Central Virginia Credit Union Forest VA | Best Auto Loans & Personal Banking

Introduction

At Central Virginia, we believe in the power of community and the strength of personal relationships. Located at 14416 Forest Rd, Forest, VA 24551, our branch is dedicated to serving you with integrity and care. Established in 1976, we have grown to welcome over 13,257 members into our family, a testament to our commitment to providing exceptional financial services tailored to your needs. While you can visit us at our Forest location for all your banking needs, please note that any official correspondence should be directed to P.O Box 1660, Lynchburg, VA 24505. With total assets exceeding $188,719,865 and deposits amounting to $19,485,089, Central Virginia stands strong as a reliable financial partner in the community. Our leadership team is dedicated to fostering a supportive environment. Under the guidance of CEO Roger Carson and Board President William Perrow, our staff of 52 employees works tirelessly to ensure that every member's experience is positive and fulfilling. We are proud of our financial health, which includes a net worth of $19,909,357 and cash reserves of $2,560,773. At Central Virginia, we offer a range of services including personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is to empower you with the financial tools you need while supporting local initiatives that benefit our community. Whether you're looking for a loan or simply want to open an account, we invite you to visit us or call us at 434-528-9016 during our lobby hours from Monday to Friday, 9 AM to 6 PM. Join us at Central Virginia where your financial success is our priority! For more information about our services or to start your membership journey today, check out our website at cvfcu.com.

Branch History & Mission

Welcome to Central Virginia, a cornerstone of the Forest community since 1976. Nestled at 14416 Forest Rd, Forest, VA 24551, this branch has a rich legacy of fostering financial well-being and community support. With a dedicated membership base of over 13,257 individuals, we have grown alongside our members, adapting to their needs while maintaining our core values. Our journey began in 1976 with a clear mission: to provide accessible and affordable financial services tailored to the unique needs of our community. Over the years, we have expanded our offerings significantly, now boasting total assets of nearly $188 million. This growth reflects our commitment to serving not just as a financial institution but as a trusted partner in our members' lives. At Central Virginia, we believe that banking should be about more than just numbers; it's about people. Our mission is to empower our members through innovative banking solutions and personalized service. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards each designed with the member's best interests in mind. We are proud to embrace modern conveniences like online banking and mobile payments, ensuring that accessing your finances is easy and secure. Our branch is also equipped with an ATM and drive-thru banking options for added convenience during your busy day. While you can visit us at 14416 Forest Rd, official correspondence should be sent to P.O Box 1660, Lynchburg, VA 24505 if needed. We're here for you from Monday to Friday, 9 AM to 6 PM, ready to assist with any questions or services you may need. Community involvement is a core part of our identity. We actively engage in local outreach efforts, partnering with organizations that uplift our neighborhoods and support those in need. Together, we strive not only for financial success but also for a thriving community. Join us at Central Virginia and experience the difference of being part of a credit union that truly cares about its members. Whether you're looking for financial advice or seeking ways to grow your wealth, we invite you to become part of our family. Visit us today or learn more on our website at cvfcu.com. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Come Visit Us!

Our goal at Central Virginia is to be more than just a place to manage your money; we want to build lasting relationships with our members. So why wait? Stop by today or give us a call at 434-528-9016. We look forward to helping you achieve your financial goals!

Convenient Access

At Central Virginia, we understand the importance of convenience. We have ample parking available for our members, with features like ADA-compliant ramps to ensure accessibility for everyone. Plus, if you're on the go, our drive-thru service allows you to handle simple transactions without leaving your vehicle. Whether you need to make a deposit or withdraw cash from our ATM yes, we have one right here! we've got you covered.

Friendly Hours

We're here for you Monday through Friday from 9 AM to 6 PM. Our welcoming staff is always ready to assist with personal banking services like checking and savings accounts, auto loans, mortgages, and much more. If you're looking for a credit card with rewards or need business banking solutions, we've got those too!

Member Eligibility

At Central Virginia, we believe that joining our community should feel like stepping into a warm, welcoming space where your financial needs are understood and prioritized. To become a member of our credit union, you'll find that eligibility is quite inclusive! If you live, work, or worship in the area surrounding our branch at 14416 Forest Rd Forest Va 24551, or if you have family members who are already part of our community, you're likely eligible to join. This means more people can access our range of services designed to help you thrive financially. We offer competitive rates on loans, personalized service, and a variety of convenient banking options that make managing your money easier. To learn more about the specific eligibility requirements and ensure you're ready to take this step, check out the details at http://www.cvfcu.com/connect/membership/member-benefits. When you're ready to open an account with us, the process is simple! Just visit http://www.cvfcu.com/borrow/apply-for-loan, or give us a call at (434) 528-9016 if you have any questions. We're excited to welcome you into the Central Virginia family!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $291,582, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify your payment processing needs. Whether you run a bustling café or an online shop, we offer reliable solutions that help you accept payments easily and securely. This means more time focusing on what matters most growing your business. Located at 14416 Forest Rd Forest Va 24551 in Forest, VA, our team is here to support you every step of the way. Connect with us today at (434) 528-9016 to explore how we can contribute to your business journey!

Comprehensive List Of Services

Business Banking Support

Small business owners will appreciate our Business Banking services, which include everything from Merchant Services to Business Loans. We understand how vital it is for businesses to have reliable funding and payment solutions. Let us partner with you to help your business thrive.

Convenient Access Anytime

To ensure ease of access, we provide robust Online & Mobile Banking features that let you manage your finances from anywhere. You can withdraw cash at any time through our ATMs or handle simple transactions via our drive-thru service. Our basic ATM access allows you to check balances or make withdrawals quickly. At Central Virginia, we are committed to making banking simple and accessible for everyone in the community. If you're ready to explore all these services and more, don't hesitate to reach out! Call us at (434) 528-9016 or visit our website at https://www.cvfcu.com/ for more information. Your journey towards better financial health starts here!

Credit Options for Every Need

If you're looking for extra cash for unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation services can help simplify your finances. With flexible terms and competitive rates, consolidating debt can lead to easier monthly payments and more peace of mind. For those who enjoy rewards while spending, our Credit Cards with Rewards program allows you to earn points on everyday purchases. Imagine getting cashback or travel rewards just for using your card!

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that are easy to manage and come with no hidden fees. Imagine having a savings account that not only helps you set aside money for emergencies but also grows your funds over time. Our accounts come with online and mobile banking options, allowing you to check balances, transfer money, and pay bills right from your smartphone. When it comes to larger purchases, like buying a car or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options make it easier than ever. Picture driving away in a new car or moving into your dream home without the stress of complicated financing. We guide you through every detail, making sure you understand your options.

Digital & Online Banking

Key Features

One of the standout features we provide is the ability for electronic signatures. This means you can sign documents quickly and securely without needing to visit a branch. Plus, with e-statements readily available, you can keep track of your finances while reducing paper clutter it's both eco-friendly and convenient! For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts right from your smartphone. Need to make a quick payment? Our mobile payments feature makes it simple to pay bills or send money directly to friends and family through person-to-person transfers. Security is always a top priority at Central Virginia. We utilize advanced encryption technologies to keep your personal information safe while you enjoy all these modern conveniences. You can rest assured knowing that your data is protected every step of the way. Whether you're checking balances, making payments, or transferring funds, our digital services ensure that banking with us is easy and secure. Experience the freedom of managing your finances on your terms with Central Virginia today!

Financial Strength

At Central Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for peace of mind. That's why we work diligently to maintain strong financial health and provide valuable services to our community. With a net worth of $19,909,357, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,705,541 in share certificates and $33,103,083 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $19,796,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $20,707,086 in used auto loans and a total of $109,722,534 in loans and leases available. Our operational efficiency shines through with a reported net income of $0, reflecting our commitment to providing the best value for our members without unnecessary overhead costs. We also take pride in having 43 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 25,259, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central Virginia is your trusted partner. Visit us at 14416 Forest Rd Forest Va 24551 or call 434-528-9016 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,067,086 in used vehicle loans and $10,288,069 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easy for you to choose the best option for your budget.

Credit Lines and Refinancing

For those who need additional flexibility with their finances, we provide credit lines totaling $13,576,693. Plus, if you're considering refinancing options for any of our loan products or want to check your eligibility for various loans, we're here to guide you through the process. At Central Virginia located at 14416 Forest Rd Forest VA 24551, our dedicated team is ready to assist you. If you have questions or need help deciding which loan option is best for you, don't hesitate to reach out at 434-528-9016. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing transparent and accessible financial services that empower our members every step of the way.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,515,551, make buying or refinancing simple. We provide personalized service to ensure you find the right mortgage solution tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,519,237 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards that can benefit your spending habits.

Loan Aggregator

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CENTRAL VIRGINIA FEDERAL CREDIT UNION - Forest, VA

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