CENCAP FEDERAL CREDIT UNION

Welcome to Cencap, your trusted financial partner located at 443 Franklin Ave, Hartford, CT 06114. Since our establishment in 1950, we have dedicated ourselves to serving the community with a commitment to excellence and member satisfaction. With a total membership of 8,279 individuals, we strive to empower our members with the financial tools they need to thrive. At Cencap, we pride ourselves on our robust financial standing, boasting total assets of $38,957,157 and total deposits of $4,671,646. Our members can rest easy knowing that their funds are secure and working for them. We offer a variety of services tailored to meet diverse needs from personal banking and auto loans to mortgage financing and credit cards with rewards. Our leadership team is here for you. Under the guidance of CEO Jeanne Webb and Board President Ken Kennedy, Jr., we focus on fostering a supportive environment where everyone feels valued. Together with our dedicated team of 18 employees, we ensure that each interaction is meaningful. While members can visit us at our branch location, official correspondence should be sent to 443 FRANKLIN AVE, HARTFORD, CT 6114. If you have questions or need assistance, don't hesitate to reach out at (860) 722-8110 or send us a fax at (860) 296-8981. Join us as we continue to build a stronger community together. Visit our website at Cencap for more information on how we can help you achieve your financial goals today!

Welcome to Cencap, a credit union with a rich history and a clear mission to serve the community of Hartford, CT. Established in 1950, Cencap has grown from a small financial institution into a trusted partner for over 8,279 members. Located at 443 Franklin Ave, our branch is easily accessible and just a short distance from local landmarks that make Hartford a vibrant place to live and work. Over the years, Cencap has evolved by embracing change while staying true to our core values. We have seen significant growth in our total assets, now standing at an impressive $38,957,157. This growth reflects our commitment to providing personalized financial services and support to our members. Our mission is straightforward: we strive to empower individuals and families by offering affordable banking solutions that meet their needs. At Cencap, we understand that financial well-being goes beyond just banking. That's why we actively engage in community outreach efforts, partnering with local organizations to uplift those around us. We believe that when our community thrives, we all benefit. Whether it's through educational workshops or charitable events, we are dedicated to making a positive impact right here in Hartford. We also pride ourselves on keeping pace with advancements in technology while ensuring accessibility for all members. Our branch features both ATM availability and drive-thru banking services for your convenience. You can easily manage your accounts online or through our mobile app tools designed to make banking simple and efficient. While you can visit us at 443 Franklin Ave, please note that any official correspondence should be sent to 443 FRANKLIN AVE, HARTFORD, CT 6114 if different addresses apply. As we look ahead, we invite you to join us on this journey. Experience firsthand the benefits of membership at Cencap where your financial goals matter to us. Visit us during our operating hours Monday through Friday from 8 AM to 4 PM (Thursday until 5:30 PM) and Saturdays from 8 AM to noon or give us a call at 860-722-8110. Come be part of something special at Cencap; together, we can build a brighter financial future for you and our community!

Joining the Cencap family means stepping into a community that truly cares about your financial well-being. If you're looking to become a member at our branch, it's easier than you might think! We welcome anyone who lives, works, worships, or attends school in Hartford County. This means that if you have a connection to this vibrant area, you're likely eligible to join us and enjoy all the benefits we offer, from personalized service to competitive loan rates. Becoming a member is straightforward. You can find all the details about eligibility on our website at https://www.cencap.com/accounts/youth-membership-account/ . Ready to open an account? Just head over to this link and start your journey with us today! If you have any questions, feel free to give us a call at (860) 722-8110. We're here to help you every step of the way at our branch located at 443 Franklin Ave Hartford Ct 06114. Welcome aboard!

At Cencap, we understand that your banking needs don't stop when you leave the branch. That's why we offer a range of digital and online banking services designed to make managing your finances easier and more secure, all from the comfort of your home or on the go. With our 24/7 Online Banking Services, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring money, or paying bills, it's all just a click away. For more information, visit us at https://www.cencap.com/ . Our mobile application allows you to take your banking with you wherever you go. With features like mobile payments, you can make purchases directly from your phone no need to carry cash or cards! And if you need to send money to friends or family, our person-to-person transfers make it simple and quick. Keeping track of your financial statements is hassle-free with our e-statements option. You can receive your account statements electronically, saving paper and time while ensuring that everything is organized in one place. For added convenience, we also provide electronic signature authorization, so you can sign documents securely without needing to visit the branch. This means less waiting around and more time for what matters most in your life. At Cencap, we're committed to making banking accessible and easy for our members. Our user-friendly platform ensures that managing your finances is not only efficient but also secure. So whether you're at home or on the go, rest assured that your banking experience will be smooth and reliable.

At Cencap, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is built on a solid foundation, ensuring that your assets are secure and our services remain reliable. With a net worth of $2,975,074, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 756% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,233,125 in share certificates and $2,390,019 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,209,137 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $25,906,667 in total loans and leases, which includes $576 in used auto loans. Our operational efficiency is reflected in our performance as well. While our current net income stands at $0, this allows us to maintain competitive loan rates and solid financial products for our members without compromising on service quality. We take pride in having 16 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 14,957, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cencap is your trusted partner. Visit us at 443 Franklin Ave Hartford CT 06114 or call 860-722-8110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.