CENTRA CREDIT UNION

Welcome to Centra, your trusted financial partner in the heart of Shelbyville, Indiana! Located at 2450 E State Road 44, our branch has been serving the community since 1940. With a strong commitment to providing exceptional service, we proudly cater to over 154,408 members who trust us with their financial needs. At Centra, we understand that your financial journey is unique. That's why we offer a wide range of services tailored just for you, from personal banking options like checking and savings accounts to auto loans, mortgages, and even business banking solutions. Our total assets stand impressively at $2,140,492,376, reflecting our stability and dedication to your financial well-being. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2450 E. State Road 44, Shelbyville, IN 46176. Our friendly staff is here to assist you during our convenient operating hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until noon. Led by CEO Rick Silvers and Board President Randy Proffitt, our team of 429 employees is dedicated to ensuring that every member feels valued and supported. We believe in building strong relationships with our community while maintaining a net worth of $266,708,845 and total deposits amounting to $166,226,775. We invite you to explore everything Centra has to offer by visiting our website at Centra.org or giving us a call at 317-392-2100. Your financial success is our priority come see how we can help you achieve your goals today!

Welcome to Centra, a cornerstone of financial support in Shelbyville, Indiana. Since our opening in 1940, we have grown and evolved, dedicated to serving our members with integrity and care. With a proud history spanning over eight decades, Centra has become a trusted partner for the community, providing essential financial services and fostering strong relationships. Located at 2450 E State Road 44, our branch stands as a welcoming hub for both current and prospective members. We are conveniently situated near local landmarks that make us easily accessible. Whether you need to manage your accounts or seek guidance on loans, we are here to help. Centra is more than just a credit union; we are committed to enriching the lives of our members and the community. With a total membership exceeding 154,000 and total assets amounting to over $2.14 billion, our mission is clear: we strive to provide personalized financial services while supporting community growth and development. Our goal is to empower individuals with the tools they need for financial success. At Centra, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We also understand the importance of convenience in today's fast-paced world. That's why we provide digital banking options such as online banking and mobile payments to ensure you have access to your finances anytime, anywhere. We take pride in being an ADA-compliant facility that prioritizes customer experience. Our drive-thru service allows for easy transactions without leaving your vehicle, while our ATM availability ensures you can access cash quickly when needed. While members can visit us at 2450 E State Road 44 for all their banking needs, official correspondence should be sent to the same address: 2450 E. State Road 44, Shelbyville, IN 46176. In addition to offering exceptional financial services, Centra believes in giving back to the community that has supported us throughout the years. Our partnerships with local organizations allow us to contribute positively and create lasting change within Shelbyville. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Centra can make a difference in your financial life. Visit us today or call at 317-392-2100 to learn more about becoming a member or exploring our diverse range of services. Together, let's build a brighter future!

Becoming a member of Centra means joining a community that cares about your financial well-being. If you're interested in becoming part of our family, it's simple! Membership is open to anyone who lives, works, worships, or attends school in Shelby County and surrounding areas. We believe that everyone deserves access to friendly financial services, and that's exactly what we offer. You can explore the specific eligibility criteria and requirements on our website at https://www.centra.org/membership-savings/ , where you'll find all the details you need. Ready to take the next step? Opening an account with us is straightforward. Just visit our account opening page at https://www.centra.org/apply-for-a-loan/ or give us a call at (317) 392-2100. Our team is here to help you every step of the way, ensuring you feel welcomed and supported as you embark on your financial journey with us at Centra, located at 2450 E State Road 44 Shelbyville In 46176. Join us today, and let's build a brighter financial future together!

At Centra, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to put you in control, anytime and anywhere. Whether you're at home or on the go, accessing your accounts has never been easier. One of the standout features is our comprehensive online banking platform, which you can explore at https://www.centra.org/ . Here, you can check balances, transfer funds, and even pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple just enter their details and you're done! Plus, if you prefer using your mobile device, our mobile application is available for download, allowing you to bank from the palm of your hand. We prioritize security in everything we do. With electronic signature authorization available, signing documents online is not only quick but also safe. You can also opt for e-statements, which provide a secure way to view your account activity without worrying about paper clutter. For those who love the convenience of mobile payments, we've got you covered! You can easily make purchases using your smartphone, adding another layer of ease to your everyday transactions. Plus, our 24/7 online banking services mean that no matter when you need to access your accounts or conduct transactions, we're here for you. With all these features combined, managing your finances with Centra is not just easy it's empowering. Enjoy real-time account management at your fingertips and experience banking like never before!

At Centra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strong financial position of our credit union, which reflects our commitment to serving you reliably. With a net worth of $266,708,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth is complemented by our net worth ratio of $1,243, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $505,411,429 in share certificates and $530,992,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,519,412, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 414 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. With $28,069 in used auto loans and $1,634,714,551 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Furthermore, with $262,045,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centra is your trusted partner. Visit us at 2450 E State Road 44 Shelbyville In 46176 or call (317) 392-2100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.