Cen Tex Manufacturing Credit Union Brownwood TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cen Tex Manufacturing Credit Union, your trusted financial partner located at 4488 Highway 377 S, Brownwood, TX 76801. Since our establishment in 1979, we have been dedicated to serving our community with a personal touch and unwavering commitment. With over 1,351 members and assets totaling $13,468,360, we pride ourselves on being a cornerstone of financial stability for individuals and families alike. At Cen Tex Manufacturing, we understand that every member's financial journey is unique. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgage options, and personal loans. Our goal is to help you achieve your financial aspirations with ease and confidence. While our branch address is where you can find us, any official correspondence should be directed to our mailing address at P.O. Box 1452, Brownwood, TX 76804. With total deposits reaching $1,679,889 and a robust net worth of $3,048,963, we are well-equipped to support your financial goals today and into the future. Under the leadership of our CEO, Erin Windham, and Board President Dan Garza, our team of four dedicated employees is ready to assist you during our lobby hours from 9:00 a.m. to 4:00 p.m., Monday through Friday. Whether you're looking for guidance on loans or need help managing your accounts through our online banking services, we're here for you. Join us at Cen Tex Manufacturing Credit Union where community matters and your financial well-being is our priority! For any inquiries or assistance, feel free to call us at (325) 455-7715 or visit us online at centexmfgcu.org. We look forward to helping you navigate your financial journey with confidence!

Branch History & Mission

At Cen Tex Manufacturing Credit Union, we are proud of our rich legacy that dates back to our founding in 1979. Nestled in the heart of Brownwood, Texas, at 4488 Highway 377 S, our branch has been a steadfast presence in the community for over four decades. With a commitment to serving our members and fostering financial well-being, we have grown alongside our community, currently boasting a membership of 1,351 individuals who trust us with their financial needs. Our mission is clear: to provide exceptional financial services while supporting the local community. We believe in empowering our members by offering a range of products tailored to their unique needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. In addition, we aim to promote financial literacy and support local initiatives that enhance the quality of life for all residents. Over the years, Cen Tex Manufacturing Credit Union has witnessed remarkable milestones. Our total assets now stand at an impressive $13,468,360, reflecting our growth and stability. We take pride in our ability to offer personalized services that prioritize member satisfaction. While you can visit us at our branch address for face-to-face assistance during our operating hours from 9:00 a.m. to 4:00 p.m., Monday through Friday, we also embrace digital advancements. Our online banking platform allows members to manage their finances conveniently from anywhere. We understand the importance of accessibility; that's why we provide ATM services for quick cash withdrawals and basic transactions. For those needing assistance beyond standard hours or locations, our shared service center ensures you can access your funds and conduct transactions with ease. While members can visit us at 4488 Highway 377 S, official correspondence should be sent to P.O. Box 1452, Brownwood, TX 76804 if needed. We encourage everyone in the area to experience firsthand what Cen Tex Manufacturing Credit Union offers whether it's through our responsive customer service or community outreach programs. As we look toward the future, we remain committed to serving Brownwood and surrounding areas with integrity and care. Join us today at Cen Tex Manufacturing Credit Union and become part of a community dedicated not only to your financial success but also to making a positive impact locally. For more information about how we can assist you on your financial journey or any questions you may have, feel free to call us at (325) 455-7715 or visit our website at centexmfgcu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Banking Services Tailored for You

In addition to in-branch services, we offer ATM access for quick cash withdrawals and balance checks. While we don't have drive-thru banking at this location, our shared service center allows for basic transactions like deposits and withdrawals if you're a member of one of our partner credit unions. If you're looking for a supportive financial community that understands your needs, look no further than Cen Tex Manufacturing Credit Union. We encourage you to stop by or give us a call at 325-455-7715. Our team looks forward to welcoming you! For more information about what we offer, feel free to visit our website at centexmfgcu.org. Your financial journey starts here!

Convenient Access and Features

At Cen Tex Manufacturing, we understand the importance of accessibility. Our branch features ADA-compliant entrances and parking spaces for everyone's convenience. You'll find ample parking available right outside the door, making your visit hassle-free. We invite you to explore our services during our operating hours from 9:00 a.m. to 4:00 p.m., Monday through Friday. Our dedicated team is ready to assist you with personal banking needs, including checking and savings accounts, auto loans, mortgage refinancing, and more.

Member Eligibility

At Cen Tex Manufacturing, we believe that everyone deserves a chance to be part of a supportive financial community. If you're looking to become a member, you'll find it's a straightforward process! We welcome individuals who work for or are affiliated with Cen Tex Manufacturing, as well as their family members. This means if you have a loved one who is already part of our credit union, you can easily join too! By becoming a member, you not only gain access to personalized financial services but also enjoy competitive rates and dedicated support tailored just for you. Ready to take the next step? You can start the account opening process by reaching out to us at (325) 455-7715 or visiting us in person at our branch located at 4488 Highway 377 S Brownwood Tx 76801. For more detailed information about membership eligibility, feel free to check out this resource: . We look forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds you need to purchase new equipment or renovate your office space. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, our goal is always to create opportunities for local businesses.

Merchant Services

Managing day-to-day transactions can be challenging, but with our merchant services, you can streamline payments and enhance customer satisfaction. Picture your customers making quick payments through various channels, all while you focus on what matters most growing your business. Located at 4488 Highway 377 S Brownwood Tx 76801 in Brownwood, TX, we invite you to discover how Cen Tex Manufacturing can partner with you for success. Reach out today at (325) 455-7715 and let's discuss how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we offer tailored solutions through our business banking services. This includes essential merchant services to help you process payments smoothly and business loans that can fuel your company's growth.

Digital Convenience

In today's fast-paced world, having access to your financial information anytime is crucial. That's why we provide robust online and mobile banking options. You can check balances, transfer funds, and pay bills from anywhere with just a few clicks or taps on your device. Our ATM services ensure that you have convenient cash withdrawal options available whenever you need them.

Personal Banking Services

We understand that managing your finances is important for everyone. Our personal banking services include checking and savings accounts that allow you to easily access your money while earning interest. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options provide competitive rates to fit your budget. For those looking to invest in their dream home, our mortgage loans and refinancing services make the process straightforward and stress-free. We also offer personal loans and debt consolidation solutions that can help you manage expenses or consolidate multiple debts into one manageable payment. With our credit cards with rewards, you can earn points on everyday purchases, making it easier to treat yourself when the time comes.

Shared Branch Transactions

As part of our commitment to community and collaboration, we offer basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals even if you're visiting another location.

Your Local Credit Union

We are proud to be part of the Brownwood community and serve over 1,300 members like you. Our hours are designed for your convenience: we're open from 9:00 a.m. to 4:00 p.m., Monday through Friday, making it easy to stop by during your day. If you have any questions about our services or how we can assist you further, please feel free to call us at 325-455-7715 or visit our website at www.centexmfgcu.org. We look forward to helping you achieve all your financial goals!

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make it simple for you to manage your finances in real-time. You can access your account information whenever you need, allowing you to stay on top of your spending and savings without any hassle. For those looking to send money quickly, our person-to-person transfer service makes it easy to share funds with friends or family members no need for cash or checks! While we currently do not offer mobile payments or a dedicated mobile application, our website is optimized for use on various devices, ensuring that you can navigate smoothly whether you're using a computer or smartphone.

Security and Convenience

Your security is our priority. Even though we do not provide electronic signature authorization at this time, our online banking system employs strong security measures to keep your information safe. Rest assured that your personal data is protected while you enjoy the convenience of digital banking. Additionally, while e-statements are not available yet, our commitment to improving member services means we're continually looking for ways to enhance your experience. We are here to help you achieve financial wellness without the stress of traditional banking methods. Whether you're managing everyday expenses or planning for future goals, Cen Tex Manufacturing offers the tools you need for effective financial management. Explore our digital banking options today at https://www.centexmfgcu.org/ and take control of your finances with ease!

Financial Strength

At Cen Tex Manufacturing, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong can provide peace of mind, and we are proud to share our achievements with you. With a net worth of $3,048,963, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2262 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,196,721 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,036,485 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,945,971 in total loans and leases. We also take pride in having 4 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 2,270, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cen Tex Manufacturing is your trusted partner. Visit us at 4488 Highway 377 S Brownwood Tx 76801 or call 325-455-7715 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,201,921 in used vehicle loans and $2,958,734 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to assist you through every step of the process.

Credit Lines and Personal Loans

For those looking for flexibility in managing their finances, we offer credit lines totaling $500,000. This option allows you to access funds as needed for various personal or unexpected expenses. Additionally, if you need help consolidating debt or addressing other financial challenges, we have personal loans tailored for your situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have no Junior Lien 1-4 Family Residential Properties loans available, but we are always exploring options to better serve our members' housing needs.

Unsecured Credit Card Loans

While we currently do not have any unsecured credit card loans available, our goal is to provide flexible terms that help our members manage their finances effectively when they become available. Our team is dedicated to ensuring that you find the right loan product for your needs. If you're interested in refinancing an existing loan or want to learn more about eligibility options for any of our products, don't hesitate to reach out. You can contact us at (325) 455-7715 during our lobby hours from 9:00 a.m. to 4:00 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Loan Aggregator

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