Centra Credit Union Nashville IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Centra, your trusted partner in financial well-being since 1940! Located at 189 Commercial St, Nashville, IN 47448, our branch is dedicated to serving over 154,408 members with a commitment to community and personal growth. With total assets of $2,140,492,376 and deposits reaching $166,226,775, we pride ourselves on providing solid financial foundations for individuals and families alike. Our team, led by CEO Rick Silvers and Board President Randy Proffitt, works tirelessly to ensure that you receive personalized service tailored to your unique needs. Whether you're looking for auto loans, mortgage options, or business banking solutions, we have you covered with a variety of services designed just for you. While you can visit us at our Nashville branch for face-to-face assistance or use our convenient ATM services, we also encourage you to explore our offerings online at Centra.org. If you're unable to visit in person, feel free to reach out at 812-994-5055 for any inquiries or support. At Centra, we understand the importance of community impact. Our total loans stand at 79,321, helping families achieve their dreams while fostering local growth. We maintain a net worth of $266,708,845, ensuring stability and security for all our members. Join us in building a brighter financial future together! Visit us today or give us a call we're here to help you every step of the way.

Branch History & Mission

Community Engagement

As part of our ongoing commitment to community engagement, we regularly participate in local events and sponsor initiatives aimed at improving lives right here in Nashville. Whether it's hosting financial workshops or partnering with schools for educational programs, Centra is here to support you every step of the way. We invite you to join us on this journey! Experience firsthand how Centra can make a positive impact on your financial future while being an active part of a caring community. For more information about membership or services, please call us at 812-994-5055 or visit our website at Centra. Let's build a brighter future together!

Our Journey

Centra's journey began with a simple mission: to provide accessible financial services that empower individuals and families. As we navigated through the decades, we have adapted and expanded our offerings while staying true to our core values. From personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages, we've aimed to meet the diverse needs of our members. Our branch is not just a place for transactions; it's a hub for community support. We take pride in our outreach efforts and partnerships that uplift local initiatives, ensuring that we give back to the community that has supported us throughout the years.

Our Mission

At Centra, our mission goes beyond providing financial services. We strive to enhance the quality of life for every member by fostering financial education and supporting community projects. We believe in building strong relationships with our members based on trust and respect. While you can visit us at our Nashville branch at 189 Commercial St for your banking needs, official correspondence should be sent to the same address. We are committed to making your experience as smooth as possible with features like drive-thru banking for quick transactions, ATM availability for easy access to cash, and digital services that include online banking and mobile payments.

Branch Location & Accessibility

Conveniently Located

Our branch is easy to find, just a stone's throw from local landmarks that make Nashville such a charming place to live and work. You'll appreciate the ample parking available right outside, making your visit hassle-free. Plus, we are fully ADA compliant, ensuring that everyone can access our services comfortably.

Get in Touch!

While you can reach us directly at 812-994-5055 for any inquiries or assistance, feel free to visit us at our branch for a warm welcome and personalized service. We look forward to helping you achieve your financial dreams! Remember, while members can visit us at 189 Commercial St for all your banking needs, any official correspondence should be sent to the same address. Come see us soon!

Operating Hours and Services

We understand that life can be busy! That's why we offer flexible operating hours: from Monday to Thursday, we're open from 8:30 AM to 5:00 PM; on Fridays, we extend our hours until 6:00 PM; and Saturdays from 8:30 AM to noon giving you plenty of time to pop in when it suits you best! At Centra, we provide a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. For those on the go, enjoy the convenience of our ATM availability and drive-thru banking for quick transactions without leaving your car.

Member Eligibility

At Centra, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to join us, the process is simple and welcoming. To be eligible for membership, you just need to be an individual living or working in our community or meet certain criteria outlined on our website. We invite you to check out the details at https://www.centra.org/membership-savings/ to see if you qualify. Once you're ready, opening an account is just as easy! You can find all the information you need at https://www.centra.org/apply-for-a-loan/. If you have any questions or need assistance, feel free to call us at (812) 994-5055. We can't wait to welcome you into the Centra family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,973,255, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine a busy Saturday at your local café; with our easy-to-use payment systems, you can quickly accept payments from customers using cards or mobile wallets, ensuring they enjoy their experience without delays. Our goal is to make managing finances easier so you can focus on what matters most growing your business. Visit us at 189 Commercial St Nashville In 47448, Nashville, IN or call us at (812) 994-5055 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a pinch? Our convenient ATM services are available for quick withdrawals and balance checks. If you're on the go but need to make a deposit or withdrawal, our basic drive-thru banking service allows you to complete simple transactions without leaving your car. At Centra, we're not just about transactions; we're about building relationships with our members and helping them achieve their financial goals. With our dedicated team ready to assist you from Monday through Saturday just give us a call at (812) 994-5055 if you have any questions! We invite you to visit us at 189 Commercial St Nashville In 47448 in beautiful Nashville, IN, where our friendly staff is eager to help you explore all that we offer. Ready to take control of your financial future? Join us today!

Business Banking Services

For our business members, we offer tailored Business Banking services. From Merchant Services that simplify transactions for your customers to various types of Business Loans, we provide support that helps your business thrive.

Credit Options

Managing your spending while earning rewards can be easy with our Credit Cards with Rewards program. Enjoy the benefits of cashback or points on every purchase, allowing you to earn while you spend.

Digital Banking Convenience

In today's fast-paced world, having access to banking on-the-go is crucial. Our robust Online & Mobile Banking platforms allow you to manage your accounts from anywhere at any time. You can easily transfer funds, pay bills, or check balances right from your smartphone or computer. Additionally, with features like Person-to-Person payments, sending money to friends or family is quick and hassle-free.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a reliable savings option, our Personal Banking services have got you covered. Our checking and savings accounts are designed with you in mind, making it easy to manage your finances effectively. For those considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, helping you get behind the wheel without breaking the bank. Thinking about buying a home? Our team offers comprehensive Mortgage Loans & Refinancing solutions that cater to both first-time buyers and seasoned homeowners. We also have Personal Loans & Debt Consolidation options available for those looking to simplify their finances or tackle unexpected expenses.

Digital & Online Banking

Key Services

With 24/7 online banking services, you can check balances, transfer funds, and pay bills whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you prefer to go paperless, we offer e-statements that keep your financial information organized and secure. For those who are always on the go, our mobile application ensures that banking is right at your fingertips. You can even make mobile payments with ease, allowing you to shop without the hassle of cash or cards. And when it comes to signing documents, our electronic signature authorization feature provides a safe way to handle paperwork without the need for printing or scanning.

Security and Accessibility

We prioritize your security with advanced measures that protect your personal information while you bank online. Our user-friendly interface means you don't have to be tech-savvy to navigate through your accounts comfortably. Whether you're checking transactions or applying for a loan through our site, you'll find everything straightforward and easy to use. At Centra, we're committed to providing accessible banking solutions that fit into your busy life. With all these features combined, you can enjoy real-time account management with peace of mind knowing that your finances are secure. Explore our digital services today at https://www.centra.org/!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 345,973, showing a strong and growing member base that trusts us with their finances. This growth is supported by the net shares available for lending and investments: $8,763,958. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centra is your trusted partner. Visit us at 189 Commercial St Nashville In 47448 or call (812) 994-5055 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $262,045,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $28,069 in used auto loans and $1,634,714,551 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $505,411,429 in share certificates and $530,992,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,519,412, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $5,513,547, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $266,708,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $415,014,585 in used vehicle loans and $94,811,869 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles so you can find what fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $265,973,255 provide the capital needed to grow and expand. We understand that running a business comes with challenges; our tailored solutions are designed to support your entrepreneurial journey. At Centra, we also offer refinancing options for many of our loan products. If you're looking to lower your monthly payments or adjust your loan terms, reach out to us for details on eligibility and how we can assist you. For more information about our loan offerings or to apply for a loan today, give us a call at 812-994-5055, or visit us online at Centra's website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,127,088 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees, making it easier for you to make purchases while earning benefits along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $136,621,975. Whether you're a first-time buyer or looking to refinance an existing mortgage, our competitive rates and terms can help you secure the home of your dreams.

Loan Aggregator

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CENTRA CREDIT UNION - Nashville, IN

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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