Central Communications Credit Union Kansas City MO | Best Auto Loans & Business Banking

Introduction

Welcome to Central Communications, your trusted financial partner located at 5090 N Oak Trfy, Kansas City, MO 64118. Since our establishment in 1935, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our 4,005 members. With a strong financial foundation boasting total assets of $46,475,510 and total deposits reaching $2,864,476, we are well-equipped to help you achieve your financial goals. At Central Communications, we understand that every member's journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team of 13 employees, led by CEO Philip Weber and Board President Loyd Arnold, is here to guide you every step of the way. While members can visit us at our branch for in-person assistance, official correspondence should be directed to our mailing address at 17811 E US Highway 40, Independence, MO 64055. Whether you prefer face-to-face interactions or online convenience through our website at centralccu.com, we're committed to making your banking experience as smooth as possible. We take pride in being a vital part of the Kansas City community and strive to foster relationships built on trust and reliability. With a net worth of $3,428,304 and cash reserves of $770,016, we ensure that your money is safe while also offering competitive loans totaling 37,031 to help you finance your dreams. Join us today and discover how Central Communications can support you financially. Feel free to call us at (816) 842-0727 for any inquiries or assistance. We look forward to welcoming you into our family!

Branch History & Mission

Join Us Today!

We invite you to become part of the Central Communications family! Experience firsthand how we can assist you in achieving your financial aspirations while being an integral part of your community. Visit us today or give us a call at 816-842-0727 to learn more about how we can serve you better. Together, let's build a brighter financial future!

Modern Banking for Everyone

As part of our mission, we prioritize innovation and inclusivity. Our branch features ADA-compliant facilities and offers online banking services that allow you to manage your finances from anywhere. With options like mobile payments and person-to-person transfers, banking has never been more convenient. Additionally, we provide essential services like ATM access and drive-thru banking for quick transactions without compromising quality service. Our hours are designed to fit your schedule open Monday through Friday from 9 AM to 5 PM in the lobby and until 6 PM at the drive-thru on weekdays; Saturday hours run from 9 AM to 1 PM.

Our Journey

Since our opening at 5090 N Oak Trfy, we have evolved significantly to meet the changing needs of our members. Over the years, we've expanded our services and embraced new technologies to enhance your banking experience. Today, with total assets exceeding $46 million, Central Communications stands as a beacon of stability and reliability in the financial landscape. Our branch is conveniently located near local landmarks that make it easy for you to visit us. Whether you're stopping by for personal banking or seeking assistance with loans, you'll find our friendly staff ready to help. While members can visit us at our branch address, official correspondence should be sent to 17811 E US Highway 40 in Independence.

Our Mission

At Central Communications, our mission is clear: we strive to empower our members through accessible financial services while fostering community growth. We believe that everyone deserves the chance to achieve their financial goals. From checking and savings accounts to auto loans and mortgage refinancing, we offer a range of products designed with your needs in mind. We also take pride in our commitment to community support. Through various outreach initiatives and partnerships, we aim to uplift those around us, ensuring that everyone has access to the resources they need for success.

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 816-842-0727. We look forward to welcoming you into our branch and helping you achieve your financial goals. Come see us today!

Easy Access and Nearby Landmarks

Nestled in the heart of Clay County, our branch is easily accessible for all members. We are close to well-known landmarks like the charming Zona Rosa Town Center and just a short drive from major highways, making it convenient for anyone in the area. Our location features ample parking and is compliant with ADA standards, ensuring everyone can access our facilities without hassle.

Operating Hours that Fit Your Schedule

We understand that life can be busy. That's why our lobby hours are designed to accommodate your schedule. We're open Monday through Friday from 9 AM to 5 PM, allowing you to visit us during your lunch break or after work. For those who prefer drive-thru service, we're available until 6 PM on weekdays and from 9 AM to 1 PM on Saturdays.

Services at Your Fingertips

At Central Communications, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and mortgage loans, our knowledgeable staff is ready to assist you with any inquiries. Plus, with ATM availability on-site and drive-thru banking options for quick transactions, managing your finances has never been easier. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 17811 E US Highway 40, Independence, MO 64055.

Member Eligibility

Becoming a member of Central Communications is like joining a warm and welcoming family that cares about your financial well-being. If you're wondering how to become part of our community, you'll be pleased to know that eligibility is straightforward and inclusive. Typically, anyone who lives, works, or worships in the Kansas City area can apply. We pride ourselves on being accessible to everyone, so if you have any questions about your eligibility, don't hesitate to reach out at (816) 842-0727. Once you know you qualify, opening an account is a breeze! Our friendly team is here to guide you through the process, ensuring you feel right at home from the start. For more detailed eligibility criteria, check out our website at . We look forward to welcoming you to Central Communications, where you can enjoy personalized banking services tailored just for you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $142,333, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services offer practical tools that can streamline your payment processes. Imagine a busy restaurant where customers can pay quickly and easily using their preferred method be it credit cards or mobile payments. Our services ensure you have the flexibility to meet customer needs while keeping your cash flow steady. Located at 5090 N Oak Trfy Kansas City Mo 64118, Kansas City, MO, we are dedicated to providing tailored solutions for local businesses. Call us at (816) 842-0727 or visit our website at Central Communications to learn more about how we can partner with you on your journey toward growth.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans are designed to help you hit the road with confidence. We provide competitive rates and flexible terms that fit your budget, making it easier than ever to get behind the wheel.

Business Banking

For our business members, we offer essential services like merchant services and business loans. Whether you're starting a new venture or looking to expand, we provide tailored solutions that help your business thrive.

Credit Cards with Rewards

Our credit cards come with rewards that benefit you. Use them for everyday purchases and earn points towards exciting rewards. It's not just about spending; it's about getting more value from your transactions.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Central Communications offers robust online and mobile banking features. You can conduct transactions anytime through our secure platforms, whether it's withdrawing cash at one of our ATMs or using person-to-person payment options with ease.

Drive-Thru and ATM Services

Need quick access to cash? Our drive-thru service allows you to complete simple transactions without leaving your car. Plus, our ATMs provide 24/7 access for withdrawals and balance checks, ensuring that you're never left without options. At Central Communications, we prioritize making banking easier for you and your family. With friendly staff ready to assist you and comprehensive services designed around your needs, we're here for all your financial journeys. If you have any questions or want to explore what we can offer further, don't hesitate to reach out at (816) 842-0727 or visit us online at North Oak!

Mortgage Loans & Refinancing

Dreaming of owning a home? Our mortgage loans can turn that dream into reality. We guide you through every step of the process, whether you're buying your first home or refinancing an existing mortgage to secure better terms.

Personal Banking

Whether you're looking to open a checking or savings account, we have personal banking options that cater to your lifestyle. Imagine effortlessly managing your finances online or through our mobile app, where you can check your balance, transfer funds, or pay bills from anywhere. Our personal loans also offer support for debt consolidation and unexpected expenses, giving you the flexibility you need.

Digital & Online Banking

Key Features

Our online banking service is user-friendly and equipped with all the essential tools to help you manage your accounts effectively. If you're always on the move, our mobile application makes it even easier to access your accounts right from your smartphone. You can take advantage of mobile payments for quick transactions, making it convenient to shop or send money without hassle. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Plus, you'll appreciate the option of receiving e-statements instead of paper ones, which not only helps you stay organized but also contributes to a greener environment.

Security and Convenience

While convenience is key, security is our top priority. We employ advanced measures to ensure your information is safe while using our services. Although we currently do not offer electronic signature authorization, we are committed to protecting your data every step of the way. Whether you're checking your account balance late at night or making a quick transfer during lunch breaks, our 24/7 online banking service ensures that help is always available when you need it most. At Central Communications, we make it easy for you to stay on top of your financial goals with just a few clicks or taps. Join us today and experience the freedom and flexibility that comes with modern banking!

Financial Strength

Commitment to Growth

With $1,897,343 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust, with $26,200 in used auto loans and $14,894,834 in total loans and leases available for members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $6,109,859 in share certificates and $7,378,900 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $3,428,304, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $737 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Relationships

Total Share Accounts stand at 6,805, showing a strong and growing member base that trusts us with their finances. This trust is fundamental as we work towards your financial success every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Central Communications is your trusted partner. Visit us at 5090 N Oak Trfy Kansas City Mo 64118 or call (816) 842-0727 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,808,989 in used vehicle loans and $2,869,046 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you through every step of the process.

Credit Lines

For those seeking more flexibility, we have credit lines available totaling $3,890,175. This option allows you to borrow as needed while only paying interest on what you use. If you're considering refinancing any existing loans or want to explore eligibility options for our products, our team is ready to guide you through the process and find solutions tailored just for you. Feel free to contact us at 816-842-0727 or visit us at 5090 N Oak Trfy Kansas City Mo 64118. We're here from 9 AM to 5 PM during the week and 9 AM to 1 PM on Saturdays for your convenience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to take advantage of our loan offerings and start achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $840,906, ensuring you have access to the funds you need for your dream home or investment property.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $431,275 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards options that can fit your lifestyle.

Loan Aggregator

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CENTRAL COMMUNICATIONS CREDIT UNION - Kansas City, MO