Centex Citizens Credit Union Corsicana TX | Best Auto Loans & Business Banking

Introduction

Welcome to Centex Citizens Credit Union - Corsicana Branch, your trusted partner in financial wellness since 1954. Nestled in the heart of Corsicana at 3501 West 7th Avenue, TX 75110, we are dedicated to serving our community with a personal touch that sets us apart. With over 11,218 members and total assets exceeding $103 million, we strive to provide you with a safe and supportive banking environment. As a member-focused credit union, our mission is to help you achieve your financial goals through a variety of services including checking and savings accounts, auto loans, mortgage options, and much more. Our commitment is reflected in our total deposits of $12,888,414 and net worth of $18,027,395, ensuring that your money is not just safe but also working for you. Under the leadership of CEO Tami Griffin and Board President Richard Johnson, we emphasize community engagement and member satisfaction. Our team of 32 dedicated employees is always ready to assist you with personalized service and expert advice. While members can visit us at our Corsicana branch for all their banking needs, official correspondence should be sent to the same address: 3501 W. 7th Avenue, Corsicana, TX 75110. Whether you're stopping by during lobby hours from 9:00 AM - 4:30 PM Monday through Thursday or utilizing our drive-thru services available from 7:30 AM - 6:00 PM Monday through Friday, we're here to make your banking experience as convenient as possible. Ready to take the next step? Visit us online at centexcitizenscu.com or give us a call at 903-872-8347 today! Join our growing family and discover how we can help you thrive financially.

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving you better, we have embraced digital advancements such as online and mobile banking. With features like electronic signatures and mobile payments, managing your finances has never been easier or more accessible.

Community Impact

At Centex Citizens, we believe in more than just banking; we believe in building relationships. Our mission is centered on empowering members through financial education and support. We are dedicated to fostering a sense of community by partnering with local organizations for outreach efforts that make a real difference in people's lives. While you can visit us at 3501 West 7th Avenue, official correspondence should be sent to the same address for consistency. We invite you to explore our services during our lobby hours from 9:00 AM - 4:30 PM Monday through Thursday, and until 6:00 PM on Fridays. Additionally, our drive-thru service operates from 7:30 AM - 6:00 PM Monday through Friday and from 9:30 AM - 12:30 PM on Saturdays for your convenience.

Join Us!

We invite you to be part of the Centex Citizens family! Whether you're looking for checking accounts, loans, or simply want expert advice on managing your finances, we're here for you. Experience firsthand how we blend traditional values with modern solutions designed for your success. Call us at 903-872-8347 or visit us online at Centex Citizens Credit Union to learn more about becoming a member today!

Our Evolution

From our humble beginnings, Centex Citizens has evolved significantly over the decades. Our mission has always been clear: to provide accessible and affordable financial services while supporting the community around us. As we grew, so did our offerings ranging from personal banking and auto loans to mortgage services and business banking solutions. Today, with total assets of approximately $103,263,084, we continue to adapt to meet our members' needs.

Branch Location & Accessibility

Get in Touch

Have questions or want to learn more? Feel free to call us at 903-872-8347. Our friendly team is eager to help you make the most of your banking experience. We invite you to stop by soon and discover how Centex Citizens Credit Union can support your financial journey!

Nearby Landmarks and Features

Situated near local favorites and essential landmarks, our branch makes banking easy. If you're in the area visiting the Corsicana YMCA or enjoying time at the nearby park, why not swing by? We offer ample parking spaces right outside our entrance, ensuring you can visit us without any hassle. Our facility is also ADA compliant, featuring ramps for easy access.

Operating Hours

At Centex Citizens, we know your time is valuable. That's why we offer convenient operating hours: our lobby is open from 9:00 AM to 4:30 PM Monday through Thursday and extends to 6:00 PM on Fridays for those who need a little extra time. If you prefer using our drive-thru service, it's available from 7:30 AM to 6:00 PM on weekdays and 9:30 AM to 12:30 PM on Saturdays.

Services Offered

Our branch provides a full suite of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, we offer online and mobile banking options for added convenience. Members can also enjoy ATM access and basic drive-thru services for quick transactions. While members can visit us at our Corsicana location for all their banking needs, official correspondence should be sent to the same address 3501 W. 7th Avenue, Corsicana, TX 75110 making it simple to keep everything in one place.

Member Eligibility

Becoming a member of Centex Citizens means joining a warm and supportive community that values your financial journey. If you live, work, worship, or attend school in Navarro County, you're likely eligible to become part of our family. We believe everyone deserves access to personalized financial services tailored to their needs. Membership opens the door to a variety of benefits, including competitive loan rates and friendly service from our dedicated team at our Corsicana branch located at 3501 West 7Th Avenue Corsicana Tx 75110. Starting your membership is simple and welcoming. Just reach out to us at (903) 872-8347 or visit our website for more details on how to open an account. For specific eligibility requirements, feel free to check out this resource: Eligibility Details. We look forward to helping you achieve your financial goals as a proud member of Centex Citizens!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine having the ability to accept payments seamlessly from your customers, whether they pay by card or mobile app. Our services not only enhance your customer experience but also streamline your operations so you can focus on what you do best growing your business. Visit us at 3501 West 7Th Avenue Corsicana Tx 75110 in Corsicana, TX, or call us at (903) 872-8347 to learn how our business banking and commercial services can empower your enterprise today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access and Drive-Thru Services

For those who prefer in-person transactions, our branch features an ATM for quick cash withdrawals and balance checks. Plus, our drive-thru service allows for hassle-free deposits, withdrawals, and simple transactions without ever leaving your car. We also participate in shared branching transactions so that members from partner credit unions can perform basic banking activities at our location.

Credit Cards and Business Banking

We also understand the importance of rewards in managing everyday expenses. That's why we offer credit cards with rewards, allowing you to earn benefits while making purchases. For entrepreneurs and small business owners, our business banking services, which include merchant services and business loans, ensure that you have the right resources to grow your venture.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere, perform transactions quickly through our mobile app, and even send money directly to friends or family with our person-to-person payment option. Our commitment extends beyond just traditional banking; we want to make sure you can bank on-the-go with ease.

Get Started Today!

We invite you to visit us at Centex Citizens Credit Union - Corsicana Branch for all your financial needs. Our friendly staff is ready to assist you Monday through Friday from 9:00 AM - 4:30 PM (with extended drive-thru hours) or contact us at 903-872-8347 for any inquiries. Explore how we can help make your financial dreams a reality today! For more information about our services or to get started online, visit us at centexcitizenscu.com.

Personal Banking Services

When it comes to personal banking, Centex Citizens offers an array of options designed to simplify your financial journey. You can easily set up checking and savings accounts that fit your lifestyle. If you're dreaming of a new car or need reliable transportation, our auto loans and vehicle financing make it easy to hit the road without breaking the bank. For those considering homeownership or wanting to refinance their existing mortgage, our mortgage loans and refinancing options provide competitive rates and personalized service. Need some extra cash? Our personal loans and debt consolidation services can give you the flexibility you need in challenging times.

Digital & Online Banking

Accessibility and Ease-of-Use

We know that life can get hectic, which is why our mobile payments feature lets you pay for purchases directly from your phone. Whether you're grabbing coffee or shopping for groceries, you can make transactions quickly and securely. At Centex Citizens, we strive to make banking as straightforward as possible so that you can focus on what really matters in life. With real-time account management and user-friendly interfaces, staying on top of your finances has never been easier. Discover the benefits of our digital banking today!

Key Features

Our 24/7 online banking services let you check balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it easy and quick. Plus, if you're on the go, our mobile application gives you access to all these features right from your smartphone. Security is always a priority at Centex Citizens. With electronic signature authorization, you can complete transactions securely without the hassle of paperwork. You can also enjoy the convenience of e-statements, allowing you to view your account statements digitally saving both time and paper.

Financial Strength

Commitment to Growth

With $18,027,395 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,710 in used auto loans and $66,094,936 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 19,100, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $342,576. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Centex Citizens is your trusted partner. Visit us at 3501 West 7Th Avenue Corsicana Tx 75110 or call (903) 872-8347 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Member Savings

Members' savings are secured through $18,955,560 in share certificates and $1,976,917 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $18,027,395, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,746 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,764,419 in used vehicle loans and $16,355,731 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing times to make your car-buying experience smooth and straightforward.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $6,000,000. This option allows you to access funds as needed without the commitment of a traditional loan. Our goal is to ensure that every member has access to the resources they need. If you're interested in refinancing your current loans or exploring eligibility options for our various products, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're planning for big purchases or simply want a safety net for unexpected expenses, Centex Citizens has a solution for you. Visit us today or check our website for more details!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available at this time, we can still guide you through various financing options to fit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,220,650 in loans helping members manage their finances effectively. These cards are designed for convenience and ease of use while providing rewards that can benefit you in everyday spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, which empowers them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how LendMesh supports its users in making financially sound choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures fair and transparent offers for all users. By partnering only with reputable lenders, LendMesh guarantees that users receive reliable information when comparing loan rates.

CENTEX CITIZENS CREDIT UNION - Corsicana, TX