Centris Credit Union Omaha NE | Affordable Auto Loans & Business Banking

Introduction

Community Commitment

As a member-focused credit union, we understand that financial well-being is about more than just numbers; it's about building relationships and supporting the community. With $12,837,913 in total deposits and more than 55,127 loans provided, we are dedicated to fostering growth and prosperity within Omaha and beyond. Our CEO, Steve Swanstrom, alongside Board President Matt Dannehl, leads our team of 330 employees who are ready to assist you every step of the way.

Connect with Us

We're here to help! If you have questions or want to explore how we can assist you further, don't hesitate to reach out at (402) 334-7000. Experience personalized service that makes a difference visit us today or check out our website at Centris FCU for more information. Your financial success is our mission!

Your Financial Partner

Whether you're looking for auto loans, mortgage refinancing, or personal banking solutions, Centris is here for you. We have a variety of options that cater to your needs, with the assurance that your financial future is in capable hands. Our current net worth stands at $124,097,980, ensuring we're well-equipped to support our members' aspirations. While you can visit us at our branch location for all your banking needs, official correspondence can be sent to the same address: 3575 L St, Omaha, NE 68107.

Branch History & Mission

Commitment to Innovation

Centris embraces modern technology while ensuring ADA compliance so that all members can access our services easily. Our online banking platform allows members to manage their accounts anytime and anywhere with features like mobile payments and person-to-person transfers. We are proud to be a part of a digital evolution that enhances accessibility without compromising the personal touch that defines who we are.

Community Impact

We are deeply rooted in Omaha and actively participate in local initiatives aimed at improving the lives of our neighbors. By collaborating with various organizations, we work tirelessly to provide resources and support where it's needed most. Whether through financial education programs or community events, Centris is committed to making a positive impact. Join us at Centris! Become part of a credit union that values its members and prioritizes your financial success. Experience firsthand how we can help you achieve your goals while contributing positively to the community around us. For more information about membership or our services, please visit Centris or call us at 402-334-7000 today!

Our Mission

The mission of Centris is clear: We strive to empower our members by providing them with affordable financial services that promote their economic well-being. We believe that when our members thrive, so does the community around us. This is why we focus not only on financial growth but also on fostering community engagement through various outreach programs and partnerships. While members can visit us at 3575 L St for all their banking needs, official correspondence should be sent to the same address for consistency. Our branch operates Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. We also offer ATM services for added convenience.

Branch Location & Accessibility

Welcome to Centris, your friendly neighborhood credit union! Our South Omaha Branch, located at 3575 L St, Omaha, NE 68107, is here to serve you with a smile. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, we've made it easy for you to visit us. Situated conveniently near local landmarks like the bustling Omaha Community Center and just a short drive from popular shopping spots, our branch is easily accessible for all members. Plus, we offer ample parking right outside the door, ensuring that your visit is as hassle-free as possible. Our branch operates Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 12 PM. We understand that life can be busy, so we've designed our hours to accommodate your schedule. If you need assistance after hours or prefer digital banking options, don't forget that we also provide online and mobile banking services for your convenience. At Centris, we prioritize accessibility. Our branch is ADA compliant and equipped with features like ramps to ensure that everyone can walk in comfortably. Although we currently do not offer drive-thru banking services, our friendly staff is always ready to assist you inside the branch. As a member of Centris, you'll benefit from a wide range of services including personal checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Need cash? You'll find an ATM available right at our location for quick access to your funds. While members can visit us at 3575 L St for all their banking needs, official correspondence should be sent to the same address: 3575 L St, Omaha, NE 68107. If you have any questions or want to learn more about how we can help you achieve your financial goals, feel free to give us a call at 402-334-7000. We look forward to welcoming you into the Centris family!

Member Eligibility

At Centris, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and opens the door to a world of financial opportunities tailored just for you. If you live, work, or attend school in our vibrant community, you're likely eligible to join us! We also welcome family members of existing members, making it easy for you and your loved ones to benefit from our services. For the most current details about eligibility, feel free to check out our website at https://www.centrisfcu.org/about-us/membership/ . Joining Centris means you'll have access to a range of financial products designed with your needs in mind, from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. The process of opening an account is straightforward and user-friendly just give us a call at (402) 334-7000 if you have questions or want more information about getting started. We're excited to support you on your financial journey right here at 3575 L St Omaha Ne 68107!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $369 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,186,588, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy Saturday at your shop: customers are lined up, eager to make purchases. With our reliable payment solutions, transactions happen swiftly and securely, allowing you to focus on what you do best serving your customers. Located at 3575 L St Omaha Ne 68107 in Omaha, NE, our team is ready to partner with you on your business journey. Reach out to us at (402) 334-7000 or visit our website at Centris to learn more about how we can help you thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, Centris offers comprehensive business banking solutions. From merchant services that simplify payment processing to business loans that fuel growth, we stand by your side as your business flourishes. We understand the challenges of running a business, and we're committed to providing the financial tools necessary for success.

Convenient Access Anytime

Accessibility is key in today's fast-paced world. That's why we offer ATM services allowing for hassle-free cash withdrawals and balance checks whenever you need them. With our commitment to online and mobile banking, managing your finances has never been easier. At Centris, we pride ourselves on being more than just a credit union; we're part of the community. Our friendly team is ready to assist you with any questions or concerns you may have about our services. Feel free to reach out at (402) 334-7000 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Let us help you achieve your financial goals today!

Credit Options Tailored for You

If you're considering consolidating debt or need quick cash for unexpected expenses, our personal loans can provide the relief you need. Additionally, our credit cards come with rewards that make everyday spending more rewarding. Whether it's earning points on groceries or cashback on gas, we aim to enhance your purchasing power.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances. Imagine having a checking account that not only makes transactions easy but also helps you build savings effortlessly. With our online and mobile banking options, you can check balances, transfer funds, and pay bills from anywhere perfect for busy lifestyles. When it comes to financing big purchases like a vehicle or home, we offer competitive auto loans and mortgage loans. Picture yourself driving off in a new car or settling into your dream home with affordable monthly payments. Our team is here to help you navigate the loan process smoothly.

Digital & Online Banking

Key Features for Your Convenience

Enjoy the benefits of e-statements, which allow you to receive your account statements electronically. This not only helps the environment but also gives you quicker access to important documents without cluttering your mailbox. You can view your e-statements anytime, ensuring you're always up-to-date with your financial situation. If you're looking for a way to send money quickly to family or friends, our person-to-person transfer feature has you covered. Sending money has never been easier just a few taps on our mobile app or website, and you're done! Speaking of our mobile app, it's available for download right now! With it, you can make mobile payments effortlessly. No more fumbling for cash or cards; simply use your phone to pay at participating locations. Plus, the app provides real-time notifications about your transactions so that you can keep track of your spending right from your pocket.

Security You Can Trust

At Centris, we prioritize your safety. Our online banking services include robust security measures to protect your personal information and financial data. Although we currently don't support electronic signature authorization, rest assured that every transaction is conducted through secure channels. Our commitment to providing top-notch digital banking services means that whether you're using a computer or mobile device, you'll have peace of mind knowing that we're here to support all your banking needs. Join us today and experience the ease of digital banking with Centris!

Financial Strength

Commitment to Growth

With $120,314,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $22,999 in used auto loans and $1,169,469,669 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 298 full-time employees and 32 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $411,783,025 in share certificates and $188,983,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,274,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $124,097,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share Accounts: 243,957, show a strong and growing member base that trusts us with their finances. With funds available for lending and investments at $0, you can be assured that your money is working effectively for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centris is your trusted partner. Visit us at 3575 L St Omaha Ne 68107 or call (402) 334-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,509,298 in used vehicle loans and $46,515,461 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring that you find the right fit for your budget.

Credit Lines

For those who need ongoing access to funds, our credit lines totaling $505,212,345 provide the flexibility you need. Whether it's for unexpected expenses or planned purchases, having a credit line can be a smart financial tool.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $168,011,782, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our dedicated team is ready to assist you. We aim to make the process as straightforward as possible so that you can focus on what matters most. For more information about our loan products or to discuss your options further, feel free to reach out to us at (402) 334-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,704 in loans helping members manage their finances effectively. These credit cards are ideal for those who want easy access to funds without needing collateral.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers, allowing them to compare loans with confidence. LendMesh stands out in several key areas: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness in the options presented. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that reflect true market offerings. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, giving them the information they need to make informed choices about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the practical benefits of using LendMesh to navigate the often complex world of loans. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CENTRIS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans