Centricity Credit Union Superior WI | Best Auto Loans & Checking Accounts

Introduction

Welcome to Centricity, your trusted financial partner located at 25 Belknap St, Superior, WI 54880. Established in 1943, we have proudly served our community for decades, growing alongside our members and adapting to their needs. With a total membership of 17,232, we are dedicated to providing personalized banking solutions that empower you to achieve your financial goals. At Centricity, we understand the importance of having a reliable financial institution by your side. Our total assets amount to an impressive $245,197,106, ensuring that we have the resources to support you in every stage of your financial journey. Whether you're looking for auto loans, mortgages, or business banking services, our team is here to help. Currently, we hold $19,597,413 in deposits and offer a diverse range of loans amounting to 11,725. We pride ourselves on our strong net worth of $30,894,471 and a solid cash reserve of $2,408,486, reflecting our commitment to stability and growth for our members. Led by our CEO Doug Ralston and Board President Margaret Taylor, our team is devoted to fostering a welcoming environment where members can thrive financially. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 25 Belknap St., Superior, WI 54880. We invite you to reach out to us at 715-392-4952 or explore more about our services online at Centricity. Join us in building a brighter financial future together!

Branch History & Mission

At Centricity, we take pride in our rich legacy and commitment to the community. Founded in 1943, our Superior branch has been a cornerstone of financial support and service for over 80 years. Located at 25 Belknap St, Superior, WI 54880, we are easily accessible to our members, nestled in a vibrant part of town close to local landmarks that reflect the spirit of our community. As we have grown from humble beginnings, our mission has remained steadfast: to provide exceptional financial services while fostering a sense of belonging among our members. With a total membership of over 17,000 and assets reaching an impressive $245,197,106, we strive to empower individuals and families through various offerings. These include personal banking services like checking and savings accounts, auto loans, mortgage loans, and even business banking options. Our journey reflects not only our growth but also our dedication to evolving with the needs of our members. We have embraced digital advancements such as online banking and mobile payments, ensuring that accessing your finances is both convenient and secure. Our branch is ADA compliant, making sure everyone in our community can access the services they need without barriers. While members can visit us at 25 Belknap St for all their banking needs including basic drive-thru services for deposits and withdrawals official correspondence should be sent to the same address. We also offer ATM availability for quick cash withdrawals or balance checks. Centricity believes in giving back to the community that supports us. Our outreach initiatives focus on local partnerships aimed at enhancing economic development and improving financial literacy among residents. We recognize that by investing in our community's future, we create a stronger foundation for everyone. With operating hours designed for your convenience Monday through Friday from 8:30 a.m. to 5:00 p.m., and Saturday from 8:00 a.m. to noon our team is ready to assist you with personalized service tailored to meet your unique financial needs. We invite you to become part of the Centricity family. Experience firsthand how our commitment goes beyond just numbers; it's about building relationships and supporting each other. Join us today and discover how together we can achieve more! For more information or assistance, feel free to call us at 715-392-4952 or visit us online at Centricity.

Branch Location & Accessibility

Convenience and Accessibility

At Centricity, we prioritize your convenience. Whether you're driving or walking, our location offers ample parking and is fully ADA compliant, ensuring everyone can easily reach us. If you prefer to use our drive-thru services, you can take advantage of this feature during our operating hours: Monday through Friday from 8:00 a.m. to 5:30 p.m., and on Saturday from 8:00 a.m. to noon. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 25 Belknap St, Superior, WI 54880.

Services Offered

Our branch is equipped with an ATM for quick cash withdrawals and balance checks, plus drive-thru banking options for deposits and simple transactions. We offer a range of services including personal banking accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Feel free to call us at 715-392-4952 if you have any questions or need assistance. Our dedicated team is here to help you every step of the way!

Visit Us Today!

We invite you to stop by Centricity in Superior and experience our friendly service firsthand. Whether you're looking to open an account or need assistance with your existing one, we're here for you! Come see how easy managing your finances can be!

Member Eligibility

At Centricity, becoming a member is like joining a welcoming family that truly cares about your financial well-being. If you're looking to become part of our supportive community, the good news is that eligibility is quite accessible! You can join us if you live, work, or worship in the area, or if you have a family member who's already a member. This means that many people can easily step into the benefits we offer, including personalized banking solutions and competitive rates. We're here to help you achieve your financial goals with services tailored just for you. To get started on your membership journey at Centricity, simply visit us at our location at 25 Belknap St Superior Wi 54880 or give us a call at (715) 392-4952. For more detailed eligibility criteria, check out our website at https://centricity.org/about/membership/become-a-member/ . We can't wait to welcome you into our community and help you thrive!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $26 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,177, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine a local café using our point-of-sale system to accept payments easily while managing inventory on the go. This practical solution not only enhances customer experience but also streamlines operations, allowing you to focus on what matters most growing your business. Visit us at 25 Belknap St Superior Wi 54880 in Superior, WI, or call us at (715) 392-4952 to learn more about how we can support your business goals!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our location includes an ATM for easy cash withdrawals or balance checks. Plus, our drive-thru service allows you to conduct simple transactions without leaving your car ideal for those on the go! At Centricity, we are dedicated to ensuring that every member has access to the financial tools they need. Whether it's through personal assistance at our branch or digital solutions at your fingertips, we strive to make banking straightforward and accessible. For any questions or further information about how we can assist you, feel free to call us at (715) 392-4952 or visit us online at Superior Branch. We look forward to serving you!

Business Banking

If you own a business, Centricity offers specialized services including merchant services and business loans. We understand the unique challenges businesses face, and we're here to support your growth with flexible financing options.

Credit Cards

Don't forget about our credit cards with rewards! These cards not only offer convenience but also give back to you with points for every dollar spent, making everyday purchases even more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services. You can manage your accounts from anywhere using our user-friendly mobile app or website. Enjoy features like bill payments, fund transfers, and access to e-statements all designed for your busy lifestyle.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking services have you covered. We offer checking and savings accounts designed to fit various lifestyles. If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options are here to make those dreams a reality. For those planning to buy a home, we provide comprehensive mortgage loans and refinancing options that can simplify the process and save you money over time. If debt is weighing you down, our personal loans and debt consolidation services can help lighten the load with competitive rates.

Digital & Online Banking

Key Features

Our online banking platform offers an array of user-friendly features. Need to check your balance or pay bills? With just a few clicks, you can handle it all from the comfort of your home. We also provide e-statements, allowing you to view your account statements electronically rather than waiting for them to arrive in the mail. This not only saves trees but also keeps your information organized and easily accessible. If you're on the go, our mobile application has got you covered. You can manage your accounts right from your smartphone, making it simple to stay on top of your finances wherever life takes you. Plus, with mobile payments enabled, making purchases has never been easier just tap and go!

Security and Convenience

Security is a top priority for us at Centricity. Our electronic signature authorization feature ensures that your transactions are safe and verified. Additionally, person-to-person transfers make sending money to friends or family as easy as sending a text message. We believe that banking should be straightforward and hassle-free. With our commitment to providing accessible and secure digital services, managing your finances is now more convenient than ever. Join us at Centricity, where we put you first in every transaction!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centricity is your trusted partner. Visit us at 25 Belknap St Superior Wi 54880 or call (715) 392-4952 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Dedicated Team

We pride ourselves on having a dedicated workforce of 73 full-time employees and 11 part-time employees. This ensures that our branches are always ready to serve you with knowledgeable and committed team members who care about your needs.

Member-Centric Savings

Members' savings are secured through $17,357,634 in share certificates and $22,882,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,488,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $25,213,551 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial journey effectively. Our lending capacity is also robust: we have $4,553 in used auto loans and $183,687,225 in total loans and leases available to support members' financial goals across various sectors. Moreover, our operational efficiency is reflected in our $2,901,095, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $30,894,471, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,260 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $59,390,433 in used vehicle loans and $15,229,235 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we provide financing solutions tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $2,354,177 provide the capital needed to grow and expand. We recognize that small businesses are the backbone of our community and are here to support your entrepreneurial journey. If you're interested in any of these products or want more information about eligibility and refinancing options, feel free to give us a call at 715-392-4952. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Centricity, we're dedicated to helping you navigate your financial journey with ease and confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $27,566,905. Our experienced staff can help guide you through the process of securing a mortgage that fits your lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans at this moment, our commitment remains to help you manage your finances effectively with future options available.

Loan Aggregator

Accurate Comparisons with Verified Data

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Key Benefits of Using LendMesh

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CENTRICITY CREDIT UNION