You can contact us at (216) 535-3600 or visit us at our branch located at 10701 East Blvd Cleveland Oh 44106. Join us today as we embark on this financial journey together!

Credit Cards & Rewards

At Century, we also offer credit cards with rewards that allow you to earn points on every purchase. It's a great way to get more from your spending while enjoying the benefits of responsible credit use.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills all from the palm of your hand. Plus, with our ATM services available for cash withdrawals and balance checks, accessing your funds has never been easier.

Personal Banking

We understand that managing finances can be challenging. That's why our personal banking services include checking and savings accounts designed to help you save for your future while enjoying easy access to your money. If you're thinking about purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options can provide the support you need at competitive rates. For those considering homeownership, our mortgage loans and refinancing solutions are crafted to make the process smoother and more affordable. If you're facing unexpected expenses or want to consolidate debt, our personal loans can give you the flexibility to manage your finances effectively.

Digital & Online Banking

Key Features

Our online banking platform offers 24/7 access to your accounts, ensuring you can check balances, transfer funds, and manage transactions whenever it suits you. Plus, with electronic signature authorization available, signing important documents is a breeze no more waiting for the mail or printing papers! For those who prefer paperless options, we provide e-statements that allow you to review your financial statements online. This not only saves trees but also helps you stay organized without the clutter of paperwork. And if you're on the go, our mobile application makes it easy to access your accounts right from your smartphone.

Security and Convenience

Security is a top priority at Century. Our digital banking features are designed with robust security measures to protect your information. You can rest assured that your data is safe while you take advantage of the convenience of person-to-person transfers. Whether you're splitting a bill or sending money to a friend, it's all just a few taps away. While we currently don't support mobile payments directly, our app provides an intuitive interface for managing all your banking needs securely. We're committed to making sure every interaction is smooth and straightforward. In today's fast-paced world, having access to real-time account management is essential. With Century, everything you need is at your fingertips so you can focus on what truly matters in life! Whether you're at home or out and about, we're here to help you bank smarter and simpler.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Century is your trusted partner. Visit us at 10701 East Blvd Cleveland Oh 44106 or call (216) 535-3600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Dedicated Team

We also take pride in having 87 full-time employees ready to assist you with knowledgeable service. Our team is committed to making your banking experience as smooth as possible.

Member Savings Security

Members' savings are secured through $74,892,521 in share certificates and $80,286,868 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $47,397,939, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,098 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Future Growth

With $44,738,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach allows us to adapt to changing needs while continuing to provide top-notch service.

Supporting Your Financial Goals

We support our members' financial goals across various sectors with $2,076 in used auto loans and $289,247,171 in total loans and leases. Our $1,812,301 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,222,667 in used vehicle loans and $17,105,157 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, we can guide you through the financing process with ease.

Business Financing

For business owners looking to grow and expand, our outstanding commercial loans provide the capital needed to take your business to the next level. Although currently our commercial loan offerings are limited at this branch, we're always exploring ways to support local businesses.

Credit Card Loans

Managing everyday expenses just got easier with our flexible terms on unsecured credit card loans. With a total of $16,052,245 in loans helping members manage their finances effectively, our credit cards come with features that make them convenient and beneficial for daily use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,047,309, make buying or refinancing simple. We believe everyone deserves the opportunity to own a home and are here to support you every step of the way.

Refinancing Options

If you're looking at lowering your interest rates or changing your loan terms, we also offer refinancing options on various loan products. Speak with one of our knowledgeable representatives to see if you're eligible for refinancing that could save you money. Feel free to reach out to us at 216-535-3600 or visit us at 10701 East Blvd Cleveland OH 44106 for more information about any of these products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Century be your partner in achieving your financial dreams!

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each comparison reflects actual rates available in the market, giving users a clear picture of their options. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users can rest assured that every option presented is based solely on merit rather than marketing influence. Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. With constantly changing rates, having access to real-time data can save time and money. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CENTURY FEDERAL CREDIT UNION