Centric Credit Union West Monroe LA | Best Auto Loans & Business Banking

Introduction

Welcome to Centric, your trusted partner in financial wellness right here at our Expo Circle Admin Center located at 213 Expo Cir, West Monroe, LA 71292. Established in 1937, we have proudly served our community for over eight decades, becoming a cornerstone of financial support for our 39,333 members. At Centric, we believe that every member deserves personalized service and innovative solutions tailored to their needs. Our commitment is reflected in our robust financial health, with total assets reaching an impressive $385,404,182 and total deposits amounting to $40,331,437. We aim to foster trust and reliability through transparent banking practices and a genuine dedication to your financial growth. Led by our CEO, Troyce Parker, and Board President, Joseph Phillips, our team of 121 employees is here to provide you with exceptional service. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While members can visit us at our branch address for all banking needs, official correspondence should be sent to the same location as our mailing address: 213 Expo Cir, West Monroe, LA 71292-9414. Explore the many ways Centric can make a positive impact on your financial journey. With total loans exceeding 17,733, we're ready to help you achieve your goals. Don't hesitate to reach out; give us a call at 318-340-9656 or visit us online at mycentric.org for more information. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Our Mission

Our mission is simple yet powerful: to empower our members by providing accessible financial services while fostering a sense of community. We believe that financial education and support are essential in helping individuals achieve their goals. At Centric, we aim to make banking easier and more inclusive for everyone. Whether you need assistance with setting up your first checking account or seeking guidance on business loans, our team is here to help. We understand that modern banking requires adaptability; therefore, we've embraced digital advancements such as online and mobile banking options. Our commitment extends beyond just providing financial products; we actively engage in community outreach programs and partnerships that uplift local organizations and support those in need. While members can visit us at 213 Expo Cir, official correspondence should be sent to 213 Expo Cir, West Monroe, LA 71292-9414. We invite you to explore the benefits of membership with Centric today. Join us in building a brighter future for yourself and our community! For more information or inquiries, feel free to call us at (318) 340-9656. Together at Centric, we're not just about transactions; we're about relationships working hand in hand with you towards a successful financial journey!

Branch Location & Accessibility

Accessibility Features

At Centric, we believe in making banking accessible for everyone. Our branch features ADA-compliant ramps and entrances so that all members of the community can easily access our services. Plus, there's ample parking available right outside for your convenience.

Operating Hours and Services

We understand that life gets busy! That's why we encourage you to check our operating hours on our website or give us a call at (318) 340-9656. Our team is ready to assist you with a variety of services including checking and savings accounts, personal loans, auto financing, and more. While we currently do not have ATM or drive-thru services available at this branch, we offer robust online and mobile banking options for your convenience. You can manage your finances from anywhere!

Visit Us Today!

We invite you to stop by Centric at 213 Expo Cir in West Monroe. Whether you're a long-time member or new to our credit union family, we're excited to meet you and provide the support you need. Don't hesitate to reach out by phone if you have any questions before your visit! We look forward to seeing you soon!

Member Eligibility

Joining the Centric family is like stepping into a community that truly cares about your financial well-being. We warmly welcome individuals who live, work, or worship in our area, as well as their families. This means that if you're part of our local community, there's a good chance you can become a member! Being with us offers numerous benefits such as personalized service, competitive rates on loans and savings, and access to a wide range of financial products designed just for you. Becoming a member is easy! For specific eligibility details, we encourage you to check out our website at . If you're ready to open an account or have any questions, feel free to give us a call at (318) 340-9656. Our team is here to guide you every step of the way as you join this supportive community at Centric, located at 213 Expo Cir West Monroe La 71292.

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $30,885,492, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine running your business without the hassle of complicated payment processes. Our merchant services streamline transactions, allowing you to focus on what matters most growing your business. From point-of-sale solutions to online payment options, we provide the tools necessary for efficient operations. Visit us at 213 Expo Cir West Monroe La 71292 in West Monroe, LA, or call us at (318) 340-9656 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we know how important it is to have reliable banking support. That's why we offer merchant services and business loans tailored to help your enterprise thrive. Whether you're starting a new venture or looking to expand an existing one, we're here to partner with you every step of the way.

Connect With Us

We invite you to explore all that we offer at Centric in West Monroe. Our friendly team is always ready to assist you in finding the right solutions for your financial needs. Feel free to reach out via phone at 318-340-9656 or visit us online at mycentric.org for more information. Let us help you take control of your finances today!

Digital Banking Convenience

In today's fast-paced world, having access to your financial information on-the-go is essential. That's why Centric emphasizes digital banking features such as online and mobile banking. You can manage your accounts anytime, anywhere, making transactions easier than ever. With our mobile application, check balances, transfer funds, and pay bills all from the palm of your hand. Additionally, while we currently do not have ATM services available at our branch at 213 Expo Cir West Monroe La 71292, we ensure that cash withdrawal services are convenient for our members through various channels.

Personal Banking Solutions

For individuals and families, Centric offers a variety of personal banking options that make managing your finances straightforward and accessible. We provide checking and savings accounts that allow you to easily track your spending and save for future goals. If you're in the market for a new vehicle, our auto loans and vehicle financing solutions can get you behind the wheel quickly with competitive rates. Thinking about purchasing a home? Our mortgage loans and refinancing services are designed to guide you through the process smoothly. Perhaps you're dealing with debt and need a bit of assistance our personal loans and debt consolidation options can help lighten your financial load. Plus, don't forget about our credit cards with rewards, which offer great benefits while you shop!

Digital & Online Banking

E-Statements

Say goodbye to cluttered mailboxes! With our e-statements availability, you'll receive your account statements electronically. This not only helps the environment but also allows for easier tracking of your financial activity. At Centric, we aim to enhance your banking experience by offering tools that are not only user-friendly but also designed with your needs in mind. Explore all that our digital banking services have to offer today!

Mobile Application and Payments

For those who prefer banking on their mobile devices, our mobile application is here to help. With just a few taps, you can manage your accounts, make person-to-person transfers, and even enjoy mobile payments for everyday purchases. This means less hassle for you and more flexibility in how you handle your finances.

Online Banking Features

With our easy-to-use online banking platform, accessible at https://www.mycentric.org/ , you can take control of your financial life right from the comfort of your home or on the go. Whether you want to check your balance, pay bills, or transfer funds, our 24/7 online banking services make it simple and stress-free. You'll never have to worry about bank hours again!

Security and Accessibility

Your security is our top priority. We employ advanced measures to protect your personal information so you can bank with confidence. Plus, features like electronic signature authorization make completing transactions quick and easy without sacrificing safety.

Financial Strength

Commitment to Growth

With $40,715,971 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $5,677 in used auto loans and $305,302,539 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is evident in our $2,063,575, which reflects our commitment to maintaining competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 117 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts is impressive as well: 72,270 accounts show a strong and growing member base that trusts us with their finances.

Member-Centric Savings Solutions

Members' savings are secured through $125,171,464 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over profit margins. With non-member deposits at $18,940,508, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $50,333,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,306 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centric is your trusted partner. Visit us at 213 Expo Cir West Monroe La 71292 or call (318) 340-9656 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

If you're considering refinancing your current loans or exploring eligibility options for any of our products, our knowledgeable staff is here to assist you. They will work closely with you to find the best solutions tailored specifically for your financial situation. At Centric Credit Union, we are committed to providing exceptional service and support as you navigate your financial journey. To learn more about our loan offerings or start your application today, call us at 318-340-9656 or visit us online at mycentric.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $108,543,684 in used vehicle loans and $37,689,760 in new vehicle loans, helping members get on the road with confidence. Our straightforward application process makes it easy for you to secure financing that fits your budget.

Credit Lines

For those who need extra flexibility in managing expenses or funding projects, we provide credit lines totaling $83,556,881. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $7,801,530. Our team is ready to guide you through every step of the mortgage process and help you find a solution that works for you.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $4,965,351 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewarding benefits.

Loan Aggregator

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CENTRIC FEDERAL CREDIT UNION