Centris Credit Union Lavista NE | Best Auto Loans & Business Banking

Introduction

Welcome to Centris, your trusted partner in financial well-being, proudly serving the Lavista community since 1934. Located at 8250 S 99Th St, Lavista, NE 68128, we have grown alongside our members, building a strong foundation based on trust and commitment. With a total membership of 137,865 individuals and assets exceeding $1.37 billion, Centris is here to support you in achieving your financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address at 8250 South 99th St, LaVista, NE 68128. At Centris, we pride ourselves on offering a comprehensive range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and even business banking solutions. Our total deposits stand at an impressive $12,837,913, reflecting the trust our members place in us every day. Under the leadership of CEO Steve Swanstrom and Board President Matt Dannehl, our dedicated team of 330 employees is committed to providing exceptional service tailored to meet your unique needs. Whether you're seeking to finance your dream car or looking for reliable savings options, we have you covered with over 55,000 loans and leases available. As a member-owned credit union with a net worth of $124,097,980, we are focused on giving back to the community that supports us. Our goal is not just to provide financial services but also to empower you with the tools necessary for success. We invite you to explore what Centris can do for you. Visit us today or call us at 402-334-7000 for more information about how we can help you achieve your financial aspirations!

Branch History & Mission

Community Commitment

Our dedication extends beyond traditional banking; we actively engage in community outreach programs that strengthen local ties. From financial literacy workshops to partnerships with local organizations, we aim to uplift those around us. With every loan we approve and every account we open, we contribute positively to the economic fabric of LaVista.

Join Us Today!

As we continue this journey together, we invite you to experience all that Centris has to offer. Whether you're looking for a reliable place for your savings or seeking guidance on loans and financial planning, we're here for you. Connect with us today at (402) 334-7000 or visit our website for more information on how you can become part of our family. Together, let's build a brighter future!

Mission Statement

At Centris, our mission is simple yet profound: to empower individuals and families to achieve their financial goals while enhancing the quality of life in our community. We believe that when our members thrive, so does the community around us. Our services range from personal banking including checking and savings accounts to auto loans, mortgages, business banking solutions, and more. We strive to provide accessible financial services that cater to every member's unique situation. While members can visit us at 8250 S 99th St for all their banking needs, official correspondence should be sent to our mailing address at 8250 South 99th St, LaVista, NE 68128.

Our Evolution

From our humble beginnings nearly nine decades ago, Centris has evolved significantly. Today, we boast total assets of over $1.37 billion. This growth reflects our unwavering commitment to our members and their needs. We've embraced modern banking technologies while maintaining the personal touch that sets us apart. Our operating hours are designed with you in mind: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Additionally, we offer drive-thru services and ATM availability for your convenience.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ample parking available right outside, along with ADA-compliant features such as ramps to make your visit smooth and hassle-free. Whether you're coming in for a quick transaction or a more detailed discussion about your financial goals, we ensure that everyone can access our services comfortably.

Banking Services

At Centris, we pride ourselves on offering a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru service allows for quick deposits and withdrawals without leaving your car, making banking even more convenient!

Get in Touch

If you have questions or want to learn more about what we offer, don't hesitate to call us at 402-334-7000. We're here to help! Come visit us at the Centris Lavista Branch where great service meets community spirit!

Operating Hours

We know life can get busy! That's why the Centris Lavista Branch offers flexible operating hours. You can visit us Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Our dedicated team is always ready to help you during these hours.

Member Eligibility

At Centris, becoming a member feels like joining a close-knit family dedicated to supporting your financial journey. Whether you're looking for personal banking solutions or planning for your future, we welcome individuals who live, work, worship, or attend school in our community. It's all about making banking accessible and friendly for everyone. To find out if you qualify, you can check the detailed eligibility criteria at https://www.centrisfcu.org/about-us/membership/ . We believe in keeping things simple if you're eligible, opening an account with us is an easy and straightforward process that can be done right here at our branch located at 8250 S 99Th St Lavista Ne 68128. If you have any questions or need assistance, feel free to give us a call at (402) 334-7000. We're excited to help you take this step towards a brighter financial future!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a payment processing system that is as efficient as your operations. Our merchant services offer just that streamlined payment solutions that enable you to focus on what you do best: running your business. From point-of-sale systems to online payment processing, we provide the tools you need to enhance customer experience and boost sales. Located at 8250 S 99Th St Lavista Ne 68128 in Lavista, NE, we're here to help your business reach its full potential. Contact us at (402) 334-7000 or visit our website for more information about how we can assist you!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $369 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,186,588, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

Need cash quickly? Our ATM services enable easy cash withdrawals and balance checks without hassle. Additionally, our basic drive-thru banking allows for simple transactions such as deposits and withdrawals without leaving your vehicle perfect for those on the go.

Business Banking Solutions

For entrepreneurs and small business owners, Centris offers comprehensive business banking services, including merchant services and business loans designed to support your growth. We understand that every business is unique, which is why we strive to create personalized solutions that align with your objectives.

Connect With Us

At Centris, we believe in building strong relationships with our members through exceptional service. Our experienced staff are always ready to assist you with any questions or concerns you may have. To learn more about what we offer or how we can help you today, give us a call at (402) 334-7000 or visit us online at Lavista Branch. Join us in achieving your financial dreams!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. With capabilities like bill payments, fund transfers, and account monitoring right at your fingertips, staying on top of your finances has never been easier.

Personal Banking Made Easy

Navigating your finances is simpler with our personal banking options. We offer various checking and savings accounts that cater to your lifestyle. For those planning to make a significant purchase, our auto loans and vehicle financing options provide competitive rates, making it easier to drive off in your dream car. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are tailored to fit your needs. When life throws unexpected expenses your way, our personal loans and debt consolidation services can help you manage those costs effectively. Plus, with credit cards that offer rewards, you can earn while you spend!

Digital & Online Banking

Convenient Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.centrisfcu.org/ , you can check your account balances, transfer funds, and pay bills right from your computer or mobile device. No need to worry about rushing to the bank before closing time your finances are just a click away, day or night!

Manage Your Money On the Go

Our mobile application is another great tool for members who prefer banking on their smartphones. With features like mobile payments, you can make purchases without needing cash or cards. Plus, sending money to friends and family is a breeze with our person-to-person transfer feature. Just a few taps and you're done!

Peace of Mind with Security Features

We prioritize your security at Centris. Even though we do not currently offer electronic signature authorization, rest assured that we implement robust measures to protect your sensitive data while using our online services. In summary, our digital and online banking offerings provide accessible, user-friendly tools for managing your finances effectively. Visit us today at https://www.centrisfcu.org/ and explore how you can take control of your banking experience!

Stay Organized with E-Statements

Keeping track of your finances is easier than ever with our e-statements. Say goodbye to paper clutter and access your statements online whenever you want. It's an eco-friendly option that also adds an extra layer of security to your financial information.

Financial Strength

Member-Centric Savings

Members' savings are secured through $411,783,025 in share certificates and $188,983,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,274,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 298 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinforcing Growth

With $120,314,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $22,999 in used auto loans and $1,169,469,669 in total loans and leases.

Solid Financial Foundation

With a net worth of $124,097,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts stand at 243,957, showing a strong and growing member base that trusts us with their finances. This trust enables us to build lasting relationships within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centris is your trusted partner. Visit us at 8250 S 99Th St Lavista Ne 68128 or call (402) 334-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

For those interested in business opportunities, our outstanding commercial loans totaling $84,186,588 provide the capital needed to grow and expand. We're here to support not just individuals but also entrepreneurs looking to take their ventures to new heights. If you're considering refinancing any existing loans or need assistance determining your eligibility for any of our loan products, don't hesitate to reach out. Our dedicated team is ready to guide you through the process and find solutions that suit your unique financial situation. For more information or assistance, feel free to call us at 402-334-7000 or visit us at our branch located at 8250 S 99Th St Lavista Ne 68128. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Centris be your partner in achieving financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,509,298 in used vehicle loans and $46,515,461 in new vehicle loans already helping members get on the road. We provide financing options tailored to fit your budget, whether you're purchasing a brand-new vehicle or a dependable used one.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $168,011,782, make buying or refinancing simple. We work with you every step of the way to ensure that you understand your options and can choose the best path forward for your home financing needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $3,704 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that help you get more out of every purchase while keeping your expenses under control.

Loan Aggregator

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CENTRIS FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans