CENTRIC FEDERAL CREDIT UNION

Welcome to Centric, your trusted financial partner located at 2353 Arkansas Rd, West Monroe, LA 71291. Since our establishment in 1937, we've been dedicated to serving our community with integrity and care. With a robust membership of over 39,000 individuals, we pride ourselves on being more than just a credit union; we're a family that believes in empowering our members through tailored financial solutions. At Centric, we understand that every member has unique needs. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans and business financing. Our total assets have grown to an impressive $385,404,182, ensuring that we have the resources to support you effectively. With total deposits reaching $40,331,437, you can trust us to safeguard your savings. Our commitment to excellence is reflected in our financial health as well. We maintain a net worth of $50,333,418 and a cash reserve of $5,179,617, providing a solid foundation for our operations. Under the leadership of our CEO, Troyce Parker, and Board President, Joseph Phillips, we strive to create meaningful connections with our members while ensuring their financial success. While members can visit us at our branch location on Arkansas Road, official correspondence should be directed to our mailing address: 2353 Arkansas Rd, West Monroe, LA 71291-7820. At Centric, we're not just about numbers; we're about people. Our dedicated team of 121 employees is here to assist you from 8:00 am to 6:00 pm Monday through Friday. Whether you need assistance with online banking or simply want advice on managing your finances better, feel free to reach out at (318) 396-6273. Join us at Centric today where your financial dreams are nurtured and realized! Visit us online at mycentric.org for more information or stop by to experience the difference firsthand. Your journey toward financial empowerment starts here!

At Centric, we believe in creating a welcoming community where everyone can thrive. If you're interested in becoming a member, you'll find that eligibility is simple and open to many! Generally, anyone who lives, works, worships, or attends school in our local area can join us. This means that if you're part of the West Monroe community or nearby, you likely qualify for membership. Becoming a member at Centric opens the door to a range of benefits, from competitive rates on loans to personalized banking services designed just for you. To get started with your membership journey, feel free to give us a call at (318) 396-6273 or visit us at 2353 Arkansas Rd West Monroe La 71291. For more detailed information about the specific eligibility criteria and how to apply, check out our resources at . We're excited to welcome you into our family and help you achieve your financial goals!

At Centric, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position, which reflects our commitment to serving you and your financial needs effectively. With a net worth of $50,333,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,306 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $125,171,464 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $18,940,508, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your success is further supported by $40,715,971 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $5,677 in used auto loans and $305,302,539 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $2,063,575, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 117 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 72,270, showcasing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centric is your trusted partner. Visit us at 2353 Arkansas Rd West Monroe La 71291 or call (318) 396-6273 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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