CENTRAL ONE FEDERAL CREDIT UNION

Welcome to Central One at Westborough High School, located at 90 W Main St, Westborough, MA 01581. Since our establishment in 1952, we have proudly served our community, growing to a membership of over 39,431 individuals. With total assets of $802,270,966 and deposits amounting to $20,363,356, we are committed to providing our members with the financial tools and support they need to thrive. Under the leadership of CEO Devon Lyon and Board President Anthony Pini, our dedicated team of 151 employees works tirelessly to ensure that every member receives personalized service. We understand that financial decisions can be daunting, which is why we prioritize building trust and fostering a welcoming environment. At Central One, we offer a variety of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our commitment goes beyond just numbers; it's about making a positive impact in our members' lives and within the Westborough community. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to our mailing address: 90 West Main Street, Westborough, MA 1581. Curious about how we can help you achieve your financial goals? Feel free to reach out at 508-366-2748, or explore our offerings on our website at www.centralfcu.com. We look forward to welcoming you into the Central One family!

Welcome to Central One, conveniently located at 90 W Main St in the heart of Westborough, MA. Our branch is easily accessible and situated near notable landmarks, making it a familiar spot for locals. Whether you're coming from the bustling downtown area or nearby neighborhoods, you'll find us just a short drive away. While members can visit us at our main location, official correspondence should be sent to our mailing address: 90 West Main Street, Westborough, MA 1581. This ensures that all your important documents reach us without delay. At Central One, we prioritize your convenience and comfort. Our branch offers ample parking and is designed to be accessible for everyone, including features like ADA compliance. You can also take advantage of our friendly operating hours from Monday through Friday, between 11:30 AM and 1:00 PM, which are tailored to fit your busy schedule. As you step inside our welcoming environment, you'll discover a range of personal banking services tailored to meet your needs from checking and savings accounts to auto loans and credit cards with rewards. Unfortunately, we currently do not offer ATM services or drive-thru banking; however, our dedicated staff is here to assist you directly with any inquiries or transactions. For any questions or assistance, feel free to call us at 508-366-2748. We look forward to serving you and helping you achieve your financial goals right here at Central One!

Becoming a member of Central One is like joining a caring family that supports your financial journey. We welcome individuals who live, work, or worship in the Westborough area, as well as those who are related to existing members. This means if you're looking for a financial partner that truly understands your needs, you're in the right place! At Central One, we pride ourselves on offering personalized services and community-driven solutions that help you achieve your financial goals. Joining us is straightforward and accessible. Simply visit our website for more detailed eligibility criteria at . If you're ready to open an account, you can start the process by visiting https://www.centralfcu.org/dbank/live/app/register . Should you have any questions or need assistance, feel free to reach out at (508) 366-2748. We're excited to welcome you to our community at 90 W Main St Westborough Ma 01581!

At Central One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your banking needs. With a net worth of $77,830,372, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $969 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $241,163,332 in share certificates and $123,252,775 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,216,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $76,089,468 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,290 in used auto loans and $639,327,996 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 124 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 97,422, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central One is your trusted partner. Visit us at 90 W Main St Westborough Ma 01581 or call (508) 366-2748 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

At Central One, we understand that financial needs vary widely among our members, and that's why we offer a diverse range of loan products designed to help you achieve your goals. Whether you're looking to buy a new car, purchase a home, or manage day-to-day expenses with an unsecured credit card, we have options that suit your needs. With over 18373 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're in the market for a vehicle, we provide some of the lowest rates in the industry. In fact, we've already issued $49,745,796 in used vehicle loans and $16,449,453 in new vehicle loans. Our flexible terms make it easier than ever to get on the road with confidence. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $160,007,645, simplifying both buying and refinancing processes. We aim to make home financing accessible and straightforward for all our members. For those managing business expenses, our outstanding commercial loans total $60,382,511, providing essential capital for growth and expansion. We are committed to supporting local businesses and helping them thrive in their communities. We also recognize that managing daily expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $16,114,275 in loans helping members manage their finances effectively. Our team is here to assist you with any questions regarding eligibility or refinancing options available for our loan products. You can reach us at our branch located at 90 W Main St Westborough Ma 01581, or give us a call at 508-366-2748 during our operating hours from Monday to Friday between 11:30 AM and 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Central One be your partner in achieving your financial aspirations!