CENTRAL SOYA FEDERAL CREDIT UNION - Decatur, IN

Welcome to Central Soya Federal Credit Union, where your financial well-being is our top priority! Located at 1200 N 2Nd St, Decatur, IN 46733, we have been serving our community since 1940. With a commitment to providing personalized banking solutions, we proudly support 1,744 members with a wide range of services tailored to meet your needs. Our dedicated team, led by CEO Nichole Hawkins and Board President Jason Bird, is here to help you navigate your financial journey. Together, we manage over $29 million in assets and strive to offer competitive rates on loans and deposits. Currently, we have provided a total of 870 loans and leases to help our members achieve their goals. At Central Soya, we understand that every member's journey is unique. That's why we offer various products, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. With total deposits reaching $1,848,455, we ensure that your funds are secure while you enjoy the benefits of our member-focused services. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 1200 N 2nd Street, Decatur, IN 46733. Whether you're interested in opening an account or simply want to learn more about what we offer, feel free to reach out at (260) 724-1338 during our operating hours from Monday to Friday, 8 a.m. to 5 p.m. Join us today and experience the difference that a community-oriented credit union can make in your financial life! For more information about membership or services, please visit our website at Central Soya Federal Credit Union. We look forward to helping you thrive!

Welcome to Central Soya Federal Credit Union, where our story is deeply intertwined with the vibrant community of Decatur, Indiana. Established in 1940, our credit union has grown from a small group of dedicated members to a thriving institution with over 1,744 members and total assets amounting to $29,203,019. We take pride in our rich history and the impact we have made over the years. Located at 1200 N 2Nd St, Decatur, IN 46733, our branch has become a cornerstone of financial support for individuals and families alike. As we celebrate more than eight decades of service, we remain committed to providing exceptional banking experiences tailored to meet the needs of our members. While members can visit us at this location for all their banking needs, official correspondence should be sent to 1200 N 2nd Street, Decatur, IN 46733. At Central Soya, our mission is clear: we are dedicated to empowering our members through accessible financial services while actively supporting our community. We offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment goes beyond just banking; we aim to uplift the community by partnering with local organizations and participating in outreach efforts that foster growth and prosperity. As technology advances, so do we. Our online banking services provide convenience for our members who prefer managing their finances digitally. With features like e-statements and mobile applications available, we make it easier than ever for you to stay connected to your finances. We also ensure ADA compliance so that all members can access our services without barriers. Our operating hours are Monday through Friday from 8 a.m. to 5 p.m., making it easy for you to drop by or call us at 260-724-1338 whenever you need assistance. Although we currently do not have ATM or drive-thru services available at this location, our friendly staff is always ready to assist you in person. As we look towards the future, Central Soya Federal Credit Union invites you to join us on this journey. Experience firsthand how being part of a member-focused credit union can benefit your financial well-being. Together, let's build a brighter future for ourselves and our community! Visit us today or explore more about membership options on our website.

At Central Soya, we believe that joining our community means becoming part of something special. We welcome individuals who live, work, worship, or attend school in Adams County, IN, as well as their family members. This inclusive approach allows us to support you with a range of personalized financial services tailored to your needs. As a member, you'll enjoy access to competitive rates on loans and savings, along with the guidance of our friendly team dedicated to helping you achieve your financial goals. If you're ready to become a member or want to learn more about the eligibility requirements, feel free to visit our website at https://www.centralsoyafcu.org/about/about/membership .html for all the details. Opening an account is easy and straightforward; just give us a call at (260) 724-1338, and we'll be happy to assist you every step of the way!

At Central Soya, we understand that convenience and security are key when it comes to managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience easier and more accessible. With our 24/7 online banking, you can access your accounts whenever you need to, whether it's early in the morning or late at night. Our online banking platform is user-friendly and secure, allowing you to manage your finances with just a few clicks. You can easily view your account balances, transfer funds between accounts, and even set up person-to-person transfers with friends or family perfect for splitting bills or sending gifts! For more details on getting started, visit us at https://www.centralsoyafcu.org/ . We also provide e-statements, so you can say goodbye to paper clutter and access your financial statements digitally. This feature not only saves trees but also makes it easier for you to keep track of your spending. Plus, with our mobile application available for download, managing your money on the go has never been simpler! If you're looking to make purchases quickly, our mobile payments feature will be available soon. Although we currently don't offer this option, we're committed to enhancing our services continually. In the meantime, rest assured that all transactions are safeguarded with top-notch security measures. One more thing our electronic signature authorization isn't available just yet, but we're always looking for ways to improve your experience. At Central Soya, we aim to provide you with everything you need for real-time account management while keeping things simple and secure. Join us today and take advantage of our digital banking solutions!

At Central Soya, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we are proud to share our financial strength with you. With a net worth of $5,538,488, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Members' savings are secured through $3,208,188 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,341,976 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio; with $3,567,356 in used auto loans and $9,975,824 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our net income of $196,512, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In total, we proudly manage 3,061 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $74,845, further showcasing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central Soya is your trusted partner. Visit us at 1200 N 2Nd St Decatur In 46733 or call 260-724-1338 to learn more about how we can help you achieve your financial goals.