Centra Credit Union Scottsburg IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Centra, your trusted financial partner right here in Scottsburg! Located at 1618 W Mcclain Ave, our branch has been serving the community since 1940. With over 154,000 members and a robust total asset value of $2,140,492,376, we take pride in offering personalized banking solutions that cater to your unique needs. At Centra, we believe in building lasting relationships with our members. Whether you're looking for auto loans, personal banking options, or business services, our dedicated team is here to guide you every step of the way. Our CEO, Rick Silvers, along with Board President Randy Proffitt, lead a passionate group of 429 employees committed to making your financial journey smooth and rewarding. While you can visit us at our branch for all your banking needs, please direct any official correspondence to our mailing address: PO Box 354, Scottsburg, IN 47170. We understand the importance of convenience and accessibility; that's why we also offer online and mobile banking services so you can manage your finances anytime, anywhere. With total deposits amounting to $166,226,775 and a net worth of $266,708,845, Centra is not just a credit union; it's a community cornerstone that supports local growth and prosperity. We strive to make a positive impact on the lives of our members by providing them with the tools they need to succeed financially. Ready to take the next step? Give us a call at 812-752-7010 or visit our website at centra.org today. Let's work together towards achieving your financial goals!

Branch History & Mission

At Centra, we take pride in our rich history and unwavering commitment to our community. Established in 1940, our branch has been a cornerstone of financial support in Scottsburg, IN. Over the decades, we have grown alongside our members, evolving to meet their needs while maintaining our core mission: to empower individuals and families through accessible financial services. Located at 1618 W Mcclain Ave, Scottsburg, IN 47170, our branch is conveniently situated near local landmarks that make us easily accessible for all residents. We are dedicated to serving over 154,408 members with total assets exceeding $2.14 billion. Our growth reflects not only the trust placed in us by our community but also our commitment to fostering financial literacy and support. Centra's mission goes beyond traditional banking. We aim to provide a wide range of services including personal banking, auto loans, mortgages, and business banking solutions while actively engaging in community outreach programs. This dedication ensures that we are not just a financial institution but a partner invested in the well-being of those we serve. While members can visit us at 1618 W Mcclain Ave, official correspondence should be sent to PO Box 354, Scottsburg, IN 47170. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:30 a.m. to 7 p.m. and Saturday from 9:30 a.m. to 4 p.m. We also offer ATM availability for quick cash access. As technology evolves, so do we. Our focus on digital advancements means members can enjoy online banking, mobile payments, and electronic statements all designed with user-friendliness in mind and compliant with ADA standards. We believe that partnerships strengthen communities. Through various outreach efforts and collaborations with local organizations, Centra strives to make a lasting impact on the lives of our members and their families. Join us at Centra and experience the difference of being part of a credit union that truly cares about your financial health and community welfare. Together, we can achieve more! For more information or to become a member today, visit our website or call us at 812-752-7010.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We offer ADA-compliant features, including ramps and designated parking spaces for those who need them. Ample parking is available so you can visit us without the hassle of finding a spot.

Get in Touch

So why wait? Come visit us at Centra Scottsburg Walmart or give us a call at 812-752-7010. Our team looks forward to welcoming you and helping you achieve your financial goals!

Operating Hours

We understand that life gets busy! That's why our lobby hours are tailored for your convenience: we're open Monday through Friday from 9:30 a.m. to 7 p.m., and Saturdays from 9:30 a.m. to 4 p.m. This gives you plenty of time during the week and on weekends to come in and take care of your financial needs.

Services Offered

At Centra, we provide a wide range of services tailored for every member of our community. From personal banking accounts and auto loans to mortgage options and credit cards with rewards, we have something for everyone. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it making your banking experience even smoother. While we do not have drive-thru services at this location, our staff is always ready to assist you inside with a smile. If you prefer online or mobile banking options, we've got you covered there as well!

Member Eligibility

At Centra, we believe that becoming a member is more than just opening an account; it's about joining a supportive community where your financial well-being matters. If you're looking to join us at our Scottsburg branch located at 1618 W Mcclain Ave Scottsburg In 47170, you'll be pleased to know that eligibility is accessible for many. Typically, individuals who live, work, worship, or attend school in the areas we serve can become members. It's our way of ensuring that we're supporting the people around us. For detailed eligibility criteria, you can visit our website at https://www.centra.org/membership-savings/. Joining is straightforward! Once you confirm your eligibility, the next step is to open an account, which you can easily do online or by visiting us in person. If you have any questions or need assistance, don't hesitate to reach out at (812) 752-7010. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,973,255, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to our loan offerings, we provide merchant services that help streamline payment processing and enhance customer satisfaction. Picture this: your customers can pay easily, whether they're using credit cards or mobile payments, while you manage transactions seamlessly through our user-friendly systems. This means less hassle for you and a better experience for your customers. Located at 1618 W Mcclain Ave Scottsburg In 47170 in Scottsburg, IN, our team is ready to partner with you on your business journey. Contact us at (812) 752-7010 to learn more about how we can help your business grow!

Comprehensive List Of Services

Accessing Your Funds

Need cash on the go? Our network includes ATM & Cash Withdrawal Services, ensuring you can access your money when you need it most. Basic ATM access allows you to withdraw cash and check balances without hassle. We invite you to visit us at Centra in Scottsburg or call us at 812-752-7010 for more information on how we can serve you better. Explore our range of services today and take the first step towards achieving your financial goals! Your journey toward financial wellness starts here!

Business Banking

We also cater to local businesses with tailored solutions under our Business Banking category. From Merchant Services that simplify transactions for your customers to Business Loans that support growth initiatives, Centra is committed to helping your business thrive.

Credit Cards

For those looking to maximize their spending power, our Credit Cards with Rewards offer great benefits for everyday purchases. Whether you're earning points for travel or cashback on groceries, our credit card options can add value to your spending habits.

Digital Banking

In today's fast-paced world, convenience is key. Our comprehensive Online & Mobile Banking services allow you to manage your accounts from anywhere at any time. You can make deposits, transfer money, and even pay bills right from your phone! With features like person-to-person payments and e-statements, managing your finances has never been easier.

Personal Banking

For individuals seeking to manage their finances effectively, our Personal Banking services offer essential products like Checking & Savings Accounts. These accounts are crafted to help you save and spend wisely, no matter your financial goals. Imagine having the convenience of easy access to your funds, whether through online banking or our user-friendly mobile application. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it easier than ever. We understand that buying a car is a big decision, and we're here to guide you through it with competitive rates and flexible terms. Homeownership dreams can become a reality with our Mortgage Loans & Refinancing services. Our team is ready to help navigate the process of securing a mortgage that fits your budget and lifestyle. And if you're dealing with debt, our Personal Loans & Debt Consolidation can provide the relief you need by streamlining payments into one manageable loan.

Digital & Online Banking

At Centra, we understand that banking should be as convenient and secure as possible. That's why we offer a variety of digital and online banking services that empower you to manage your finances anytime, anywhere. With our robust online banking platform, accessible at https://www.centra.org/, you can easily check your account balances, pay bills, and transfer money with just a few clicks. Our 24/7 online banking services ensure you have access whenever you need it. Plus, if you're always on the go, our mobile application makes it simple to bank from your smartphone, giving you the power to handle transactions right from your pocket. One of the standout features at Centra is our electronic signature authorization. This means you can complete important transactions without the hassle of printing or mailing documents just sign electronically for a faster experience! We also provide e-statements, so you can view your financial statements online rather than waiting for them in the mail. For those who enjoy making quick payments to friends or family, our person-to-person transfer feature allows you to send money instantly with ease. And if you're looking for a way to simplify your shopping experience, our mobile payments feature enables you to pay directly from your phone making checkout quicker and more efficient. Security is paramount in all our digital services. We utilize strong encryption and security measures to protect your personal information and transactions. You can bank with confidence knowing that we prioritize your safety every step of the way. In short, whether you're using our website or mobile app, Centra is committed to providing an accessible and user-friendly banking experience that puts you in control of your finances. Explore all these features today and see how we make banking easier for you!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 345,973, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,763,958. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centra is your trusted partner. Visit us at 1618 W Mcclain Ave Scottsburg In 47170 or call (812) 752-7010 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Secure

Members' savings are secured through $505,411,429 in share certificates and $530,992,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,519,412, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to operate efficiently is reflected in our $5,513,547, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $262,045,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $28,069 in used auto loans and $1,634,714,551 in total loans and leases.

Strong Financial Health

With a net worth of $266,708,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $265,973,255 provide the capital needed to grow and expand. We cater to various business needs, ensuring you have the support required for success. If you're considering refinancing or want to learn about eligibility options, our team is ready to assist you. We believe in making the lending process as transparent and straightforward as possible. At Centra, we're committed to providing excellent service and support throughout your borrowing journey. Reach out today at (812) 752-7010 or visit us during our operating hours Monday through Friday from 9:30 a.m. to 7 p.m., and Saturday from 9:30 a.m. to 4 p.m. to explore how we can help you achieve your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $415,014,585 in used vehicle loans and $94,811,869 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our financing options can help you get behind the wheel without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $136,621,975, make buying or refinancing simple. We offer personalized service to help you understand your options and find a mortgage that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,127,088 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, giving you more freedom to spend where it matters most.

Loan Aggregator

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CENTRA CREDIT UNION - Scottsburg, IN

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Personal Loans

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