CENTRA CREDIT UNION - Salem, IN

At Centra, located at 1208 S Jackson St, Salem, IN 47167, we believe in building strong relationships with our members and the community. Since our establishment in 1940, we have dedicated ourselves to providing personalized financial services that empower over 154,408 members. With total assets of $2,140,492,376 and a commitment to community support, we are more than just a credit union; we are your trusted financial partner. Our leadership team, led by CEO Rick Silvers and Board President Randy Proffitt, is committed to ensuring that every member feels valued and supported. We pride ourselves on our strong financial standing with a net worth of $266,708,845 and total deposits amounting to $166,226,775. This financial strength enables us to offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. While members can visit us at 1208 S Jackson St, official correspondence should be sent to the same address as our mailing address remains unchanged. We invite you to experience the Centra difference by taking advantage of our online services or visiting us during our convenient hours Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 6:00 PM, and Saturday until noon. Ready to take the next step towards your financial goals? Call us today at 800-232-3642 or visit our website at Centra for more information about how we can assist you. Let's work together towards a brighter financial future!

Becoming a member of Centra feels like joining a friendly family where everyone supports each other. If you live, work, or worship in the community around us, you're likely eligible to join! We love welcoming new faces and are here to help you take the next step. At our branch located at 1208 S Jackson St Salem In 47167, we offer a variety of services designed to make your financial life easier, from checking accounts to auto loans and more. To learn more about what it takes to become a member, check out our detailed eligibility criteria at https://www.centra.org/membership-savings/ . It's straightforward and inclusive! When you're ready to open an account, just visit us online through this link: https://www.centra.org/apply-for-a-loan/ , or give us a call at (800) 232-3642. We're excited to help you on your journey with us!

At Centra, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to provide you with convenience, security, and control over your finances, all at your fingertips. Whether you're at home or on the go, managing your money has never been easier. With our online banking services available 24/7 at https://www.centra.org/ , you can check your account balances, pay bills, and transfer funds whenever it suits you. Our platform is user-friendly, ensuring that even those who may not be tech-savvy can navigate it comfortably. Plus, with the option for electronic signature authorization, signing documents is simple and secure. If you prefer mobile access, our mobile application makes banking on the go a breeze. You can use features like mobile payments to make quick purchases directly from your phone, ensuring you're never left without cash or cards when you need them. And for those times when you want to send money to friends or family instantly, our person-to-person transfer feature has you covered making sharing costs easy and hassle-free. For added peace of mind, we offer e-statements so you can stay organized without the clutter of paper statements. This service is not only eco-friendly but also allows for easy access to your financial records whenever needed. At Centra, we prioritize your security as much as your convenience. Our online banking system includes robust security measures to keep your information safe while you manage your accounts in real time. Experience the ease of modern banking with us today! Visit https://www.centra.org/ to get started and take full advantage of what digital banking has to offer.

At Centra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner can make all the difference. That's why we are proud to share our strong financial position, which reflects our commitment to serving you well. With a net worth of $266,708,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,243 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $505,411,429 in share certificates and $530,992,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,519,412, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $262,045,621 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $28,069 in used auto loans and $1,634,714,551 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $8,763,958. Total Share and Deposit Accounts: 345,973, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centra is your trusted partner. Visit us at 1208 S Jackson St Salem In 47167 or call (800) 232-3642 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.