CENTRAL VIRGINIA FEDERAL CREDIT UNION

At Central Virginia, we believe in the power of community and the strength of personal relationships. Located at 14416 Forest Rd, Forest, VA 24551, our branch is dedicated to serving you with integrity and care. Established in 1976, we have grown to welcome over 13,257 members into our family, a testament to our commitment to providing exceptional financial services tailored to your needs. While you can visit us at our Forest location for all your banking needs, please note that any official correspondence should be directed to P.O Box 1660, Lynchburg, VA 24505. With total assets exceeding $188,719,865 and deposits amounting to $19,485,089, Central Virginia stands strong as a reliable financial partner in the community. Our leadership team is dedicated to fostering a supportive environment. Under the guidance of CEO Roger Carson and Board President William Perrow, our staff of 52 employees works tirelessly to ensure that every member's experience is positive and fulfilling. We are proud of our financial health, which includes a net worth of $19,909,357 and cash reserves of $2,560,773. At Central Virginia, we offer a range of services including personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is to empower you with the financial tools you need while supporting local initiatives that benefit our community. Whether you're looking for a loan or simply want to open an account, we invite you to visit us or call us at 434-528-9016 during our lobby hours from Monday to Friday, 9 AM to 6 PM. Join us at Central Virginia where your financial success is our priority! For more information about our services or to start your membership journey today, check out our website at cvfcu.com.

Welcome to Central Virginia, a cornerstone of the Forest community since 1976. Nestled at 14416 Forest Rd, Forest, VA 24551, this branch has a rich legacy of fostering financial well-being and community support. With a dedicated membership base of over 13,257 individuals, we have grown alongside our members, adapting to their needs while maintaining our core values. Our journey began in 1976 with a clear mission: to provide accessible and affordable financial services tailored to the unique needs of our community. Over the years, we have expanded our offerings significantly, now boasting total assets of nearly $188 million. This growth reflects our commitment to serving not just as a financial institution but as a trusted partner in our members' lives. At Central Virginia, we believe that banking should be about more than just numbers; it's about people. Our mission is to empower our members through innovative banking solutions and personalized service. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards each designed with the member's best interests in mind. We are proud to embrace modern conveniences like online banking and mobile payments, ensuring that accessing your finances is easy and secure. Our branch is also equipped with an ATM and drive-thru banking options for added convenience during your busy day. While you can visit us at 14416 Forest Rd, official correspondence should be sent to P.O Box 1660, Lynchburg, VA 24505 if needed. We're here for you from Monday to Friday, 9 AM to 6 PM, ready to assist with any questions or services you may need. Community involvement is a core part of our identity. We actively engage in local outreach efforts, partnering with organizations that uplift our neighborhoods and support those in need. Together, we strive not only for financial success but also for a thriving community. Join us at Central Virginia and experience the difference of being part of a credit union that truly cares about its members. Whether you're looking for financial advice or seeking ways to grow your wealth, we invite you to become part of our family. Visit us today or learn more on our website at cvfcu.com. Your journey towards financial empowerment starts here!

At Central Virginia, we believe that joining our community should feel like stepping into a warm, welcoming space where your financial needs are understood and prioritized. To become a member of our credit union, you'll find that eligibility is quite inclusive! If you live, work, or worship in the area surrounding our branch at 14416 Forest Rd Forest Va 24551, or if you have family members who are already part of our community, you're likely eligible to join. This means more people can access our range of services designed to help you thrive financially. We offer competitive rates on loans, personalized service, and a variety of convenient banking options that make managing your money easier. To learn more about the specific eligibility requirements and ensure you're ready to take this step, check out the details at http://www.cvfcu.com/connect/membership/member-benefits . When you're ready to open an account with us, the process is simple! Just visit http://www.cvfcu.com/borrow/apply-for-loan , or give us a call at (434) 528-9016 if you have any questions. We're excited to welcome you into the Central Virginia family!

At Central Virginia, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for peace of mind. That's why we work diligently to maintain strong financial health and provide valuable services to our community. With a net worth of $19,909,357, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,705,541 in share certificates and $33,103,083 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $19,796,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $20,707,086 in used auto loans and a total of $109,722,534 in loans and leases available. Our operational efficiency shines through with a reported net income of $0, reflecting our commitment to providing the best value for our members without unnecessary overhead costs. We also take pride in having 43 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 25,259, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central Virginia is your trusted partner. Visit us at 14416 Forest Rd Forest Va 24551 or call 434-528-9016 to learn more about how we can help you achieve your financial goals.