CENT CREDIT UNION

Welcome to Cent Credit Union Branch, your trusted financial partner located at 1101 Broadway St, Emmetsburg, IA 50536. Since our establishment in 1965, we have proudly served the community, building strong relationships and providing valuable financial services to our 11,268 members. With a solid net worth of $19,113,106 and total assets amounting to $158,892,896, we are committed to ensuring that your money is safe and well-managed. At Cent, we understand that each member has unique needs. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our business banking solutions also cater to local entrepreneurs seeking merchant services and business loans. With 31 dedicated employees, led by our CEO Matthew Chizek and Board President William Basler, you can trust that you will receive personalized service every time you visit. While members can conveniently meet us at our branch address for face-to-face assistance, official correspondence should be directed to our mailing address: 25 W State St, Mason City, IA 50401-3219. With total loans of 4,354 and deposits reaching $25,448,842, we strive to create an environment where members feel valued and supported in their financial journeys. Whether you're interested in online banking or need help with a loan application, we're here to assist you every step of the way. Feel free to reach out at 712-852-3200 or visit our website at centcu.org for more information about how we can serve you better. Join us today and experience the difference that a community-focused credit union can make!

Welcome to Cent Credit Union Branch, your friendly financial partner located at 1101 Broadway St in Emmetsburg, IA. We take pride in being conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're grabbing a coffee at a nearby café or visiting the local park, our branch is just a short walk away. At Cent, we understand that accessibility is important. Our branch is designed to be welcoming for everyone. With ADA-compliant entrances and ample parking, visiting us is a breeze. Plus, if you prefer drive-thru services, we offer convenient options for quick transactions without leaving your car. Our lobby hours are set to serve you best open from 9:00 AM to 4:00 PM on weekdays. If you need assistance outside of these hours, our drive-thru service runs until 5:00 PM, ensuring you have access to your funds when you need them most. For those looking for cash withdrawals or balance checks, we also have an ATM available on-site. Need help with personal loans, auto financing, or even credit cards? Our friendly staff is here to guide you through all our services. If you're planning to visit us for the first time, note that while our physical location is at 1101 Broadway St, any official correspondence should be directed to our mailing address at 25 W State ST in Mason City, IA. Have questions? Feel free to give us a call at 712-852-3200. We look forward to welcoming you to Cent Credit Union Branch where your financial journey begins!

At Cent, we believe that everyone deserves to be part of a caring and supportive financial community. Becoming a member is easy and welcoming, whether you live or work in our vibrant area around 1101 Broadway St Emmetsburg Ia 50536. If you're looking for great service and personalized financial solutions, you're in the right place! Our membership is open to individuals who meet certain criteria, which you can find detailed on our website at https://www.centcu.org/become-a-member/ . Whether it's through your employment, family ties, or residency, we have various pathways for you to join us. Joining Cent means more than just opening an account; it's about becoming part of a family that values your needs and goals. We offer a variety of services tailored just for you, from checking and savings accounts to loans and credit cards with rewards. Starting the process is as simple as visiting our account opening page at https://www.centcu.org/apply/ or giving us a call at (712) 852-3200. We're excited to help you take this step toward a brighter financial future!

At Cent, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to providing reliable services, we are proud to highlight our financial strength that reassures you of our stability and reliability. With a net worth of $19,113,106, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,203 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $48,784,934 in share certificates and $8,710,867 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $251,313, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,713,777 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,785 in used auto loans and $118,166,412 in total loans and leases. Our operational efficiency is reflected in our $1,089,710, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The net shares available for lending and investments stand at $336,227, further enhancing our ability to support member needs. With total share accounts reaching 21,894, it's clear that many trust us with their finances. This growing member base is a testament to the confidence placed in us by those we serve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cent is your trusted partner. Visit us at 1101 Broadway St Emmetsburg Ia 50536 or call (712) 852-3200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.