Central Credit Union Bellwood IL | Affordable Auto Loans & Checking

Introduction

Welcome to Central Credit Union Of Illinois, located at 1001 Mannheim Rd, Bellwood, IL 60104. Since our establishment in 1936, we have been committed to serving our community with trust and reliability. With a membership base of over 10,866 individuals, we pride ourselves on being a financial partner that truly understands your needs. At Central Credit Union Of Illinois, we believe in making banking accessible and beneficial for everyone. Our total assets stand at an impressive $119,776,380, reflecting our strong position in the community and our commitment to providing quality services. We manage $11,968,808 in deposits, ensuring that your savings are secure with us. Additionally, our net worth of $15,881,548 is a testament to our solid financial foundation. Our leadership team, led by CEO Robert Anderson and Board President Joyce Gaston, is dedicated to fostering a welcoming environment for all members. Together with our team of 31 employees, we strive to create personalized experiences that empower you financially. While members can visit us at our branch location, official correspondence should be sent to the same address: 1001 Mannheim Rd, Bellwood, IL 60104. We offer a range of services tailored to meet diverse financial needs from checking and savings accounts to auto loans and business banking solutions. Whether you're looking to finance your dream car or need assistance managing your savings, we're here to help. For any inquiries or assistance, feel free to reach us at (708) 649-6400 during our operating hours: Monday and Friday from 9 AM to 6:30 PM; Tuesday and Thursday from 9 AM to 5 PM; and Wednesday from 10 AM to 5 PM. Join us today and experience the difference at Central Credit Union Of Illinois! Visit our website at Central Credit Union for more information or check out our membership eligibility here. We look forward to supporting you on your financial journey!

Branch History & Mission

Community Impact

Our commitment extends beyond banking; we actively engage with our community through various outreach initiatives. We partner with local organizations to support education and financial literacy programs aimed at helping individuals make informed decisions about their finances. While members can visit us at 1001 Mannheim Rd Bellwood Il 60104, official correspondence should be sent to 1001 Mannheim Rd, Bellwood, IL 60104 if it differs from the branch address. Our operating hours are designed for your convenience: Monday and Friday from 9:00 AM - 6:30 PM; Tuesday and Thursday from 9:00 AM - 5:00 PM; and Wednesday from 10:00 AM - 5:00 PM.

Join Us Today!

As we continue to grow and adapt in an ever-changing financial landscape, we invite you to become part of our family at Central Credit Union Of Illinois. Experience the difference of a credit union that truly cares about your financial well-being and is dedicated to making a positive impact in Bellwood and beyond. For more information on membership or to open an account, please call us at (708) 649-6400 or visit our website at Central Credit Union.

Our Mission

At Central Credit Union Of Illinois, our mission is simple yet powerful: to empower our members through exceptional financial services while fostering a strong sense of community. We strive to offer personalized banking solutions that include checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We understand that financial success means different things to different people, and we are here to support you every step of the way. We believe that banking should be more than just transactions; it should be about building relationships. Our branch operates with customer satisfaction at its core, ensuring that each member receives the attention and support they deserve.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is equipped with features to accommodate all members, including ADA-compliant entrances and ramps for easy access. There is ample parking available for both members and visitors, so you won't have to worry about finding a spot when you arrive.

Call to Action

We invite you to visit us soon! Stop by Central Credit Union Of Illinois at 1001 Mannheim Rd in Bellwood for personalized service and expert financial guidance tailored just for you. If you have any questions before your visit, don't hesitate to give us a call!

Operating Hours

At Central Credit Union Of Illinois, we value your time. Our doors are open during convenient hours: Monday and Friday from 9:00 AM to 6:30 PM; Tuesday and Thursday from 9:00 AM to 5:00 PM; and Wednesday from 10:00 AM to 5:00 PM. This schedule allows you plenty of time to stop by before or after work or on your day off.

Services Offered

We provide a range of services designed to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgages. You can also take advantage of our online and mobile banking services for quick access anytime, anywhere. While we currently do not have ATM services or drive-thru banking available at this location, our friendly staff is always ready to assist you in person or over the phone at 708-649-6400.

Member Eligibility

Becoming a member of Central Credit Union Of Illinois is like joining a close-knit family that genuinely cares about your financial well-being. Located at 1001 Mannheim Rd Bellwood Il 60104, we welcome individuals who live, work, worship, or attend school in the area, as well as those who have family members already part of our community. This inclusive approach means that if you have a connection to our vibrant community, you're likely eligible to join us! Membership comes with great benefits like competitive rates on loans and savings accounts, personalized service, and access to various financial products tailored just for you. To learn more about our eligibility requirements, feel free to visit http://www.centralcu.org/membership/ . Once you're ready to take the next step towards becoming a member, opening an account is easy! Just head over to https://www.centralathome.org/tob/live/usp-core/app/login/consumer?ui=new , or give us a call at (708) 649-6400 for assistance. We look forward to welcoming you into the Central Credit Union Of Illinois family!

Business Banking & Commercial Services

At Central Credit Union Of Illinois, we understand that every business has unique needs. Whether you're just starting out or looking to expand, our tailored business banking and commercial services can help you achieve your goals. Imagine securing the funds you need to purchase new equipment, hire staff, or invest in marketing our commercial loans are designed for that very purpose. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services streamline your transactions and simplify payment processing. Picture this: a busy café using our point-of-sale system to accept payments quickly while tracking sales data all at their fingertips. This allows business owners to focus on what they do best: serving customers and growing their brand. Visit us at 1001 Mannheim Rd Bellwood Il 60104 in Bellwood, IL, or call us at (708) 649-6400 to learn how we can support your business journey today!

Comprehensive List Of Services

Accessibility and Support

While we may not have ATMs or drive-thru services at this location, our friendly staff is always ready to assist you over the phone at (708) 649-6400 during our operating hours: Monday and Friday from 9:00 AM - 6:30 PM; Tuesday and Thursday from 9:00 AM - 5:00 PM; and Wednesday from 10:00 AM - 5:00 PM. At Central Credit Union Of Illinois, we prioritize making banking accessible for everyone in our community. Explore all the services we offer at Bellwood by visiting us online at https://www.centralcu.org/ , where you'll find everything from membership eligibility details to account opening procedures. Join us today and discover how we can support your financial needs!

Business Banking Solutions

If you're a business owner, our business banking services include merchant services and business loans tailored to help your enterprise thrive. We understand the challenges of running a business and strive to support you with the financial tools necessary for success.

Credit Cards and Rewards

We also offer credit cards with rewards that allow you to earn while you spend. Whether you're buying groceries or booking a vacation, every purchase counts towards benefits that can enhance your life.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking solutions so that you can manage your accounts anytime, anywhere. With features like e-statements, mobile payments, and person-to-person transfers, accessing your finances has never been easier.

Personal Banking Services

Our personal banking services are designed to meet various lifestyle needs. From checking and savings accounts to help you manage your everyday expenses and savings goals, we make it easy to access your funds whenever needed. If you're planning to purchase a car, our auto loans and vehicle financing options come with competitive rates, ensuring that driving away in your dream vehicle is within reach. For those interested in home ownership or refinancing, our mortgage loans offer flexible terms that can suit different budgets. And if you find yourself needing extra cash for unexpected expenses, our personal loans and debt consolidation options can provide the financial relief you seek.

Digital & Online Banking

Accessible and User-Friendly

Our commitment is to provide an intuitive experience that meets your needs. With real-time account management features, you'll always be updated on your balance and transactions. Whether you're checking in on your savings or making quick transfers, everything is designed with you in mind. Join us at Central Credit Union Of Illinois today and experience how easy digital banking can be! For more information or to get started, visit us online at https://www.centralcu.org/ or call us at (708) 649-6400.

Key Features for Your Convenience

We know life can get busy, so we've made banking simple. Need to send money to a friend? Use our person-to-person transfer feature to quickly send funds right from your phone or computer. Plus, with our mobile application available for download, you can manage your accounts on the go and even make mobile payments easily. We also care about keeping your information safe. While we currently do not offer electronic signature authorization for documents, rest assured that we prioritize security in all our digital transactions. You can sign up for e-statements to keep track of your finances without the hassle of paper statements cluttering up your space.

Financial Strength

Commitment to Growth

With $12,341,348 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $77,054,711 in total loans and leases and 1,084 used auto loans available.

Member-Centric Savings

Members' savings are secured through $3,162,273 in share certificates and $19,081,633 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $3,540,200 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Health

With a net worth of $15,881,548, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a total of 15,427 share accounts, our growing member base shows that people trust us with their finances. Our focus on providing excellent service has allowed us to build lasting relationships with those we serve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central Credit Union Of Illinois is your trusted partner. Visit us at 1001 Mannheim Rd Bellwood Il 60104 or call 708-649-6400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,085,879 in used vehicle loans and $16,061,309 in new vehicle loans already helping members get on the road. We believe owning a vehicle should be within reach for everyone. Our auto loan options are straightforward and can be customized to fit your budget.

Credit Lines

If you're looking for ongoing access to funds without taking out a traditional loan, our credit lines are an excellent choice. With a total of $22,859,316, these lines can give you peace of mind knowing that cash is available when needed. We also provide refinancing options for many of our loan products. If you're considering refinancing an existing loan or exploring eligibility options for any of our offerings, please don't hesitate to contact us for guidance. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Central Credit Union Of Illinois, we are committed to providing our members with the best financial solutions that meet their needs today and into the future. Visit us or call us to learn more about how we can assist you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,702,098, which means you can find the right financing solution for your dream home without hassle.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,892,331 in loans helping members manage their finances effectively. These cards provide convenience and flexibility when you need it most.

Loan Aggregator

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CENTRAL CREDIT UNION OF ILLINOIS CREDIT UNION - Bellwood, IL