At Centra, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, as it reflects our commitment to serving your needs effectively. With a
net worth of $266,708,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our
net worth ratio of $1,243 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through
$505,411,429 in share certificates and
$530,992,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at
$3,519,412, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With
$262,045,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the
$28,069 in used auto loans and
$1,634,714,551 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is evident with a
net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
414 full-time employees and
15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Currently, we manage net shares (funds available for lending and investments) totaling
$8,763,958, alongside an impressive total of
345,973 share accounts which showcase the trust that our growing member base places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centra is your trusted partner. Visit us at 1111 Market St Charlestown In 47111 or call (812) 799-1176 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov , based on the latest results.