CENTRAL ONE FEDERAL CREDIT UNION - Milford, MA

Welcome to Central One, your trusted financial partner since 1952, located conveniently at 82 Prospect St, Milford, MA 01757. As a proud member of the community, we are dedicated to providing our members with exceptional service and support. Whether you're looking for personal banking solutions or business loans, we have a variety of options tailored just for you. At Central One, we believe in building strong relationships with our members. With over 39,431 members and total assets exceeding $802 million, we are committed to fostering financial growth and stability within our community. Our dedicated team, led by CEO Devon Lyon and Board President Anthony Pini, works tirelessly to ensure you receive personalized attention and support. Our branch is not just a place to manage your finances; it's a hub for community engagement. We understand that every member has unique needs, and we offer services like auto loans, mortgages, and credit cards with rewards to meet those needs effectively. With total deposits of $20,363,356 and a net worth of $77,830,372, our financial strength speaks for itself. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: 82 Prospect St, Milford, MA 1757. If you have any questions or need assistance, feel free to reach out at 508-841-0801 or send us a fax at 508-841-0591. Join us at Central One today and experience the difference that comes with being part of a credit union that truly cares about its members and the community! Visit our website at Central One or come by during our operating hours: Monday through Wednesday and Friday from 8 AM to 4:30 PM; Thursday from 8 AM to 6 PM; Saturday from 8:30 AM to 12 PM. We look forward to welcoming you!

At Central One, we believe that everyone deserves the chance to be part of a caring and supportive community. If you're looking to join us, becoming a member is straightforward and welcoming! Generally, membership is open to individuals who live, work, worship, or attend school in the areas we serve. We warmly invite you to visit our website at for the most current details on eligibility criteria. Once you've confirmed your eligibility, opening an account is a breeze! You can start the process online by visiting https://www.centralfcu.org/dbank/live/app/register or simply give us a call at (508) 841-0801 if you have any questions. Our friendly team is here to help guide you every step of the way. By joining Central One, you'll gain access to an array of financial services designed with your needs in mind, all while being part of a community that prioritizes your well-being. We can't wait to welcome you!

At Central One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial institution, and we are proud to share our strong financial position with you. With a net worth of $77,830,372, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 969 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $241,163,332 in share certificates and $123,252,775 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,216,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $76,089,468 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,290 in used auto loans and $639,327,996 in total loans and leases. While our current net income is $0, this reflects our commitment to prioritizing member benefits over profits. We also take pride in having 124 full-time employees and 27 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Our total share accounts stand at 97,422, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central One is your trusted partner. Visit us at 82 Prospect St Milford Ma 01757 or call 508-841-0801 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.