Central Missouri Community Credit Union Warrensburg MO | Best Auto Loans & Business Banking

Introduction

Welcome to Central Missouri Community Credit Union, where your financial well-being is our top priority. Located at 620 N Maguire St, Warrensburg, MO 64093, we have been proudly serving our community since 1961. With a commitment to providing exceptional service and a wide range of financial products, our credit union has grown to support over 14,922 members with total assets reaching an impressive $134,983,572. At Central Missouri Community Credit Union, we believe in building strong relationships with our members. Under the leadership of CEO Randall Bettis and Board President Aaron Brown, our team of dedicated professionals totaling 41 employees works tirelessly to ensure you have access to the best banking services. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we're here to help you make informed financial decisions. Our members enjoy the peace of mind that comes from knowing their money is safe and secure with us. We are proud to report total deposits of $9,531,665, net worth of $9,974,192, and cash in hand amounting to $2,179,721. These figures reflect our strong financial foundation and commitment to responsible lending practices. While members can visit us at our branch location for all your banking needs, official correspondence should be directed to the same address: 620 N Maguire St, Warrensburg, MO 64093. If you have questions or need assistance, don't hesitate to reach out! Give us a call at 660-747-3311, or explore more about what we offer by visiting our website at mycmccu.org. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Community Engagement

Our community outreach efforts are at the heart of what we do. From sponsoring local events to partnering with organizations that serve those in need, we believe in giving back to the community that supports us. This commitment is reflected not only in how we operate but also in the relationships we've built over time. If you're looking for a place where you can feel valued and supported financially, we invite you to join Central Missouri Community. Experience firsthand the benefits of becoming a member of our thriving credit union family. Let us help you achieve your financial goals while making a positive impact together! For more information or to get started today, please call us at 660-747-3311 or visit our website at www.mycmccu.org. We look forward to welcoming you into our community!

Our Mission

At Central Missouri Community, our mission goes beyond just offering financial products; we strive to uplift and empower every member of our community. Our goal is to make banking accessible and beneficial for everyone while supporting local initiatives that foster growth and development. We believe in being more than just a bank we're your partners in achieving financial success. We take pride in being ADA compliant and ensuring that everyone can access our services comfortably. Our drive-thru service makes it easy for members on-the-go, while shared service center options allow even greater flexibility for transactions with partner credit unions.

Our Story

Located at 620 N Maguire St in Warrensburg, our branch has become a familiar sight for many locals. Just a short drive from landmarks such as the University of Central Missouri and the scenic Pertle Springs Park, our location is convenient for both residents and visitors alike. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address: 620 N Maguire St, Warrensburg, MO 64093. Since opening our doors more than six decades ago, we have consistently focused on providing personalized financial services that meet the unique needs of our members. We are proud to offer a range of products including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our commitment to member satisfaction drives us to continually improve our services through digital advancements like online banking and mobile payments.

Branch Location & Accessibility

Welcome to the Central Missouri Community Credit Union, your friendly neighborhood financial partner located at 620 N Maguire St, Warrensburg, MO 64093. Nestled in the heart of Warrensburg, our branch is easy to find and accessible for all members. We're right near local landmarks like the University of Central Missouri, making us a convenient stop for students and residents alike. At our branch, we prioritize accessibility and comfort. There's ample parking available for our members, and we've made sure that everyone can easily access our services with ADA-compliant features throughout the building. Whether you prefer to visit us during lobby hours or utilize our drive-thru banking option for quick transactions, we've got you covered. We're here to serve you from Monday to Friday between 9 AM and 4 PM, so feel free to drop by whenever it fits into your schedule. If you need assistance outside of those hours, don't hesitate to give us a call at 660-747-3311; our team is always ready to help! For those on the go, we also offer ATM services for easy cash withdrawals and balance checks. Plus, if you're a member of another participating credit union, take advantage of our shared services that allow you to make deposits and withdrawals without any hassle. While members can visit us at 620 N Maguire St for all their banking needs, official correspondence should be sent to the same address since it serves as both our branch and mailing address. We invite you to come see what makes Central Missouri Community Credit Union special! Whether you're looking for personal banking solutions like checking accounts or loans or simply want to chat about your financial goals, we're here for you. Visit us today and experience the difference!

Member Eligibility

At Central Missouri Community, becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to experience personalized service and community-driven banking, you're in the right place! Membership is open to anyone who lives, works, worships, or attends school in Johnson County. This means that whether you're a long-time resident or just moved to the area, you can enjoy all the benefits we offer. Our friendly team at 620 N Maguire St Warrensburg Mo 64093 is dedicated to helping you with everything from opening an account to understanding our services better. To make your membership journey smooth and straightforward, simply visit us in person or check out our detailed eligibility criteria at http://www.cmccreditunion.org/about/questions/who-can-join . We're here to help you every step of the way! Once you're ready to join, opening an account is quick and easy just follow the instructions on our account opening page at https://www.financial-net.com/cmccreditunion/lending/internetloans . For any questions or assistance, feel free to give us a call at (660) 747-3311. Welcome to a community where your financial goals are our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to handling transactions, our merchant services make it easy for you. Imagine a busy Saturday morning where customers line up at your store. With our solutions, you can process payments quickly and securely, allowing you to focus on what matters most serving your customers. Located at 620 N Maguire St Warrensburg Mo 64093 in Warrensburg, MO, we are dedicated to empowering local businesses. Contact us today at (660) 747-3311 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, Central Missouri Community offers business banking services that include merchant services and business loans. We understand the unique challenges of running a business and are here to support your growth every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can check balances, transfer funds, pay bills, and even deposit checks right from your phone or computer. Plus, with ATM access available for cash withdrawals and basic transactions, banking on-the-go has never been easier.

Credit Cards with Benefits

Who doesn't love rewards? Our credit cards come with attractive rewards programs that allow you to earn points on everyday purchases. Whether it's for groceries or gas, every dollar spent gets you closer to exciting rewards.

Drive-Thru & Shared Branch Services

Need quick assistance? Our drive-thru banking allows for hassle-free deposits and withdrawals without leaving your car. We also provide shared branch transactions for members of partner credit unions so you can handle your banking even when you're away from home. At Central Missouri Community, we're more than just a credit union; we're part of the community. With dedicated staff ready to assist you at every turn and multiple services designed with your convenience in mind, we invite you to visit us or give us a call at (660) 747-3311. Discover how we can help fulfill your financial needs today! For more information about our offerings or to get started with an account, check out our website at Central Mo Community Credit Union.

Financing Your Dreams

If you're thinking about buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, we aim to provide you with the best possible experience. Additionally, if you're ready to buy a home or refinance your existing mortgage, our mortgage loans cater to all your housing needs. For those unexpected expenses or consolidating debt, consider our personal loans designed specifically for members like you. With straightforward applications and swift approvals, we're here to help you get back on track financially.

Personal Banking Made Easy

Whether you are looking to open a checking or savings account, our personal banking options are designed to suit everyone's needs. Imagine having access to a straightforward checking account that helps you manage your everyday expenses, or a savings account that assists you in reaching your financial goals. At Central Missouri Community, we offer both, ensuring that managing your money is simple and convenient.

Digital & Online Banking

Accessibility & Convenience

Our 24/7 online banking services mean you're never far from your finances. Need to send money to a friend? Our person-to-person transfer feature makes it simple to share funds instantly. Plus, with mobile payments enabled, you can make purchases directly from your phone no wallet needed! Managing your finances has never been easier or more secure than with the digital banking options available at Central Missouri Community. We're here to support you every step of the way, so take advantage of these tools today!

Key Services

You can get started with our online banking platform at https://www.mycmccu.org . Here, you can check your account balances, transfer funds, and pay bills without stepping foot in the branch. For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts on the go. Whether you're at home or out running errands, you'll have everything you need right at your fingertips. Security is a top priority for us. We offer electronic signature authorization to streamline document signing while keeping your information safe. You can also opt for e-statements, which not only reduce paper clutter but also provide quick access to your financial statements whenever you need them.

Financial Strength

A Growing Community

Total Share Accounts stand at 26,442, showing a strong and growing member base that trusts us with their finances. With $2,869,180 in net shares available for lending and investments, we're well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central Missouri Community is your trusted partner. Visit us at 620 N Maguire St Warrensburg Mo 64093 or call us at 660-747-3311 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $17,971,299 in share certificates and $3,680,050 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,317,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which highlights our commitment to maintaining low costs for our members while still providing quality service. We also take pride in having 38 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Growth

With $6,147,821 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $85,766,088 in total loans and leases, including 1,639 used auto loans.

Solid Financial Position

With a net worth of $9,974,192, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 745 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,204,526 in used vehicle loans and $19,442,938 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you find a plan that works for your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,357,610 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that add extra value to your spending.

Credit Lines

For those needing more flexibility in managing expenses or making larger purchases, our total credit lines amounting to $10,721,959 are here to help. You can access funds as needed while only paying interest on what you use. We believe in empowering our members through education and support. If you're interested in refinancing existing loans or learning about eligibility options for our products, don't hesitate to contact us or visit our website at Central Missouri Community Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Central Missouri Community Credit Union, we're committed to providing solutions that fit your life and help you navigate your financial journey with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,331,401, making buying or refinancing simple. We guide you through the process so you can focus on what matters most your new home.

Loan Aggregator

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CENTRAL MISSOURI COMMUNITY CREDIT UNION - Warrensburg, MO