Centris Credit Union Omaha NE | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Centris, your trusted financial partner located at 19431 Polk St, Omaha, NE 68135. Since our establishment in 1934, we have proudly served our community with dedication and commitment, growing our membership to over 137,865 individuals who trust us with their financial needs. With total assets amounting to an impressive $1,371,241,672, we strive to provide exceptional services that empower our members to achieve their financial goals. At Centris, we understand the importance of personalized banking. Whether you're looking for a reliable checking account, an auto loan, or assistance with home financing, our diverse range of products is designed to meet your unique needs. With total loans and leases reaching 55,127 and deposits exceeding $12,837,913, we are well-positioned to support both personal and business endeavors. Our dedicated team of 330 employees is led by CEO Steve Swanstrom and Board President Matt Dannehl, who are committed to fostering a welcoming environment where every member feels valued. We invite you to connect with us; whether you have questions about our services or need assistance with your account, our team is just a call away at 402-431-7000. While members can visit us at our branch location, official correspondence should be sent to the same address: 19431 Polk St, Omaha, NE 68135. Explore how Centris can make a difference in your financial journey by visiting us online at centrisfcu.org or stopping by today!

Branch History & Mission

Community Engagement

Centris is not just about banking; it's about giving back. We actively engage with local organizations and participate in community outreach programs designed to uplift those around us. Our commitment extends beyond our walls whether through partnerships with local charities or initiatives aimed at financial education, we strive to make a positive impact in Omaha.

Join Us Today!

At Centris, we're excited about the future and invite you to become part of our journey. Experience firsthand how we can help you with everything from personal loans to business banking solutions. Together, let's build a stronger financial future for you and our community! For more information or to speak with one of our friendly representatives, give us a call at 402-431-7000 or visit us online at Centris FCU. Your financial success starts here!

Modern Banking Experience

As times change, so do we. While we may not have ATM availability at this location, our drive-thru service ensures that essential banking needs can still be met conveniently. Plus, we offer online and mobile banking options for those who prefer managing their finances digitally. This way, you can access your accounts anytime, anywhere.

Our Mission

Our mission at Centris is clear: We are committed to providing personalized financial solutions that empower our members and enhance their quality of life. We believe that everyone deserves access to quality financial services, whether it be personal banking options like checking and savings accounts or specialized loans for vehicles and homes. While members can visit us at 19431 Polk St, official correspondence should be sent to 19431 Polk St, Omaha, NE 68135 if necessary. Our branch operates Monday through Friday from 8:00 AM to 5:00 PM, ensuring we are available when you need us most.

Branch Location & Accessibility

Additional Information

If you need to send official correspondence, please use our mailing address: 19431 Polk St, Omaha, NE 68135. For any inquiries or assistance, feel free to call us at 402-431-7000. We invite you to come and experience the friendly service at Centris Harrison Branch. Whether you're looking for checking accounts, auto loans, or advice on personal finance, we're here for you every step of the way! Visit us today we can't wait to meet you!

Convenient Location

Situated in the heart of Omaha, our branch is easily accessible and close to local landmarks, making it simple for you to visit. You'll find us near popular spots that residents frequent, ensuring that your trip is quick and hassle-free. Parking is available right outside the branch for your convenience, and we have made sure our facility meets ADA compliance standards so everyone can access our services comfortably.

Operating Hours & Services

At Centris, we value your time. Our lobby hours are from 8:00 AM to 5:00 PM, Monday through Friday, so you can stop by at a time that works best for you. While visiting, take advantage of our drive-thru service for quick transactions like deposits and withdrawals without leaving your vehicle. Although we currently do not offer ATM services at this location, our online and mobile banking options allow you to manage your accounts anytime.

Member Eligibility

At Centris, we believe that everyone deserves a financial partner who truly cares. Joining our community is not just about opening an account; it's about becoming part of a supportive family that prioritizes your needs. If you're wondering whether you can become a member, the good news is that many people qualify! Generally, individuals who live, work, worship, or attend school in the Omaha area are eligible to join us. We also welcome family members of current members, making it easy for your loved ones to benefit from our services too. Becoming a member is simple and straightforward. You can find all the details on eligibility by visiting https://www.centrisfcu.org/about-us/membership/ . Once you're ready to take the next step, opening an account at Centris is designed to be quick and hassle-free. Just give us a call at (402) 431-7000, and we'll guide you through the process with warmth and care. Your journey towards financial wellness starts here at 19431 Polk St Omaha Ne 68135, and we can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $369 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,186,588, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely, whether you're at a busy storefront or a local market. Our solutions help you manage transactions efficiently, so you can focus on what really matters: serving your customers. Located at 19431 Polk St Omaha Ne 68135 in Omaha, NE, our team is ready to assist you with tailored solutions that fit your unique needs. Reach out to us today at (402) 431-7000 and let's take your business to the next level!

Comprehensive List Of Services

Accessibility and Convenience

At Centris, we also value accessibility. Our branch provides basic drive-thru banking services for quick deposits and withdrawals, making it easy for you to get what you need without leaving your car. If you're ready to take control of your financial journey or simply want more information about what we can do for you, don't hesitate to reach out! Call us at (402) 431-7000, visit us at our branch in Omaha, NE, or check out our website at Harrison Branch today. We're excited to assist you on your path toward financial success!

Business Banking Support

If you're a business owner, you'll find that we offer robust support through our business banking services. This includes essential tools like merchant services and business loans that help you grow your company without added stress.

Credit Cards and Rewards

For those who love to earn rewards, our credit cards with rewards programs allow you to benefit from everyday spending. You can collect points for travel, shopping, and more while enjoying competitive rates that make sense for your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or making payments, our user-friendly platforms keep everything at your fingertips. Plus, with features like person-to-person payments, handling money has never been easier.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer a variety of personal banking options designed for convenience and ease. Start by exploring our checking and savings accounts, which come with features to help you save and manage your day-to-day expenses effectively. When it comes to making big purchases, our auto loans and vehicle financing options provide flexible terms so you can drive away in your dream car without breaking the bank. If you're considering home ownership or refinancing your existing mortgage, our mortgage loans are structured to fit your financial situation. We also have personal loans available for debt consolidation or unexpected expenses, ensuring you have access to funds when you need them.

Digital & Online Banking

Accessibility and Ease-of-Use

Our digital banking tools are designed with you in mind. Whether you're using a computer or a smartphone, managing your account is straightforward and user-friendly. You can easily track spending in real-time, ensuring you always know where your money goes. In today's fast-paced world, having control over your finances at your fingertips is essential. At Centris, we strive to provide services that make banking convenient while prioritizing security and ease of use. Experience the difference today!

Key Features

One of the most convenient features we offer is e-statements. By opting for electronic statements, you can go paperless and access your financial documents securely from your device. This not only helps the environment but also keeps your information organized and accessible. If you're always on the go, our mobile application is here to make life easier. With this app, you can enjoy mobile payments, making transactions smoother than ever. Plus, our person-to-person transfer service allows you to send money quickly to friends or family without any hassle. We take security seriously at Centris. Although we do not currently offer electronic signature authorization, rest assured that all transactions made through our online services are protected with robust security measures. Your data is safe with us.

Financial Strength

Commitment to Growth and Innovation

With $120,314,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on growth means more resources to help you achieve your financial goals. Our lending capacity supports members' financial aspirations across various sectors, highlighted by $22,999 in used auto loans and $1,169,469,669 in total loans and leases. Whether you're looking to purchase a vehicle or need financing for personal projects, we've got your back.

Dedicated Team Ready to Serve You

Our efficient operations are reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 298 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts at 243,957, it's clear that our growing member base trusts us with their finances. This trust is the foundation of our community-focused approach.

Robust Financial Health

With a net worth of $124,097,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices ensures we can weather economic uncertainties and continue to support our members' needs. Our net worth ratio of $928 demonstrates a solid capital foundation. This is crucial as it guarantees we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $411,783,025 in share certificates and $188,983,730 in money market shares, offering stable and rewarding financial growth opportunities. Your savings are not only safe but also work harder for you with these attractive options. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,274,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Partner in Financial Success

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centris is your trusted partner. Visit us at 19431 Polk St Omaha Ne 68135 or call (402) 431-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,509,298 in used vehicle loans and $46,515,461 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and make it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $84,186,588 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $168,011,782, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing loan, our team is here to guide you through the process.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out. Our knowledgeable staff is ready to assist you in understanding your choices and finding the best solution for your needs. For more information on our loan offerings or to discuss your specific financial situation, don't hesitate to contact us at 402-431-7000. You can also visit us at our branch located at 19431 Polk St Omaha NE 68135 or check out our website at Centris. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,704 in loans helping members manage their finances effectively. These cards come with benefits that can help simplify your spending and provide peace of mind.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees fair and transparent offers. Every loan comparison reflects current market conditions, ensuring that users have access to accurate information when exploring their options.

CENTRIS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans