CENTRAL STATE CREDIT UNION

Welcome to Central State, your trusted financial partner in the heart of San Andreas, CA. Since our establishment in 1936, we have been dedicated to providing exceptional banking services to our community. With a strong commitment to our members, we proudly serve over 15,332 members and manage assets totaling $236,093,272. At our branch located at 462 Saint Charles St, San Andreas, CA 95249, we strive to foster a friendly and welcoming atmosphere where your financial needs are prioritized. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgage financing, or business banking services, we have you covered. Our CEO, Anna Lo, and Board President, Linda Frontz, lead a dedicated team of 48 employees who work tirelessly to ensure you receive personalized service every time you walk through our doors. With total deposits amounting to $18,661,310 and a net worth of $21,877,589, you can trust that your finances are in safe hands. While members can visit us at the branch for their banking needs, official correspondence should be sent to our mailing address: 462 West Saint Charles Street, San Andreas, CA 95249-9664. We invite you to explore all that we offer by visiting our website at www.centralstatecu.org. Join us in making a positive impact in our community as we continue to provide reliable financial services tailored just for you! Feel free to call us at 209-444-5300 or stop by during our operating hours from Monday to Friday, 9 AM to 5 PM. We're excited to help you achieve your financial goals!

Joining the Central State family means becoming part of a community that truly cares about your financial well-being. To become a member of Central State, you need to meet some simple eligibility criteria. Generally, individuals who live, work, worship, or attend school in our local area are welcome to apply. We aim to make membership as inclusive as possible because everyone deserves access to quality financial services. If you want to dive deeper into the specifics of our eligibility requirements, feel free to visit this link. Opening an account is straightforward and can be done online through our easy-to-use application portal. Whether you're looking for checking and savings accounts or loans that fit your needs, we're here to help you every step of the way. If you have any questions or need assistance, don't hesitate to reach out at (209) 444-5300. We can't wait to welcome you into the Central State community at 462 Saint Charles St, San Andreas, CA 95249!

At Central State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trustworthy financial partner is essential, and we're proud to be that partner for our community in San Andreas, CA. With a net worth of $21,877,589, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 927% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $36,037,057 in share certificates and $25,660,188 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,970,416 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $68,107,173 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of -$92,827, which indicates areas for improvement while maintaining our commitment to providing competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 31,606, showcasing a strong and growing member base that trusts us with their finances. Our dedication to transparency means you can have peace of mind knowing your finances are handled by a reliable institution. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central State is your trusted partner. Visit us at 462 Saint Charles St San Andreas CA 95249 or call 209-444-5300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.