Centra Credit Union Sellersburg IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Centra, your trusted financial partner in Sellersburg, IN. Located at 651 Hamburg Way, our branch has been serving the community since 1940, providing reliable banking solutions tailored to meet your needs. With a strong commitment to our members, we take pride in supporting over 154,408 individuals and families on their financial journeys. At Centra, we understand that every member's financial goals are unique. That's why we offer a comprehensive range of services, including personal checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our focus on member satisfaction has helped us accumulate total assets of over $2.14 billion and total deposits exceeding $166 million, showcasing our strength and stability. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 651 Hamburg Way, Sellersburg, IN 47172-1860. If you have questions or need assistance, don't hesitate to reach out at 812-280-2820 our friendly team is here to help! Under the leadership of CEO Rick Silvers and Board President Randy Proffitt, Centra remains dedicated to fostering community growth and ensuring that our members achieve their financial aspirations. With a net worth of around $266 million and cash in hand totaling $35.8 million, we're well-equipped to support your financial journey. Join us today at Centra! Visit our website at centra.org to explore our services or apply for a loan online. Together, let's build a stronger financial future!

Branch History & Mission

Welcome to Centra, a cornerstone of the community in Sellersburg, IN since we opened our doors in 1940. Our journey began with a simple mission: to empower individuals and families by providing accessible financial services tailored to their needs. Over the years, we've grown alongside our community, evolving into a trusted partner for more than 154,408 members. Located at 651 Hamburg Way, our branch is not just a place for transactions; it's a hub where relationships flourish. We pride ourselves on being deeply rooted in the local culture, offering services that truly make a difference. Our commitment goes beyond banking; we aim to enrich lives through various outreach programs and community partnerships that support education, housing, and wellness initiatives. At Centra, we believe in the power of community. Our mission statement reflects this dedication: "To serve our members and communities with exceptional financial products and personalized service." This guiding principle ensures that every decision we make centers around improving the financial well-being of those we serve. In today's fast-paced world, we've embraced technology while maintaining our personal touch. Members can enjoy modern conveniences like online banking and mobile payments, making it easier than ever to manage their finances. For those who prefer face-to-face interactions, our drive-thru service offers quick access to essential banking needs without leaving your vehicle. While members can visit us at 651 Hamburg Way Sellersburg In 47172, official correspondence should be sent to 651 Hamburg Way, Sellersburg, IN 47172-1860 if you need to reach us by mail. Our operating hours are designed with your busy schedule in mind: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 8:30 AM until noon. As we continue our legacy of service, we invite you to join the Centra family. Experience firsthand how our financial solutions can help you achieve your dreams. Whether you're looking for checking accounts, auto loans, or mortgage options, we're here for you every step of the way. Reach out today at (812) 280-2820 or visit us online at https://www.centra.org/ to discover what makes us different!

Branch Location & Accessibility

Welcome to Centra, your friendly credit union located at 651 Hamburg Way in the vibrant city of Sellersburg, IN. Nestled in the heart of Clark County, our branch is easily accessible and conveniently situated near local landmarks that make your visit even simpler. Whether you're headed to the nearby parks or exploring local shops, stopping by for your banking needs is a breeze! At Centra, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can comfortably access our services. Plus, ample parking is available right outside, making it easy for you to come in and see us. We understand that life can get busy, which is why our operating hours are designed to fit your schedule. You can visit us Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. We're closed on Sundays so our team can recharge for the week ahead. For those who prefer banking on the go, we have an ATM available at our location for quick cash withdrawals and balance checks. If you're in a hurry or just prefer the convenience of drive-thru banking, you'll be pleased to know we offer that service too! While members can visit us at 651 Hamburg Way Sellersburg In 47172, official correspondence should be sent to our mailing address at 651 Hamburg Way, Sellersburg, IN 47172-1860. Feel free to reach out with any questions! You can contact us at (812) 280-2820. We look forward to welcoming you soon at Centra!

Member Eligibility

At Centra, we believe that everyone deserves access to financial services in a welcoming environment. Becoming a member is simple and open to those who live, work, worship, or attend school in our community. If you fit into any of these categories, you're already on your way to joining our family! Not only will you gain access to a wide range of financial products tailored just for you, but you'll also be part of a supportive network that prioritizes your needs. For detailed eligibility criteria, feel free to check out our website at https://www.centra.org/membership-savings/. Ready to take the next step? Opening an account with us is straightforward and can be done online or in person at our branch located at 651 Hamburg Way Sellersburg In 47172. If you have any questions along the way, don't hesitate to reach out to us at (812) 280-2820. We're excited to welcome you into the Centra community!

Business Banking & Commercial Services

Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,973,255, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that simplify payment processing. Imagine being able to accept payments from customers seamlessly, whether they're paying by card or mobile app. This ease not only enhances customer satisfaction but also helps streamline your operations. Let us partner with you on your business journey at Centra, located at 651 Hamburg Way Sellersburg In 47172 in Sellersburg, IN. Reach out today at (812) 280-2820 to learn more about how our business banking and commercial services can make a difference for you!

Comprehensive List Of Services

ATM & Cash Services

Need cash quickly? Take advantage of our ATM and cash withdrawal services, available at multiple locations for your convenience. Our basic drive-thru banking also makes it easy for you to conduct deposits, withdrawals, and other simple transactions without leaving your vehicle. At Centra, located at 651 Hamburg Way Sellersburg In 47172 in Sellersburg, we're committed to meeting your financial needs with warmth and understanding. If you'd like more information about any of our services or want to talk about how we can assist you further, don't hesitate to give us a call at (812) 280-2820. Join us today at Sellersburg where we're not just a credit union; we're your partner in achieving financial success!

Business Banking

If you're a business owner, you'll appreciate our robust business banking services, which include everything from merchant services that simplify payment processing to business loans that fuel growth. We know that running a business requires flexible financial solutions, and we are here to support you.

Credit Cards

Our credit cards with rewards are another fantastic way to earn benefits while spending. From cash back on everyday purchases to travel rewards, these cards are designed to fit your lifestyle and help you maximize your spending power.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances and transferring funds to setting up alerts for important transactions, our digital tools put control at your fingertips.

Financing Options

Looking to purchase a vehicle? Our auto loans and vehicle financing solutions are here to assist you every step of the way. With competitive rates and flexible terms, we make it easier for you to drive away in the car you want. If homeownership is in your plans, our mortgage loans and refinancing services provide you with personalized guidance through the mortgage process, ensuring that you secure the best deal possible. For those times when unexpected expenses arise, consider our personal loans and debt consolidation options. Whether it's a major purchase or combining existing debts into one manageable payment, we've got your back.

Personal Banking Solutions

We understand that each member has unique banking needs. That's why we offer personal banking options including checking and savings accounts tailored to help you manage your finances effectively. Imagine having easy access to your funds while earning interest on your savings it's all possible here at Centra.

Digital & Online Banking

At Centra, we understand that life is busy, and managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to give you the control you need at your fingertips. Whether you're at home or on the go, our online banking platform ensures you can access your accounts anytime, anywhere. With our online banking services, you can check your balance, transfer funds, and pay bills all in one place. Our platform is user-friendly, allowing for real-time account management that fits seamlessly into your daily routine. Plus, you can enjoy peace of mind knowing that we prioritize security with features like electronic signature authorization making transactions safer than ever. Want to simplify how you send money to friends or family? Our person-to-person transfer feature makes it quick and easy. Just a few taps on our mobile app or website, and you're done! Speaking of our app, it's available for download so that banking can truly be in your pocket. You can also make mobile payments effortlessly, allowing you to leave your wallet at home while still having everything you need. In addition to these great features, we provide e-statements to help keep your financial information organized and accessible without the clutter of paper statements. This not only helps the environment but also keeps everything right where you need it at your fingertips. At Centra, we are committed to making banking convenient for our members. Enjoy 24/7 online banking services that allow you to manage your finances when it suits you best. We're here to support you every step of the way!

Financial Strength

At Centra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health allows us to serve you better, providing peace of mind in your banking experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $266,708,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $505,411,429 in share certificates and $530,992,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,519,412, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $262,045,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $28,069 in used auto loans and $1,634,714,551 in total loans and leases. Our operational efficiency is reflected in our $5,513,547, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $8,763,958. Total Share and Deposit Accounts: 345,973, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centra is your trusted partner. Visit us at 651 Hamburg Way Sellersburg In 47172 or call (812) 280-2820 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $415,014,585 in used vehicle loans and $94,811,869 in new vehicle loans already helping members get on the road. Our loan options are designed to fit various budgets and preferences, ensuring you can find the right financing for your next vehicle.

Credit Lines and Refinancing Options

Our total credit lines amounting to $400,000,000 provide additional support for those looking to manage cash flow or make larger purchases without taking out multiple loans. Additionally, if you're considering refinancing any existing debts, we have options available that could help reduce your monthly payments or lower your interest rates. For business owners, our outstanding commercial loans totaling $265,973,255 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses and helping them thrive. If you're interested in learning more about our loan offerings or checking eligibility for any product, feel free to reach out at (812) 280-2820 or visit us at our branch located at 651 Hamburg Way Sellersburg In 47172 in Sellersburg, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $136,621,975, make buying or refinancing simple. We aim to provide flexible terms and competitive rates that can accommodate your unique situation. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to assist you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,127,088 in loans helping members manage their finances effectively. These cards provide you with the convenience of making purchases without needing collateral, allowing for greater financial flexibility.

Loan Aggregator

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CENTRA CREDIT UNION - Sellersburg, IN

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