Centris Credit Union Council Bluffs IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Centris, your trusted partner in financial wellness since 1934. Located at 518 E Broadway, Council Bluffs, IA 51503, our East Council Bluffs Branch is dedicated to serving our community with integrity and care. With a robust membership of over 137,865 individuals, we pride ourselves on being more than just a credit union; we're a family that supports each other through all of life's financial milestones. At Centris, we understand the importance of having a reliable financial institution by your side. Our total assets stand at an impressive $1,371,241,672, showcasing our strength and commitment to providing exceptional service. Whether you're looking for personal banking solutions such as checking and savings accounts or seeking financing options like auto loans and mortgages, we have tailored products to meet your needs. Our leadership team, led by CEO Steve Swanstrom and Board President Matt Dannehl, is passionate about making a positive impact in the lives of our members. We are proud to offer a variety of services that include online and mobile banking for convenience, as well as expert advice for business loans and merchant services for local businesses. While members can visit us at our branch location for friendly service and support, official correspondence should be sent to the same address: 518 E Broadway, Council Bluffs, IA 51503. Join us today and experience the difference at Centris. For inquiries or assistance, feel free to call us at 402-431-8800. Let's work together towards a brighter financial future!

Branch History & Mission

Community Commitment

While members can visit us at 518 E Broadway, official correspondence should be sent to the same address as there's no difference between mailing and physical locations. Our operating hours are Monday through Friday from 8 AM to 5 PM, making it easy for you to reach out when you need us. Through partnerships with local organizations and participation in community events, Centris actively gives back. We aim to empower members by educating them about financial literacy and providing resources that lead to informed decision-making. As we look toward the future, we invite you to join us on this journey. Become part of Centris where your membership means so much more than just banking; it means being part of a family dedicated to helping each other thrive. Experience firsthand how we can support your financial journey today! For more information or assistance, feel free to call us at 402-431-8800 or visit our website at Centris.

Our Evolution

From our humble beginnings, Centris has continually evolved to meet the changing needs of our members. We started with a simple mission: to offer affordable financial solutions to those who needed them most. Over the decades, we have expanded our range of services to include personal banking, auto loans, mortgages, business banking, and much more. As of today, our total assets stand at an impressive $1,371,241,672. Our branch has become a cornerstone in the community, offering not just financial products but also support through various outreach programs. We believe that being part of the community means more than just providing loans and accounts; it means actively participating in local events and initiatives that uplift our neighbors.

Our Mission

At Centris, our mission is clear: we are dedicated to serving our members with integrity while fostering financial well-being in the communities we serve. We strive to provide personalized service and innovative solutions that help individuals and families achieve their financial goals. Whether it's saving for a new home or planning for retirement, we're here every step of the way. We understand that accessibility is vital; that's why we offer services such as online banking and mobile payments. Plus, with ATM availability at our location and various partnerships within the area, we ensure that accessing your funds is always convenient.

Branch Location & Accessibility

A Welcoming Atmosphere

We pride ourselves on creating a welcoming atmosphere where you can feel comfortable discussing your financial needs. Though we don't have drive-thru banking available, our team is always ready to assist you inside the branch. If you're looking for shared services, note that we do not participate in shared service centers at this location. However, our comprehensive range of products ensures that you'll find what you need right here. We invite you to come by and experience all that Centris has to offer! If you have any questions or would like more information about our services, please don't hesitate to call us at 402-431-8800. Your financial journey starts here!

Convenient Access and Services

At Centris, we understand the importance of accessibility. Our branch is designed to accommodate everyone, featuring ADA-compliant access and convenient parking options right at our doorstep. While members can visit us at 518 E Broadway, official correspondence should be sent to the same address for your convenience. Our lobby hours are designed to fit your busy schedule; we're open from 8 AM to 5 PM on weekdays. Whether you need assistance with checking accounts, auto loans, or credit cards with rewards, our dedicated team is ready to help. Additionally, we offer ATM services for quick cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Centris is like joining a family that genuinely cares about your financial well-being. If you're looking to be part of a supportive community in Council Bluffs, you'll be pleased to know that membership is open to anyone who lives or works in the area, as well as their family members. It's all about creating connections and fostering a sense of belonging among our members. By choosing Centris, you gain access to personalized services tailored just for you, including competitive rates on loans, savings options, and valuable financial advice. The process of joining is straightforward and welcoming. You can easily find detailed eligibility criteria by visiting https://www.centrisfcu.org/about-us/membership/ . If you're ready to take the next step, opening an account is just as simple! Feel free to reach out to us at (402) 431-8800 for any questions or guidance along the way. We look forward to welcoming you into our community at 518 E Broadway Council Bluffs Ia 51503!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $369 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,186,588, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business smoothly while effortlessly handling customer payments. Our merchant services provide you with the tools needed to accept payments easily, whether it's through credit cards or mobile transactions. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what matters most growing your business. Visit us at 518 E Broadway Council Bluffs Ia 51503 in Council Bluffs, IA or call us at (402) 431-8800 to learn how our business banking solutions can empower your success.

Comprehensive List Of Services

Business Banking Support

For local entrepreneurs, we have an array of services geared toward supporting your business. Our business banking solutions, including merchant services and business loans, ensure that you have the resources needed to grow and thrive.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust online and mobile banking features that let you manage your accounts on-the-go. Whether it's checking balances, transferring funds, or paying bills, everything is just a few taps away. Our ATM services also make cash withdrawal simple and straightforward.

Personal Banking Solutions

When it comes to managing your money, our personal banking options make it easy and convenient. We offer checking and savings accounts that fit your lifestyle. For those considering buying a new car or refinancing an existing vehicle, our auto loans and vehicle financing solutions provide competitive rates tailored to your budget. If you're dreaming of owning a home, our mortgage loans and refinancing options are designed with flexibility in mind. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control. Plus, don't forget about our credit cards with rewards, which allow you to earn while you spend.

The Importance of Member Care

At Centris, we believe in building lasting relationships with our members. Our team is always available to answer questions and provide support tailored specifically to your financial journey. We aim not just to serve you but to empower you with the tools and resources necessary for financial success. Ready to take the next step? Explore how we can meet your financial needs by visiting us at 518 E Broadway Council Bluffs Ia 51503 or give us a call at (402) 431-8800. Join the community at Centris today! For more information about membership eligibility, check out our website.

Digital & Online Banking

Convenient Online Access

With our robust online banking platform available at https://www.centrisfcu.org/ , you can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure you have access to your accounts whenever you need them, providing peace of mind no matter where life takes you.

Safe and Secure Banking

Your security is our top priority. We've implemented strong measures to protect your information while ensuring that all transactions are safe. Plus, with e-statements available, you can view your financial statements electronically eliminating the worry about paper statements falling into the wrong hands. At Centris, we believe in making banking not just accessible but also enjoyable. Our electronic signature authorization feature allows for hassle-free document handling without the need for physical signatures. All these services come together to create a banking experience that's tailored to fit your modern lifestyle. Ready to take control of your finances? Visit us online at https://www.centrisfcu.org/ today!

User-Friendly Mobile Features

For those who prefer managing their finances through their smartphones, our mobile application is here to help. You can download it today and enjoy features like mobile payments, person-to-person transfers, and real-time account updates right at your fingertips. Whether you're splitting a dinner bill with friends or making an urgent payment, our mobile capabilities make it quick and simple.

Financial Strength

Commitment to Growth

With $120,314,560 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $22,999 in used auto loans and $1,169,469,669 in total loans and leases.

Growing Member Trust

Total Share Accounts stand at 243,957, showing a strong and growing member base that trusts us with their finances. Our commitment to your financial well-being drives us every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centris is your trusted partner. Visit us at 518 E Broadway Council Bluffs Ia 51503 or call (402) 431-8800 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 298 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $411,783,025 in share certificates and $188,983,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $36,274,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $124,097,980, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $405,509,298 in used vehicle loans and $46,515,461 in new vehicle loans already helping members get on the road. We also provide refinancing options for those looking to lower their monthly payments or consolidate debt. Our team is here to guide you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $84,186,588 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your entrepreneurial journey. At Centris, we pride ourselves on offering transparent and straightforward loan products without hidden fees or complicated terms. For more details on eligibility and application processes, feel free to reach out at (402) 431-8800, or visit us at our location: 518 E Broadway Council Bluffs Ia 51503, Council Bluffs, IA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you in achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $168,011,782, make buying or refinancing simple. We aim to provide you with competitive rates and terms that fit your financial situation. If you're considering refinancing your current mortgage, we can help you explore eligibility options tailored just for you.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans, with a total of $3,704 in loans helping members manage their finances effectively. These credit cards are designed with your needs in mind, providing both convenience and access to funds when necessary.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers, reflecting the most accurate loan rates available in the market.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see is genuine and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment allows users to compare options without the influence of advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily find the best options for their needs. This real-time feature helps in making swift and informed decisions regarding loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective LendMesh can be in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CENTRIS FEDERAL CREDIT UNION - Council Bluffs, IA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans