Central Nebraska Credit Union Grand Island NE | Affordable Auto Loans & Business Banking

Introduction

Welcome to Central Nebraska, your trusted credit union located at 609 S Locust St, Grand Island, NE 68801. Since our establishment in 1949, we've been dedicated to providing personalized financial services that empower our 1,156 members. With total assets of $12,153,624 and a commitment to serving our community, we pride ourselves on being more than just a financial institution; we are a part of your journey towards achieving financial well-being. At Central Nebraska, we understand that every member has unique needs. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our team is here to assist you with over $982,025 in total deposits and a robust loan portfolio comprising 599 loans and leases. Our leadership is committed to ensuring that your experience with us is exceptional. Under the guidance of CEO Kathy Hilligas and Board President Sharon Dahl, we strive for excellence in customer service and community involvement. We want you to feel confident knowing that you are supported by a team that genuinely cares about your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 609 S Locust St, Grand Island, NE 68801. Whether you're looking for assistance with a loan or simply have questions about our services, don't hesitate to reach out. You can contact us at (308) 382-5041 during our operating hours: Monday through Friday from 8 AM to 5:30 PM, and Saturday from 8 AM to Noon. Join us at Central Nebraska Credit Union today where your financial dreams become reality! Visit our website at cnfcu.com for more information or come see us in person. Your future starts here!

Branch History & Mission

At Central Nebraska, we take pride in our rich history and unwavering commitment to our community. Founded in 1949, our branch has served as a beacon of financial support and empowerment for the residents of Grand Island, NE. Over the years, we have grown alongside our members, adapting to their needs while maintaining our core values. Located at 609 S Locust St, Grand Island, NE 68801, we are easily accessible to anyone seeking reliable banking services. Our branch is not just a place for transactions; it's a hub where relationships are built and dreams are nurtured. With over 1,156 members and total assets amounting to $12,153,624, we continue to expand our reach while ensuring personalized service that makes every member feel valued. Our mission is simple yet profound: to provide high-quality financial services while fostering community development. We believe that by supporting our members with products like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards, we can help them achieve their financial goals. Our dedication goes beyond banking; we actively engage in community outreach efforts to uplift those around us. While members can visit us at 609 S Locust St, official correspondence should be sent to 609 S. Locust, Grand Island, NE 68801 if it differs from the branch address. We operate Monday through Friday from 8 AM to 5:30 PM and have drive-thru services available on Saturdays from 8 AM to Noon, making it convenient for everyone. As technology advances, we embrace digital solutions such as online banking and mobile payments. We strive for inclusivity by ensuring our services meet ADA compliance standards so that everyone can access what they need easily. Our dedicated team is always here to assist you! For any inquiries or assistance, feel free to call us at 308-382-5041. Whether you are looking for basic banking services or need help with more complex financial matters, Central Nebraska is here for you every step of the way. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members and the community!

Branch Location & Accessibility

Welcome to Central Nebraska, your friendly neighborhood credit union located at 609 S Locust St in the heart of Grand Island, NE. Our branch is conveniently situated near popular landmarks, making it easy for you to find us while running errands or enjoying a day out in town. Whether you're visiting the nearby shopping centers or just passing through the area, we're here to support your financial needs. At Central Nebraska, we understand that accessibility is key. Our branch is designed with your convenience in mind, featuring ADA-compliant facilities and ample parking for our members. If you're in a hurry, take advantage of our drive-thru service for quick transactions without leaving your vehicle. Our operating hours are tailored to fit your busy schedule. We're open Monday through Friday from 8 AM to 5:30 PM, and on Saturdays from 8 AM to Noon for those who need banking services over the weekend. If you have any questions or need assistance, feel free to call us at 308-382-5041; our team is always ready to help! While members can visit us at 609 S Locust St, official correspondence should be sent to the same address for consistency and ease. Please note that we currently do not offer ATM services at this location, but our drive-thru banking allows you to conduct essential transactions like deposits and withdrawals. We invite you to stop by Central Nebraska today! Experience our friendly service firsthand and discover how we can assist you with personal banking, auto loans, mortgages, and more. Your financial success is our priority!

Member Eligibility

At Central Nebraska, we believe that everyone deserves the chance to be part of a community that truly cares. Becoming a member is straightforward and welcoming! If you live, work, or worship in Hall County, you're likely eligible to join us at our branch located at 609 S Locust St Grand Island Ne 68801. We pride ourselves on being inclusive and supportive, offering a range of services designed to help you achieve your financial goals. Whether you're looking for personal banking solutions or loans for your next vehicle, joining our credit union opens up a world of possibilities. To get started on your membership journey, simply visit our website for detailed eligibility criteria at . If you have any questions or need assistance, feel free to reach out to us at (308) 382-5041. We're here to help you every step of the way! Plus, once you're ready, opening an account is as easy as visiting https://www.cuconline.net/olb/www.cnfcu.com/olb-login/enroll . We can't wait to welcome you into the Central Nebraska family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer robust merchant services that simplify transactions and enhance customer experience. Picture this: your customers can pay easily and securely, allowing you to focus on what you do best running your business. With our services, managing payments becomes a breeze, whether you're at the counter or online. Located at 609 S Locust St Grand Island Ne 68801 in Grand Island, NE, our team is dedicated to providing personalized service tailored to your unique needs. Contact us at (308) 382-5041 to learn how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

If you're a business owner, you'll appreciate our Business Banking services, which include Merchant Services & Business Loans. These solutions are designed to support the growth of your business and streamline operations.

Cash Withdrawal Services

While we don't have ATMs at our branch, we do offer essential Cash Withdrawal Services through our basic drive-thru banking. This allows you to perform simple transactions like deposits and withdrawals without stepping inside. As part of our commitment to service, we invite you to visit us during our operating hours: Monday through Friday from 8 AM to 5:30 PM and Saturday from 8 AM to Noon for drive-thru service. Your financial success is our priority at Central Nebraska. We encourage you to reach out at (308) 382-5041 if you have any questions or need assistance with any of our services. Let us help you navigate your financial future!

Convenient Digital Banking

In today's fast-paced world, convenience is key. At Central Nebraska, we offer robust Online & Mobile Banking features that allow you to access your accounts anytime, anywhere. Whether you want to check balances, pay bills, or transfer funds, it's all just a few taps away on your smartphone or computer.

Credit Cards with Benefits

With our Credit Cards with Rewards, every purchase can earn you points or cash back, making it easy to reward yourself while managing expenses.

Loans for Every Need

Need a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel without breaking the bank. For those dreaming of home ownership, our Mortgage Loans & Refinancing services can help turn that dream into reality. We also provide Personal Loans & Debt Consolidation to help simplify your finances, so you can focus on what matters most.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our personal banking services are tailored just for you. We offer various Checking & Savings Accounts that fit different lifestyles and financial plans. Imagine easily managing your money with online tools that let you track spending and savings from anywhere.

Digital & Online Banking

Key Features of Our Online Banking Services

With just a few clicks at http://www.cnfcu.com , you can handle everyday banking tasks with ease. Our online banking service allows you to check balances, make transfers, and pay bills anytime, anywhere. Plus, our e-statements are available for those who prefer going paperless. Enjoy the benefits of receiving your account statements electronically it's not only eco-friendly but also keeps your information secure. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Just enter their details, and the funds will be sent directly without any hassle. And if you're looking for a fast way to make payments, our mobile payments feature lets you use your smartphone for transactions at participating merchants.

Stay Connected with Our Mobile App

For added convenience, download our mobile application available on both Android and iOS devices. With this app, you can manage your accounts right from your pocket check balances, deposit checks using your camera, and even find nearby branches or ATMs. Security is always a priority at Central Nebraska. While we currently do not offer electronic signature authorization, rest assured that all our online services are protected with robust security measures to keep your data safe. In today's fast-paced world, having control over your finances shouldn't feel overwhelming. With the digital banking services at Central Nebraska, you can easily stay on top of your financial health while enjoying peace of mind. Explore more about what we offer by visiting http://www.cnfcu.com today!

Financial Strength

Member-Focused Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending at $0, along with a robust member base reflected by our total share accounts of 2,268, it's clear why so many people trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central Nebraska is your trusted partner. Visit us at 609 S Locust St Grand Island Ne 68801 or call (308) 382-5041 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Reinvesting for the Future

With $1,109,644 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $170 in used auto loans and $5,539,302 in total loans and leases show our commitment to supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $1,123,555, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $924 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing existing loans or want more information about eligibility options for any of our products, our friendly team is here to assist you every step of the way. Reach out to us at (308) 382-5041, visit us at 609 S Locust St Grand Island NE 68801, or check out our website at http://www.cnfcu.com for more details on how we can help you achieve your financial dreams. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,940,011 in used vehicle loans and $1,934,539 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to the funds needed to make your purchase with confidence.

Credit Lines

For those who need additional flexibility in managing their cash flow, our credit lines totaling $500,000 can provide the support you need when life presents surprises. Whether it's an emergency expense or an opportunity that requires quick funding, our credit line can be a helpful resource.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are dedicated to exploring opportunities that may help you in your journey toward owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $247,341 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses or make purchases without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information presented reflects actual rates available to you. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results, so you can find the best option without influence from advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps you stay informed about current market conditions and make decisions that align with your financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the real value and assistance LendMesh provides in navigating loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer you see is not only accurate but also fair and transparent, giving you confidence in your choices.

CENTRAL NEBRASKA FEDERAL CREDIT UNION