Centra Credit Union Jeffersonville IN | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Centra, your trusted financial partner in Jeffersonville, IN. Located at 450 Patrol Rd, our branch has been serving the community since 1940 with a commitment to providing exceptional service and support to our 154,408 members. As a member-focused credit union, we strive to empower you with the financial tools you need for success. At Centra, we understand that every financial journey is unique. That's why we offer a diverse range of services tailored just for you, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. With total assets exceeding $2.14 billion, and total deposits around $166 million, you can trust that your finances are in safe hands. Our dedicated team of 429 employees works tirelessly to ensure you receive personalized attention and support. Under the leadership of CEO Rick Silvers and Board President Randy Proffitt, we are committed to enhancing the financial well-being of our members and making a positive impact in the community. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 450 Patrol Rd, Jeffersonville, IN 47130-7754. If you have any questions or need assistance, don't hesitate to reach out by phone at 812-503-3154. Join us today and experience the Centra difference where your financial goals become our mission! Visit us online at Centra's Website to learn more about membership options or apply for a loan. We look forward to helping you achieve your dreams!

Branch History & Mission

Community Engagement

Centra is deeply rooted in community engagement and outreach initiatives. We believe that supporting local causes enriches lives and strengthens our ties with the community we serve. Our partnerships with various organizations allow us to participate actively in events that make a positive impact on the lives of those around us. With a focus on innovation, we continually enhance our digital platforms for online and mobile banking, ensuring that our members can manage their finances effortlessly anytime and anywhere. Our dedication to customer service includes ADA compliance efforts so that everyone feels welcome when they walk through our doors. We invite you to join Centra and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Together, we can build a brighter financial future for everyone in Jeffersonville! For more information or to become a member today, call us at (812) 503-3154 or visit our website at Centra.

Our Mission

At Centra, our mission goes beyond just providing banking services. We aim to empower individuals and families to achieve their financial goals while fostering a sense of belonging within the community. Our dedication is evident in the wide range of services we offer: from personal banking options such as checking and savings accounts to auto loans and mortgage refinancing. We also provide business banking services to support local enterprises. Our commitment to accessibility is highlighted by our operating hours Monday through Thursday from 8:30 am to 5:00 pm, Friday until 6:00 pm, and Saturday from 8:30 am to noon. While we do not currently offer drive-thru banking, we ensure that all members can access ATM services conveniently.

Branch Location & Accessibility

Convenient Access and Local Landmarks

Situated near popular local landmarks, our branch is just a short drive away from the scenic River Ridge Commerce Center and not far from the bustling downtown Jeffersonville area. We understand that accessibility matters, which is why our location features ADA-compliant facilities including ramps for those who need them. Ample parking is available to ensure your visit is as smooth as possible.

Join Us!

Whether you're an existing member or thinking about joining us, our team at Centra's River Ridge branch is excited to welcome you. Don't hesitate stop by today or give us a call for more information!

Operating Hours Tailored to You

We know that life can get busy, so we offer flexible operating hours designed to fit your schedule. Visit us Monday through Thursday from 8:30 AM to 5:00 PM, on Friday until 6:00 PM, or stop by Saturday mornings between 8:30 AM and noon. Please note that we are closed on Sundays. If you have any questions or need assistance, feel free to reach out at (812) 503-3154.

Services at Your Fingertips

At Centra's River Ridge branch, we strive to meet all your banking needs under one roof. From checking and savings accounts to vehicle financing and mortgage solutions, we are dedicated to providing personalized service tailored just for you. Plus, with ATM availability on-site, accessing cash is quick and easy. While members can visit us at 450 Patrol Rd for all their banking needs, official correspondence should be sent to the same address for consistency. We invite you to come in and discover how our team can help make your financial journey smoother.

Member Eligibility

Becoming a member of Centra is like joining a friendly neighborhood where you can truly feel at home. If you live, work, or attend school in the areas we serve, you're already on your way to joining our community! We welcome individuals from various backgrounds, making it easy for anyone to enjoy the perks of membership. By choosing Centra, you'll gain access to exceptional financial services tailored just for you, from personal loans to savings accounts that help you grow your wealth. Ready to take the next step? Opening an account is simple! Just visit us at 450 Patrol Rd Jeffersonville In 47130 or give us a call at (812) 503-3154 for more information. For detailed eligibility criteria, check out our website at https://www.centra.org/membership-savings/ . We can't wait to welcome you into the Centra family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services make everyday transactions easier for you and your customers. Imagine quickly processing payments while keeping track of sales seamlessly. Whether you're running a small café or a retail shop, our services help streamline operations so you can focus on what matters most growing your business. Visit us at 450 Patrol Rd Jeffersonville In 47130 in Jeffersonville, IN or call us at (812) 503-3154 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,156 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,973,255, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new set of wheels? Our auto loans and vehicle financing options provide flexible terms and competitive rates. Picture yourself cruising down the road in your dream car, all while having a manageable monthly payment that fits your budget.

Business Banking Services

For local entrepreneurs, our business banking services including merchant services and business loans are crafted to support your growth. We know how vital it is for small businesses to have reliable financial backing, so we're here to help you thrive in today's competitive market.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why Centra offers robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With easy access to ATM services for cash withdrawals and balance checks, staying on top of your finances has never been easier. If you're ready to explore how these services can enhance your financial journey or have any questions about what we offer, please don't hesitate to reach out! Call us at (812) 503-3154 or visit us at River Ridge today. Your financial well-being is just a step away!

Credit Cards with Rewards

Our credit cards come with rewards that put cash back in your pocket. Imagine earning points for every purchase you make, which can be redeemed for travel, merchandise, or even cash back! It's an effortless way to benefit from your everyday spending.

Home Financing Options

For those dreaming of homeownership, our mortgage loans and refinancing services can help turn that dream into reality. We understand that buying a home is one of the biggest decisions you'll make, and our team is here to guide you every step of the way. From first-time homebuyers to seasoned investors, we cater to all needs with customized loan options.

Personal Banking Solutions

For those looking to manage their everyday finances, our personal banking services are designed with you in mind. Whether you're opening a checking or savings account, we offer straightforward options that make it easy to save for the future. Imagine being able to easily access your funds online or through our mobile app while enjoying competitive interest rates.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options designed to help you navigate financial hurdles smoothly. Whether it's medical bills or home repairs, having access to funds when you need them can ease stress and give you peace of mind.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe that managing your money should be hassle-free. Our user-friendly interface makes it easy for everyone to navigate their accounts, whether you're tech-savvy or not. With real-time account management at your fingertips, staying on top of your finances has never been easier. At Centra, we are committed to providing services that fit into your lifestyle. Join us today and experience the convenience of modern banking!

Key Features for Your Convenience

Security is our top priority. We offer electronic signature authorization, allowing you to sign important documents safely from anywhere. You can also opt for e-statements, so you can keep track of your transactions without the clutter of paper statements. If you're looking to make payments even easier, you'll appreciate our mobile payments feature. This allows you to pay using your smartphone, making transactions as simple as a wave of your hand.

Financial Strength

Member-Centric Savings

Members' savings are secured through $505,411,429 in share certificates and $530,992,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,519,412, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $262,045,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $28,069 in used auto loans and $1,634,714,551 in total loans and leases.

Strong Financial Position

With a net worth of $266,708,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,243 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centra is your trusted partner. Visit us at 450 Patrol Rd Jeffersonville In 47130 or call (812) 503-3154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $415,014,585 in used vehicle loans and $94,811,869 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options can help make it affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $265,973,255 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $136,621,975, make buying or refinancing simple. We work with you to find the best mortgage solution tailored to your budget and lifestyle.

Refinancing Options

If you're considering refinancing existing debt or exploring eligibility options for any of our loan products, our team at Centra is ready to guide you through the process. We'll help you understand your options and find solutions that work for you. For more information on how we can help you achieve your financial goals, please reach out to us at (812) 503-3154 or visit us at our branch located at 450 Patrol Rd Jeffersonville In 47130 in Jeffersonville, IN. We look forward to serving you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $45,127,088 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have financial support when you need it.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures fair and transparent offers for every user. Each loan comparison reflects current market conditions, helping you find the most suitable options tailored to your financial needs.

CENTRA CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans