CELCO COMMUNITY FEDERAL CREDIT UNION - Narrows, VA

Welcome to Celco Community, your trusted financial partner located at 3381 Virginia Ave, Narrows, VA 24124. Since our establishment in 1956, we have proudly served our community with a commitment to member-focused banking and financial services. With a growing membership of 6,997 and total assets amounting to an impressive $137,210,994, we stand as a pillar of support for individuals and families in the Narrows area. At Celco Community, we believe that banking should be personal and accessible. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our dedicated team, led by CEO Dean Marshall and Board President Jeffrey Morris, is here to ensure you receive the best service possible. With 22 employees ready to assist you, we are committed to making your financial journey smooth and successful. While you can visit us at our branch for in-person assistance or enjoy the convenience of online banking through our website www.celcofcu.org, please note that official correspondence should be sent to our mailing address: PO Box 361, Narrows, VA 24124. We understand that every member's financial goals are unique. That's why we encourage you to reach out with any questions or for assistance. Whether you're looking for ways to save, finance a vehicle, or explore lending options, we're here for you! Give us a call at 540-921-2700 during our operating hours Monday through Friday from 8 AM to 5 PM and let us help you achieve your dreams today!

At Celco Community, we believe that everyone deserves a chance to join our welcoming community. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the Narrows area. If you have family members who are already part of our credit union, you're also eligible to join! Membership comes with many benefits, including access to personalized financial services tailored to your needs, competitive rates on loans and savings accounts, and a supportive environment where your financial well-being is our priority. To get started, you can find detailed eligibility criteria by visiting this link. When you're ready to take the next step, opening an account is just as easy check out how at this page. If you have any questions or need assistance, don't hesitate to call us at (540) 921-2700. We're here to help you every step of the way!

At Celco Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your money is in safe hands with us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $27,025,614, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.70% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $25,916,090 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $81,600 in used auto loans and $75,527,340 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $1,109,524, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 14,630, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Celco Community is your trusted partner. Visit us at 3381 Virginia Ave Narrows Va 24124 or call 540-921-2700 to learn more about how we can help you achieve your financial goals.