Centris Credit Union Omaha NE | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Centris, your trusted partner in financial wellness, located at 343 N 114Th St, Omaha, NE 68154. Since opening our doors in 1934, we have been dedicated to serving our community with integrity and care. With a total membership of 137,865 and assets reaching an impressive $1,371,241,672, we strive to create meaningful connections that empower our members financially. At Centris, we believe in more than just banking; we're about building relationships. Our commitment is evident in the $12,837,913 in total deposits and over 55,127 loans and leases we've provided to help you achieve your dreams be it purchasing a new vehicle or securing a home mortgage. Our experienced team of 330 employees, led by CEO Steve Swanstrom and Board President Matt Dannehl, is here to guide you through every step of your financial journey. While you can visit us at our branch for personalized service, please note that official correspondence should be sent to the same address. We invite you to explore our website at Centris FCU for more information on how we can assist you with personal banking services, auto loans, credit cards with rewards, and much more. We are proud to be a part of this vibrant community in Omaha. Our dedication goes beyond finances; it's about making a positive impact on the lives of our members. Whether you're looking for basic banking services or advanced lending options, we're here to support your needs. Come visit us today or give us a call at 402-334-7000. Experience the Centris difference where your financial goals become our mission!

Branch History & Mission

Commitment to Community

Our commitment extends beyond banking; we strive to make a positive impact on the lives of those in Omaha. Through volunteer work and financial education initiatives, we work hard to uplift our community members. Whether it's hosting workshops or sponsoring local events, Centris aims to foster growth and connection within our neighborhoods. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Centris. With operating hours from Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM, we're here for you when you need us most. Join Centris today and discover how we can help you thrive financially while contributing positively to your community! For more information or assistance, feel free to reach out at 402-334-7000 or visit us online at Centris FCU.

Our Journey

Since its inception, Centris has been dedicated to providing accessible financial services to individuals and families. From humble beginnings, our branch has expanded its offerings, adapting to the changing financial landscape while staying true to our mission of helping members achieve their financial goals. Throughout the years, we've embraced technology to enhance member experiences and improve service delivery. Today, we offer features like online banking and mobile payments, ensuring that our members have easy access to their accounts whenever they need it.

Our Mission

At Centris, our mission is clear: we aim to empower our members through exceptional financial services while fostering a strong sense of community. We believe in supporting not just your financial health but also the well-being of the neighborhoods we serve. This commitment is reflected in our partnerships with local organizations and our active involvement in community outreach programs. While members can visit us at 343 N 114th St, official correspondence should be sent to 343 N 114 St, Omaha, NE 68154 if different from our branch address. We are proud to provide various services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also offer convenient drive-thru banking and ATM services for added accessibility.

Branch Location & Accessibility

Convenient Access

At our branch, we understand that accessibility is key. Whether you're visiting for personal banking or business services, we offer ample parking and ensure that our facilities are ADA-compliant. If you have any special requirements, rest assured that our team is here to assist you.

Get in Touch

Whether you're curious about opening an account or have questions about our services, don't hesitate to reach out! You can call us at 402-334-7000 or visit us at our Omaha location. We can't wait to welcome you into the Centris family!

Operating Hours

We know how busy life can be, which is why our lobby hours are set to accommodate your schedule. We're open Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:00 AM to 1:00 PM. Feel free to stop by during these hours for all your banking needs!

Services Tailored for You

At Centris, we provide a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgage options, we've got you covered. Need quick cash? Our ATM is readily available for withdrawals and balance checks. Plus, enjoy the convenience of drive-thru banking for simple transactions like deposits and withdrawals without leaving your car. If you're a member of another credit union, take advantage of our shared service center where you can perform basic transactions as well.

Member Eligibility

At Centris, we're excited to welcome you into our vibrant community of members who support one another on their financial journeys. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the area. If you're part of this community, you're eligible to join us! We believe that everyone deserves access to personalized financial services and guidance tailored just for them. By joining Centris, you'll enjoy benefits like competitive rates on loans, savings options, and a dedicated team ready to help you achieve your financial goals. Ready to get started? You can find more detailed information about our eligibility criteria by visiting this link. If you have any questions or need assistance with the process, feel free to give us a call at (402) 334-7000. We're here for you every step of the way!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $369 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,186,588, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to loans, we offer merchant services that streamline payment processing. Imagine being able to accept payments easily whether in-store or online without the hassle of complicated setups. Our services help you manage transactions efficiently so you can focus on what matters most: running your business. Located at 343 N 114Th St Omaha Ne 68154 in Omaha, NE, we're here to partner with you on your business journey. Connect with us today at (402) 334-7000 to learn more about how we can support your vision!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Accessing your money should be hassle-free. With our ATM availability and drive-thru services at Centris, you can perform basic transactions like deposits and withdrawals without stepping inside the branch. This flexibility ensures that you're never far from your funds.

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive business banking services. From merchant services that simplify transactions to business loans that support growth initiatives, we aim to be your trusted partner in success.

Credit Cards and Rewards

Our credit cards come with rewarding features, allowing you to earn points on your purchases while enjoying competitive rates. This means every swipe can contribute toward something special, making everyday spending more rewarding.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills from the comfort of your own home or on the go.

Personal Banking Solutions

When it comes to personal banking, we offer various options tailored for every lifestyle. Our checking and savings accounts provide a solid foundation for managing your day-to-day finances. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing solutions make the process straightforward and accessible. For those interested in homeownership, our mortgage loans and refinancing options can help turn that dream into reality. We also provide personal loans and debt consolidation services to assist members in managing expenses more effectively.

Shared Branching Opportunities

As part of our commitment to serving you better, we also participate in shared branching networks. This means if you're a member of partner credit unions, you can make deposits and withdrawals at select locations easily. We invite you to experience all these benefits firsthand! For more information about our services or to speak with one of our friendly representatives, call us at (402) 334-7000 or visit us online at Dodge Branch. Your financial wellbeing is our priority at Centris!

Digital & Online Banking

Key Features

We know security is a top concern for our members. That's why our online banking services include robust security measures to protect your personal information and transactions. You can also take advantage of electronic statements for easier tracking of your finances and reducing paper clutter. Plus, our mobile application makes it simple to manage your accounts from the palm of your hand. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and easily send money directly from your account, making sharing costs effortless. And if you're looking for convenience in payments, our mobile payments feature lets you make purchases directly from your smartphone. While we currently do not offer electronic signature authorization for certain transactions, we ensure that all other aspects of our digital banking services remain safe and straightforward. Whether you're at home or on the go, Centris is committed to providing you with easy access and real-time account management. Experience the future of banking today with Centris! For more information about our digital offerings, visit us at https://www.centrisfcu.org/ or contact us at (402) 334-7000.

Financial Strength

Growing Member Base

The strength of our community is evident through our total share accounts 243,957 which shows a strong and growing member base that trusts us with their finances. Net Shares available for lending stand at $0, reflecting our capability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centris is your trusted partner. Visit us at 343 N 114Th St Omaha Ne 68154 or call (402) 334-7000 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are secure with us. We have $411,783,025 in share certificates and $188,983,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,274,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 298 full-time employees and 32 part-time employees ready to assist you.

Reinvesting for Growth

Our commitment to our members is further reflected in our $120,314,560 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $22,999 in used auto loans and $1,169,469,669 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $124,097,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,509,298 in used vehicle loans and $46,515,461 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with the vehicle you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $168,011,782, make buying or refinancing simple. We're here to guide you through the process and help you find a solution that works for your budget.

Other Loan Products

In addition to auto and mortgage loans, we provide various personal loan options to assist with debt consolidation and other financial needs. If you're a business owner looking for capital to grow and expand, our outstanding commercial loans totaling $84,186,588 may be just what you need. If you're considering refinancing or exploring eligibility options for any of our loan products, our friendly team is ready to assist you in finding the best solution tailored to your situation. For more information or assistance regarding our loan offerings at Centris located at 343 N 114Th St Omaha Ne 68154, feel free to contact us at 402-334-7000. You can also visit our website here for additional details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to helping you achieve your financial dreams one step at a time!

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,704 in loans helping members manage their finances effectively. These cards come with benefits that can make day-to-day spending easier and more rewarding.

Loan Aggregator

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CENTRIS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans