Central Willamette CU Lebanon OR | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Central Willamette, your trusted partner in financial services, located at 625 N 5th St, Lebanon, OR 97355. Since our establishment in 1955, we've been dedicated to empowering our community through accessible banking solutions tailored to your needs. With a vibrant membership of over 37,357 individuals, we pride ourselves on offering personalized service that makes a real difference. At Central Willamette, we understand that financial decisions can be daunting. That's why we're here to simplify the process and provide support every step of the way. Our total assets amount to an impressive $595,634,297, reflecting our strong foundation and commitment to serving our members. Whether you're looking for auto loans, mortgages, or personal banking services, we have you covered with competitive options and expert guidance. Our team is led by CEO Stacie Wyss-Schoenborn and Board President Steve Uerlings, both of whom are passionate about fostering a welcoming environment where every member feels valued. With a dedicated staff of 127 employees, we work tirelessly to ensure that your banking experience is not just satisfactory but exceptional. For your convenience, we offer various services including online and mobile banking, ATMs, and drive-thru banking. If you need assistance or have questions about our offerings like our total deposits of $90,563,527 or net worth of $81,995,167 please don't hesitate to reach out at 541-451-5124. We're here to help! While members can visit us at our Lebanon branch for all your financial needs, official correspondence should be sent to the same address: 625 N. 5th Street, Lebanon, OR 97355. Join us today and discover how Central Willamette can make a positive impact on your financial journey. Visit our website at centralwcu.org or stop by our branch we look forward to serving you!

Branch History & Mission

Community Commitment

Central Willamette doesn't just focus on finances; we actively engage in community outreach initiatives aimed at enhancing the quality of life in Lebanon and surrounding areas. We partner with local organizations and support events that promote education, health, and well-being for all residents. While members can visit us at our branch location in Lebanon, official correspondence should be sent to our mailing address at 625 N. 5th Street, Lebanon, OR 97355. In addition to traditional banking services, we embrace digital advancements that enhance accessibility for all members. Our commitment extends beyond just compliance; we prioritize user-friendly experiences that cater to everyone's needs.

Join Us Today

We invite you to become part of the Central Willamette family. Experience firsthand how our dedicated team works tirelessly to support your financial goals while contributing positively to our vibrant community. Reach out today at 541-451-5124 or explore more about us online at Central Willamette. Together, let's build a brighter future!

Our Mission

At Central Willamette, our mission is simple: we aim to empower our members through exceptional financial services while fostering a sense of community. We believe that when individuals succeed financially, the entire community thrives. This commitment drives us to offer a range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. We are proud to operate in a customer-centric manner that prioritizes your needs. Whether you prefer visiting us in person during our lobby hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM or accessing your accounts online or via mobile banking, we strive to make banking convenient for everyone. Our drive-thru service is also available for quick transactions.

Branch Location & Accessibility

Easy Access and Amenities

Getting to us is a breeze! Our branch offers ample parking space, ensuring that you can find a spot without any hassle. We also prioritize accessibility for all our members, featuring ADA-compliant ramps and pathways so everyone can comfortably visit us. If you're in need of quick cash or want to make simple transactions, you'll be pleased to know we have an ATM on-site and drive-thru services available for added convenience.

Operating Hours

Our doors are open to assist you during the week from 9:00 AM to 6:00 PM, and we also welcome you on Saturdays from 9:00 AM until 1:00 PM. With flexible hours like these, fitting banking into your busy schedule has never been easier!

Services Tailored for You

At Central Willamette Lebanon Branch, we pride ourselves on offering a wide array of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need help with online banking? Our knowledgeable staff is always ready to assist you with any questions you may have about our digital services. Feel free to reach out anytime at 541-451-5124 if you have questions or need assistance before your visit. We look forward to welcoming you at Central Willamette Lebanon Branch your trusted partner in financial well-being!

Member Eligibility

Becoming a member of Central Willamette feels like joining a warm, welcoming community where your financial well-being is a priority. To be eligible, you can connect with us if you live, work, worship, or attend school in our local area. Additionally, family members of current members are also invited to join. This inclusive approach ensures that many can enjoy the benefits we offer, from personalized service to competitive rates on loans and savings accounts. For more specific details on eligibility criteria, feel free to check out our webpage at https://www.centralwcu.org/credit-union-personal-banking/savings-accounts/membership-savings. Joining is simple! You can start the account opening process right from the comfort of your home. Just visit https://digital.centralwcu.org/enrollment/terms_and_condition to get started. If you have any questions along the way or need assistance, don't hesitate to reach out to us at (541) 451-5124. We're here for you!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $59,081,687, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive marketplace, efficient payment processing is essential. Our merchant services are designed to help you manage transactions smoothly, whether it's through point-of-sale systems or online payment solutions. Imagine receiving payments faster and with less hassle allowing you to focus on what truly matters: growing your business. Visit us at 625 N 5Th St Lebanon Or 97355, Lebanon, OR, or call us at (541) 451-5124 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

We understand that sometimes you need quick access to cash or want to handle simple transactions without stepping inside the branch. That's why we offer ATM services for withdrawals and balance checks along with basic drive-thru banking for deposits and withdrawals.

Business Banking Services

For small business owners, we provide business banking solutions that include merchant services and business loans. Whether you need funding to expand your operations or tools to manage transactions efficiently, Central Willamette is here to support your growth.

Credit and Debt Management

Managing credit is essential in today's world. That's why we offer credit cards with rewards that not only provide purchasing power but also give back to you with points or cash rewards. If debt consolidation is on your mind, our personal loans can help simplify your payments and potentially lower your interest rates.

Digital Banking Convenience

In today's fast-paced environment, having access to your accounts anytime is crucial. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, with options like person-to-person payments and e-statements, managing your money has never been easier.

Exceptional Member Support

At Central Willamette, we're more than just a financial institution; we're a community partner committed to helping our members thrive. Should you have any questions or need assistance with any of our services, don't hesitate to reach out by calling us at 541-451-5124. We invite you to visit us at our Lebanon branch or explore more about how we can assist you on our website here. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, or you need a reliable source for auto loans and vehicle financing, we have you covered. Our personal banking options are designed to help you manage your finances effectively. For instance, if you're planning to buy your first car, our competitive auto loans can make that dream a reality. And if you're thinking about buying a home, our mortgage loans and refinancing options offer flexible solutions that fit various budgets.

Digital & Online Banking

Key Features

Our online banking platform allows you to stay connected with your money in real-time. You can easily check your account balances, view transaction history, and pay bills without stepping foot outside your home. Plus, if you prefer going paperless, we provide e-statements that give you a clear overview of your financial activity while helping the environment. For those on the go, our mobile application is a game-changer. Available for download on your smartphone, it lets you manage your accounts right from your pocket. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast no more waiting for checks to clear or trips to the bank. Security is paramount at Central Willamette. While we currently do not offer electronic signature authorization, rest assured that our online transactions are protected with robust security measures. Your peace of mind is essential as you navigate your financial journey with us. Lastly, if you enjoy the convenience of modern payment methods, you'll be pleased to know that we support mobile payments. This feature allows you to make purchases swiftly and securely using just your phone. In summary, whether you're checking balances or making transfers, our digital banking options at Central Willamette provide accessibility and ease-of-use tailored for today's busy lifestyles. Join us today at https://www.centralwcu.org/ and discover how effortless banking can be!

Financial Strength

At Central Willamette, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with a safe and reliable banking experience. With a net worth of $81,995,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $143,585,237 in share certificates and $138,269,035 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $53,377,025 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $8,566 in used auto loans and a total of $391,068,903 in loans and leases available. Our net income of $2,494,578 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 126 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $455,310. Total Share Accounts: 75,453, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central Willamette is your trusted partner. Visit us at 625 N 5Th St Lebanon Or 97355 or call 541-451-5124 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $121,256,566 in used vehicle loans and $42,431,648 in new vehicle loans already helping members get on the road. We make it easy for you to find financing that fits your budget while ensuring you can drive away with confidence.

Credit Lines and Business Loans

For those looking for additional financing options, we offer credit lines totaling $135,995,018. These can be an excellent resource for managing cash flow or unexpected expenses. Additionally, our outstanding commercial loans totaling $59,081,687 provide business owners with the capital needed to grow and expand their ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,409,012, make buying or refinancing simple. We're here to help guide you through the process and answer any questions you may have along the way.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to help. Our team can walk you through the benefits and help you determine what works best for your situation. At Central Willamette located at 625 N 5Th St Lebanon Or 97355, we prioritize our members' needs and aim to provide transparent solutions tailored to you. For inquiries or assistance with applying for any of our loan products, feel free to reach out at 541-451-5124. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us online at Central Willamette for more information about all our services!

Unsecured Credit Card Loans

Managing daily expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $13,266,633 in loans helping members manage their finances effectively, our credit cards come with rewards that can add value to your everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's crucial to have a reliable tool that helps you navigate the lending landscape. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency guarantees fair and straightforward offers for users seeking loans. One of the standout features of LendMesh is its focus on Verified Data. All loan offers are sourced from legitimate financial institutions, which means users can trust the information they receive. Additionally, there are No Sponsored Listings; LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that users can rely on for their financial decisions. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This feature allows users to make informed decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To start your journey toward finding the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CENTRAL WILLAMETTE CREDIT UNION - Lebanon, OR

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