Census Credit Union Washington DC | Best Auto Loans & Business Banking

Introduction

Welcome to Census Federal Credit Union, where your financial well-being is our top priority! Located at 4600 Silver Hill Rd Rm 1K250, Washington, DC 20233, we have been proudly serving our community since 1948. With a solid foundation built on trust and dedication, we now support over 2,233 members with a variety of financial services designed to meet your needs. At Census FCU, we understand that every member's journey is unique. That's why we offer personalized banking solutions from checking and savings accounts to auto loans and mortgage refinancing. Our commitment to you goes beyond just numbers; it's about fostering a relationship that helps you achieve your financial goals. With total assets exceeding $50,622,854 and total deposits of $6,779,145, our strength lies in our ability to provide reliable and secure financial products. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 733, Suitland, MD 20752-0733. Under the leadership of CEO Pamela Hout and Board President Duane Cavanaugh, our small but dedicated team of 5 employees is here to assist you Monday through Friday from 8:00 a.m. to 3:15 p.m. We pride ourselves on being accessible and responsive to your inquiries. Whether you're looking for a new loan or simply want to discuss your options, don't hesitate to reach out! Call us at 301-763-0287 or visit our website at Census Federal Credit Union for more information. Join us today in making your financial dreams a reality!

Branch History & Mission

At Census Federal Credit Union, we take pride in our rich history and unwavering commitment to our community. Founded in 1948, our branch has been a cornerstone of financial support for members in Washington, DC, for over seven decades. Located at 4600 Silver Hill Rd Rm 1K250, we are easily accessible to anyone seeking reliable banking services. With a total membership of 2,233 and assets amounting to over $50 million, we have grown alongside the communities we serve. From our humble beginnings, Census has evolved significantly. Initially established to provide essential financial services to federal employees, we have expanded our offerings to include personal banking products like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our mission is simple yet profound: to empower individuals and families by providing accessible financial solutions that foster stability and growth. While members can visit us at 4600 Silver Hill Rd Rm 1K250, official correspondence should be sent to PO Box 733, Suitland, MD 20752-0733. This ensures that all communications are directed efficiently while maintaining our strong focus on service. As part of our mission, we continually strive for excellence in customer service. Our operating hours from Monday to Friday, 8:00 a.m. to 3:15 p.m., are designed for your convenience. Although we currently do not offer drive-thru or ATM services at this location, we provide robust online and mobile banking options so that you can manage your finances anytime and anywhere. Community outreach is at the heart of what we do. Through various partnerships and initiatives, Census Federal Credit Union actively supports local organizations and events that uplift those in need. We believe that when our community thrives, we all benefit. Census is more than just a financial institution; we're a partner in your journey towards financial wellness. Join us today and discover how we can help you achieve your financial goals while making a meaningful impact in your community. Together, let's build a brighter future! For more information or to open an account, visit us online at Census Federal Credit Union. If you have any questions or need assistance, feel free to call us at 301-763-0287.

Branch Location & Accessibility

Welcome to Census, conveniently located at 4600 Silver Hill Rd Rm 1K250 Washington Dc 20233 in beautiful Washington, DC. We pride ourselves on being a welcoming and accessible spot for all your banking needs. Whether you're stopping by for personal banking, loans, or just to chat with our friendly staff, we're here to serve you. While members can visit us at 4600 Silver Hill Rd Rm 1K250 Washington Dc 20233, official correspondence should be sent to our mailing address: PO Box 733, Suitland, MD 20752-0733. This ensures that any important documents reach us without delay. Finding us is easy! You can look for nearby landmarks like [insert nearby landmarks] to guide your way. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and parking options that make it easy for everyone to visit us. We understand that your time is valuable. That's why our operating hours are tailored to fit your busy schedule join us Monday through Friday from 8:00 a.m. to 3:15 p.m. We encourage you to drop by during these hours when our team is ready and eager to assist you. At Census, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards! If you have questions or need assistance, don't hesitate to give us a call at (301) 763-0287. And while we currently do not have ATM or drive-thru services available, our dedicated staff is always ready to help you inside the branch. We invite you to come experience the friendly atmosphere at Census your trusted partner in financial wellness. See you soon!

Member Eligibility

Joining the Census family means becoming part of a welcoming community that values your financial journey. At Census, we're excited to help you become a member! If you live, work, worship, or attend school in the District of Columbia, you're already eligible to join us. We believe that everyone deserves access to affordable banking solutions and personalized service. Becoming a member opens up a world of benefits, including competitive rates on loans and savings accounts tailored just for you. The process is straightforward and friendly simply visit our membership page at http://www.censusfcu.com/application-forms/membership/ for more details on how to apply. When you're ready to open an account, check out this link for easy account opening steps: https://www.loanliner.com/loanrequest/presenter/loanlist?cuid=01900073&loanlistid=2591&channelid=1484049621229105839&locationid=5565592321229105831&isframed=f. If you have any questions or need assistance, don't hesitate to call us at (301) 763-0287. We're here for you at our branch located at 4600 Silver Hill Rd Rm 1K250 Washington Dc 20233, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various needs.

Merchant Services That Make a Difference

In today's fast-paced market, having the right tools can set you apart. Our merchant services are designed to help you manage transactions smoothly, whether you're a small shop or a large enterprise. Imagine easily accepting payments from customers through various channels while keeping your finances organized. This convenience allows you to focus more on what truly matters growing your business. Visit us at 4600 Silver Hill Rd Rm 1K250 Washington Dc 20233 in Washington, DC or give us a call at (301) 763-0287 to learn how our business banking services can empower your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we do not currently offer ATMs at this branch location, rest assured that our member services are designed with your convenience in mind. You can easily access cash through partnered networks as needed. At Census, we are here to support all aspects of your financial journey. For more information about our services or to speak with one of our friendly representatives, feel free to call us at 301-763-0287 during our lobby hours from Monday through Friday from 8:00 a.m. to 3:15 p.m. Ready to take the next step? Visit us online at Census Federal Credit Union and explore how we can help empower your financial future!

Auto Loans & Vehicle Financing

Planning to buy a new car? Our Auto Loans & Vehicle Financing services make it simple and affordable to get behind the wheel. With competitive rates and flexible terms, you can drive away in the vehicle of your dreams without breaking the bank. Picture yourself cruising down the road, knowing you've made a smart financial choice.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. Think about how much easier managing cash flow could be with tailored financial products designed specifically for businesses like yours.

Credit Cards with Rewards

Our Credit Cards with Rewards let you earn points on purchases you already make every day. Whether it's groceries or gas, each swipe brings you closer to exciting rewards like travel perks or cashback offers. It's a win-win for your wallet!

Mortgage Loans & Refinancing

For those considering home ownership or looking to refinance their current mortgage, our Mortgage Loans & Refinancing options are tailored just for you. We understand that purchasing a home is a significant decision, and our team is here to guide you through every step of the process, ensuring you find a mortgage solution that fits your budget and lifestyle.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features so you can handle your finances anytime, anywhere. Whether you're checking balances on-the-go or making transfers from the comfort of your home, banking with us has never been easier.

Personal Banking

Managing your finances is easier with our Personal Banking options. We offer checking and savings accounts designed to fit various lifestyles. Imagine having a checking account that helps you track your spending while also earning interest on your savings. This is just one way we strive to make banking convenient for you.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need to consolidate debt, our Personal Loans & Debt Consolidation services provide quick access to funds when you need them most. Imagine having one manageable payment instead of juggling multiple debts; that's what we aim for with our personalized loan solutions.

Digital & Online Banking

Key Features

Our online banking services at https://www.censusfcu.com/ provide you with real-time access to your account information. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with person-to-person transfers available, sending money to friends or family is quick and hassle-free. For those who prefer to manage their accounts on a mobile device, our user-friendly mobile application is here to help. Whether you're making payments or checking statements, everything is just a few taps away. While we don't currently offer mobile payment options, the app simplifies your banking experience significantly.

Security and Accessibility

Your security is paramount at Census. We ensure that all transactions are protected so you can bank with peace of mind. For added convenience, we also provide e-statements, allowing you to view your account statements online without any paper clutter. Although we do not support electronic signature authorization right now, we are committed to making banking as accessible and straightforward as possible. Our 24/7 online banking services ensure that you have control over your finances whenever you need it. In summary, whether you're using our online platform or mobile app, Census is dedicated to offering an efficient and secure banking experience tailored for your lifestyle. Join us today and take advantage of these great digital services!

Financial Strength

At Census, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a focus on building trust and reliability, we are proud to share our strong financial position with you. With a net worth of $9,520,407, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 18.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,237,280 in share certificates and $5,929,313 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,078,626 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $147 in used auto loans and $12,352,211 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operations reflect our commitment to excellence. Our $131,211 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 3,781, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Census is your trusted partner. Visit us at 4600 Silver Hill Rd Rm 1K250 Washington Dc 20233 or call (301) 763-0287 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,130,282 in used vehicle loans and $4,743,172 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new model or a reliable used vehicle, our team is here to support you through every step of the process.

Credit Lines and Unsecured Credit Cards

In addition to auto and mortgage loans, we provide total credit lines of $2,000,000, giving you access to funds when you need them most. We also offer flexible terms on unsecured credit card loans; while currently totaling $0, our credit cards are designed to help you manage your finances effectively when available. At Census, we believe in making financing straightforward and accessible for everyone. If you're interested in refinancing options or checking your eligibility for any of our loan products, feel free to reach out to us at 301-763-0287. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $89,888, which can help you secure the home you've always wanted. Our flexible terms ensure that you can find a solution that fits your budget.

Loan Aggregator

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CENSUS FEDERAL CREDIT UNION - Washington, DC

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