Centric Credit Union West Monroe LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Centric, your trusted financial partner in the heart of West Monroe, Louisiana! Located at 1091 Thomas Rd, West Monroe, LA 71292, our branch has proudly served the community since 1937. With a commitment to exceptional service and a focus on helping our members achieve their financial goals, we are here for you every step of the way. At Centric, we believe in building strong relationships with our members. With over 39,000 members, we're more than just a credit union; we're a community dedicated to supporting one another. Our total assets of $385,404,182 reflect our stability and strength, while our net worth of $50,333,418 showcases our dedication to responsible management of your funds. Our team is led by CEO Troyce Parker and Board President Joseph Phillips, both of whom are deeply committed to ensuring that Centric remains a reliable resource for all your banking needs. Whether you're looking for checking and savings accounts or financing options like auto loans and mortgages, we offer a full suite of services tailored just for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address at Post Office Box 2456, West Monroe, LA 71294-2456. With convenient operating hours from 8:00 am - 6:00 pm Monday through Friday, and drive-thru service available on Saturdays from 9:00 am - 1:00 pm, we make it easy for you to access your accounts when it suits you best. As part of our commitment to innovation and convenience, we provide online banking and mobile payment options so you can manage your finances anytime, anywhere. With approximately 121 employees dedicated to providing excellent service, you can trust that your banking experience will always be personal and supportive. We invite you to connect with us today! Call us at 318-340-9656 or visit our website at mycentric.org to learn more about how we can help you reach your financial goals. Join us at Centric where community meets opportunity!

Branch History & Mission

Community Focus

Centric takes pride in being more than just a financial institution; we are active participants in the West Monroe community. Through various partnerships and outreach programs, we work hard to give back by supporting local initiatives that uplift our neighbors. While members can visit us at 1091 Thomas Rd, official correspondence should be sent to Post Office Box 2456, West Monroe, LA 71294-2456 if needed. Join us at Centric to experience personalized service that prioritizes your needs while making a positive impact in the community. Together, let's build a brighter financial future! If you're ready to learn more about how we can help you achieve your goals or if you want to become a member today, please reach out at 318-340-9656 or visit us online at mycentric.org.

Our Mission

At Centric, our mission is clear: we aim to provide accessible and affordable financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to succeed financially, which is why we prioritize personal service and member satisfaction above all else. Our team is dedicated to supporting not only your banking needs but also your dreams whether that's purchasing a new home or consolidating debt. We understand that convenience matters in today's fast-paced world. That's why we offer an array of digital services including online banking and mobile payments. For those who prefer face-to-face interactions, you can visit us during our operating hours from 8:00 am - 6:00 pm Monday through Friday and 9:00 am - 1:00 pm on Saturdays. Additionally, we provide drive-thru banking and ATM access for quick transactions.

Branch Location & Accessibility

Convenient Access and Amenities

At Centric, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can navigate our facilities with ease. There's ample parking available, so you won't have to worry about finding a spot when you visit us. Plus, we offer drive-thru banking for quick transactions, whether you're making deposits or withdrawals. While you can reach us at our branch address for all your banking needs, please note that official correspondence should be sent to Post Office Box 2456, West Monroe, LA 71294-2456 if different from your visit.

Get in Touch!

We invite you to come by our West Monroe location or give us a call at 318-340-9656. At Centric, we're dedicated to helping you achieve your financial goals with personalized service tailored just for you. Visit us today and see how we can support your banking needs!

Operating Hours and Services

Our doors are open from 8:00 am to 6:00 pm Monday through Friday and from 9:00 am to 1:00 pm on Saturdays at the drive-thru. Whether you're looking to open a new checking account, apply for an auto loan, or simply ask a question about your account, our friendly staff is here to help! In addition to traditional banking services like checking and savings accounts, we offer personal loans, mortgages, credit cards with rewards, and business banking solutions. Members also enjoy convenient access to ATMs and shared services with partner credit unions.

Member Eligibility

At Centric, we're excited to welcome you into our community! Becoming a member is a simple and rewarding journey. If you live, work, or worship in the area around 1091 Thomas Rd West Monroe La 71292, you're likely eligible to join us. We believe everyone deserves access to quality financial services, and our membership is open to individuals who meet our friendly criteria. To learn more about the specific details regarding eligibility, feel free to check out our resource at . Joining Centric not only gives you access to a variety of financial products like checking and savings accounts, loans, and credit cards, but it also connects you with a supportive team that genuinely cares about your financial well-being. Opening an account is just as straightforward simply give us a call at (318) 340-9656 or visit our website for more information on how to get started. We can't wait for you to be part of our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $146 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $30,885,492, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that help streamline daily operations. Imagine being able to accept payments easily from your customers whether it's in-person or online. Our services ensure you can focus on what really matters: running your business smoothly. For more details on how we can help your business thrive, visit us at 1091 Thomas Rd West Monroe La 71292 in West Monroe, LA or give us a call at (318) 340-9656. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Convenient Access for Everyone

Accessibility is key at Centric. We offer Basic Drive-Thru Banking for quick deposits, withdrawals, and simple transactions, making it easy to get what you need without stepping inside. For members of partner credit unions, we provide Basic Shared Branch Transactions so you can take care of banking needs wherever you go.

Financing Your Dreams

When it comes to making big purchases like a car or home, having the right financing options is crucial. At Centric, we provide Auto Loans and Vehicle Financing to help you hit the road in style. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options make the process straightforward and stress-free. For those unexpected expenses or plans that need funding, our Personal Loans & Debt Consolidation services can give you the financial boost you need. And don't forget about our Credit Cards with Rewards that offer great benefits while helping you manage your spending effectively.

Join Us Today!

Your journey towards better financial health starts here at Centric. With our diverse range of services from personal banking to business support, we're committed to helping you succeed. To learn more about what we offer or to get started with any of our services, feel free to reach out by calling us at (318) 340-9656 or visit us online at Thomas Road Centric Center. We look forward to serving you!

Personal Banking Made Easy

Managing your money shouldn't be complicated. That's why we offer Personal Banking services like Checking and Savings Accounts that fit your lifestyle. You can easily access your accounts through our Online and Mobile Banking platforms, allowing you to check balances, pay bills, and transfer funds anytime, anywhere. Plus, with our ATM services available, cash withdrawal is convenient and hassle-free.

Supporting Local Businesses

We believe in supporting our community's growth through Business Banking solutions. Our Merchant Services and Business Loans are tailored to meet the needs of local businesses, ensuring they have the resources necessary to thrive.

Digital & Online Banking

Always Within Reach

Our mobile payments feature means you can make purchases directly from your device without fumbling for cash or cards. With all these options available, managing your finances has never been more straightforward. Join us at Centric and experience the ease of digital banking that fits into your life seamlessly! For more details, visit us online at https://www.mycentric.org/ or call us at (318) 340-9656. Your financial journey is just a click away!

Key Services

With 24/7 online banking services, you can check your account balances, transfer funds, and pay bills whenever it suits you. Our mobile application makes it even easier, allowing you to perform these tasks right from your smartphone. Plus, if you're looking to send money quickly to a friend or family member, our person-to-person transfer feature is just a few taps away.

Security You Can Trust

Your security is our top priority. Our electronic signature authorization ensures that your transactions are safe and verified. You can also opt for e-statements, which not only save paper but also keep your financial information secure and accessible at any time.

Financial Strength

Commitment to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $18,940,508, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $40,715,971 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options.

Growing Membership Base

With a total of 72,270 accounts, we showcase a strong and growing member base that trusts us with their finances. This growth is vital as it allows us to maintain competitive offerings while providing exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centric is your trusted partner. Visit us at 1091 Thomas Rd West Monroe La 71292 or call (318) 340-9656 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $5,677 in used auto loans and $305,302,539 in total loans and leases, our lending capacity supports members' financial goals across various sectors. This means whether you're looking to buy a car or need support for other needs, we're here to help.

Member-Focused Savings

Members' savings are secured through $125,171,464 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares, our focus remains on delivering valuable options for our members.

Operational Efficiency

Our $2,063,575 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 4 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $50,333,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,306 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those seeking additional financial flexibility, our credit lines amounting to $83,556,881 provide quick access to funds when you need them. This can be particularly helpful for unexpected expenses or managing cash flow. If you're interested in refinancing any existing loans or exploring eligibility options, our team is ready to assist you with personalized support. We aim to ensure that every member finds a solution that suits their unique circumstances. You can reach us at (318) 340-9656 or visit us at our branch located at 1091 Thomas Rd West Monroe La 71292 in West Monroe, LA during our operating hours: 8:00 am - 6:00 pm Monday through Friday and 9:00 am - 1:00 pm on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Centric, we are dedicated to providing transparent information so you can make informed financial decisions. Explore our loan offerings today and take the first step towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $108,543,684 in used vehicle loans and $37,689,760 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with competitive interest rates and flexible terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,801,530, make buying or refinancing simple. We are here to guide you through each step of the process, ensuring you find the right loan product for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,965,351 in loans helping members manage their finances effectively. Our credit cards come with features designed to fit your lifestyle while providing an easy way to handle everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By working exclusively with legitimate financial institutions, LendMesh guarantees that all loan comparisons are based on verified data.

CENTRIC FEDERAL CREDIT UNION