Centra Credit Union Seymour IN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Centra, your trusted financial partner located at 520 S Jackson Park Dr, Seymour, IN 47274. Since our establishment in 1940, we've dedicated ourselves to serving the community with a personal touch and a focus on your financial well-being. With over 154,408 members relying on us, we pride ourselves on creating lasting relationships built on trust and support. At Centra, we believe that everyone deserves access to quality financial services. That's why we've grown our total assets to an impressive $2,140,492,376 and maintain total deposits of $166,226,775. Our commitment extends beyond numbers; it reflects our dedication to enhancing the lives of our members through various services such as personal banking, auto loans, mortgages, and business banking solutions. Led by our CEO Rick Silvers and Board President Randy Proffitt, our team of 429 employees is here to assist you with all your financial needs. Whether you're looking for a new vehicle loan or want to open a savings account, we have the expertise and resources to help you succeed. While members can visit us at 520 S Jackson Park Dr, official correspondence should be sent to 520 South Jackson Park Drive, Seymour, IN 47274 if different. For any questions or assistance, feel free to reach out at 812-523-3230. Join us at Centra and experience the difference of being part of a community-focused credit union where your financial goals are our priority! Visit us online at centra.org or come see us in person today!

Branch History & Mission

At Centra, we take pride in our rich legacy of serving the community since our inception in 1940. Located at 520 S Jackson Park Dr, Seymour, IN 47274, our branch has become a cornerstone for financial empowerment and support in the region. Over the years, we have grown from a small credit union into a thriving institution with over 154,408 members and assets totaling $2,140,492,376. This growth reflects not only our commitment to providing exceptional financial services but also our dedication to fostering a strong sense of community. Our mission at Centra is clear: we aim to provide accessible financial solutions that enhance the lives of our members while supporting initiatives that strengthen our community. We believe in building lasting relationships with those we serve and ensuring that every member feels valued and supported. This mission is evident in every service we offer from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Each product is designed with your needs in mind. As we look back on our journey, it's important to highlight key milestones that define who we are today. Our dedication to technology has made banking easier for everyone. With features like online banking and mobile payments, managing finances is now more convenient than ever. Our commitment to accessibility is further reinforced by ADA compliance measures within our facilities. Centra also understands the importance of giving back. We actively engage in community outreach efforts and partnerships that uplift local organizations and initiatives. Whether through financial literacy programs or charitable contributions, we strive to make a positive impact beyond just banking. For those wishing to visit us, we're open Monday through Thursday from 8:30 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays until noon. We also offer an ATM for quick access to your funds and drive-thru services for ease of transactions without leaving your vehicle. While members can visit us at 520 S Jackson Park Dr, official correspondence should be sent to 520 South Jackson Park Drive, Seymour, IN 47274 if different from the branch address. If you're looking for a financial partner that truly cares about your well-being and the future of our community, we invite you to join Centra today! Experience firsthand how we can help you achieve your financial goals while making a difference together. For more information on membership or services offered, feel free to reach out at 812-523-3230 or visit us online at Centra.

Branch Location & Accessibility

Welcome to Centra, your friendly neighborhood credit union located conveniently at 520 S Jackson Park Dr in Seymour, Indiana. Our branch is easy to find and accessible for everyone in the community. Whether you're stopping by for personal banking needs or looking to explore our lending options, we are here to help. While members can visit us at our main location, official correspondence should be sent to 520 South Jackson Park Drive, Seymour, IN 47274. This helps ensure that your communication reaches us promptly. Situated near local landmarks, including the scenic Jackson Park and close proximity to various shopping centers, our branch is perfectly positioned for your convenience. We offer ample parking right outside the entrance, making it easy for you to pop in without any hassle. Plus, our facility is equipped with ADA-compliant features, ensuring that everyone can access our services comfortably. Our operating hours are designed with your busy schedule in mind. We're open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 6:00 PM. Need some banking done over the weekend? We're here for you on Saturdays from 8:30 AM to 12:00 PM! Please note that we are closed on Sundays. At Centra, we pride ourselves on providing a range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we've got your financial needs covered. Plus, enjoy the convenience of drive-thru banking for quick transactions like deposits and withdrawals. For added convenience, we also have an ATM available for cash withdrawals and balance checks anytime you need them. If you have questions or would like more information about what we offer, don't hesitate to give us a call at 812-523-3230. Our friendly team is eager to assist you! Visit us soon at Centra where your financial well-being is our top priority.

Member Eligibility

At Centra, we believe that everyone deserves a supportive community to help them thrive financially. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the areas served by our credit union, you're likely eligible to join us. We prioritize building lasting relationships with our members, so if you have family members already with us, that's another great way to connect. By joining Centra, you'll gain access to personalized banking services, competitive loan rates, and various financial resources designed just for you. To get started on your membership journey, simply visit us at our branch located at 520 S Jackson Park Dr Seymour In 47274 or check out more details about eligibility on our website at https://www.centra.org/membership-savings/. If you have any questions or need assistance, feel free to give us a call at (812) 523-3230. We're excited to welcome you into the Centra family and support your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without the hassle of complex payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. Whether you're a local café or a retail store, our tools enable fast and secure payments, making every customer interaction smoother. Partner with us at Centra today, and let's pave the way for your business success together! For more information, give us a call at (812) 523-3230 or visit our website at Centra.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,973,255, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small businesses in the community, we understand the importance of having reliable banking options. Our Business Banking services include everything from Merchant Services for accepting payments to tailored Business Loans that support your growth ambitions.

Call Us Today!

At Centra in Seymour, we're here for all your banking needs. To learn more about how we can support your financial journey or if you have any questions about our services, don't hesitate to reach out at 812-523-3230. Let's work together towards achieving your financial goals!

Credit Card Options

Our Credit Cards with Rewards not only make everyday purchases easier but also reward you for spending. Imagine earning points on groceries or gas that can lead to exciting rewards down the line!

Digital and Convenient Banking

We believe that banking should be easy and accessible anytime, anywhere. That's why we offer robust Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, transfer funds, pay bills, and more all from the comfort of your home or on the go. In addition to these digital services, we also provide ATM & Cash Withdrawal Services, ensuring you have access to your funds whenever you need them. If you prefer face-to-face interactions for basic transactions like deposits or withdrawals, our convenient Drive-Thru Banking is available during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM; Friday until 6:00 PM; and Saturday until noon.

Personal Banking Solutions

Navigating personal finances can be challenging, but with our Personal Banking options, you can feel confident in managing your money. We offer Checking & Savings Accounts designed to help you save and spend wisely. If you're considering purchasing a new car, our Auto Loans & Vehicle Financing programs provide competitive rates to help get you on the road quickly and affordably. For those dreaming of homeownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing solutions make it easier than ever. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services are here to assist you in regaining financial stability.

Digital & Online Banking

Accessibility and Security

With 24/7 online banking services, managing your accounts is always within reach. Our user-friendly mobile application provides real-time access to your finances right at your fingertips. It's designed with security in mind, so you can feel confident that your information is protected while using our services. Whether you're checking balances before heading out or making payments on the fly, Centra ensures that your banking experience is both accessible and safe. Embrace the future of banking today visit us online at https://www.centra.org/ to get started!

Key Features

Our online banking platform at https://www.centra.org/ lets you view your account balances, transfer funds, and pay bills effortlessly. Want to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, you can enjoy the flexibility of mobile payments, allowing you to make transactions directly from your smartphone. For those who prefer paperless options, we offer electronic statements, which are not only eco-friendly but also help you keep track of your finances without the clutter. If you ever need to sign documents, our electronic signature authorization means you can do so securely online no more printing or mailing required!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 345,973, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,763,958. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centra is your trusted partner. Visit us at 520 S Jackson Park Dr Seymour In 47274 or call (812) 523-3230 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $262,045,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $28,069 in used auto loans and $1,634,714,551 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Growth

Members' savings are secured through $505,411,429 in share certificates and $530,992,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,519,412, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $5,513,547 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $266,708,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $415,014,585 in used vehicle loans and $94,811,869 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new ride or a reliable pre-owned vehicle, we have options that can work for you.

Business Financing

For business owners, our outstanding commercial loans totaling $265,973,255 provide the capital needed to grow and expand. We recognize the unique challenges faced by businesses today and are here to support your success. Our team at Centra, located at 520 S Jackson Park Dr Seymour In 47274, Seymour, IN, is ready to assist you. For more information about our loan offerings or to explore eligibility options, please call us at (812) 523-3230. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial objectives!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $136,621,975, make buying or refinancing simple. We provide clear information on eligibility and refinancing options so you can plan your next steps confidently.

Unsecured Credit Card Loans

Managing daily expenses is easier with our unsecured credit card loans. With a total of $45,127,088 in loans available, we offer flexible terms that help you keep your finances in check while enjoying the convenience of credit.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each loan comparison reflects the most current rates available, allowing users to make informed choices without unnecessary stress.

CENTRA CREDIT UNION - Seymour, IN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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