Cedar Point Credit Union Lexington Park MD | Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Cedar Point, your trusted financial partner located at 22745 Maple Rd, Lexington Park, MD 20653. Since our establishment in 1945, we have been dedicated to serving our community with integrity and commitment. With a growing membership of over 45,000 individuals, we pride ourselves on being more than just a credit union; we're a community resource that supports your financial goals. As of now, we manage total assets of approximately $797,719,141 and offer a diverse range of services including personal banking, auto loans, mortgage financing, and business loans. Our members can rely on us for sound financial advice and products designed to meet their unique needs. We understand that each member's journey is different, which is why we provide personalized service tailored to you. Led by our CEO Charles Roach and Board President Robert Clements, our team of 134 employees is here to help you navigate your financial landscape with ease. Whether you're looking for assistance with opening an account or exploring loan options, our friendly staff is ready to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 22745 Maple Rd, Lexington Park, MD 20653. If you have any questions or need assistance, don't hesitate to reach out at 301-863-7071 or explore our website at cpfcu.com. Join us today and discover how Cedar Point can help you achieve your financial aspirations!

Branch History & Mission

At Cedar Point, we take pride in our rich legacy of community service and financial empowerment. Established in 1945, our branch has been a cornerstone of support for the residents of Lexington Park, Maryland. With a commitment to helping our members achieve their financial goals, we have grown significantly over the years. Today, we proudly serve over 45,000 members and manage total assets exceeding $797 million. Located at 22745 Maple Rd, Lexington Park, MD 20653, our branch is not just a place for transactions; it's a hub for community connection. We're easily accessible and close to local landmarks that make it convenient for you to visit us. Our operating hours are designed to fit your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Cedar Point's mission is clear and impactful: We strive to provide quality financial services while being a trusted partner in our community's growth. We offer a range of products including personal banking services, auto loans, mortgages, and business banking solutions. Beyond banking, we actively engage in community outreach initiatives that aim to uplift those around us. While members can visit us at our main branch location for all their banking needs including drive-thru services and ATM access official correspondence should be sent to the same address as well. You can reach us at (301) 863-7071 with any inquiries or assistance you may need. As we continue to adapt to the needs of our members, we've embraced digital advancements that enhance convenience and accessibility. Our online banking services allow you to manage your finances anytime, anywhere. We also prioritize ADA compliance so that everyone can feel welcome at Cedar Point. Join us on this journey! At Cedar Point Credit Union, we're more than just your bank; we're your neighbor and advocate. Experience the benefits of membership today by visiting us or checking out our website at www.cpfcu.com. Together, let's build a brighter financial future for you and our community!

Branch Location & Accessibility

Convenient Access and Amenities

At Cedar Point, we understand that your time is valuable. That's why we offer both ATM services and drive-thru banking to make your banking experience as smooth as possible. You can quickly make deposits, withdrawals, or check your balance without stepping inside if you choose. Plus, our branch is designed with accessibility in mind, featuring ADA-compliant entrances and parking options. While our primary location is at 22745 Maple Rd, all official correspondence should be sent to the same address for your convenience. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday mornings from 8:30 AM to 12:00 PM, ensuring that you have plenty of opportunities to visit us.

We're Here for You

Have questions or need assistance? Give us a call at 301-863-7071, and our friendly team will be happy to help. Whether you're interested in opening an account, exploring loan options, or learning more about our services ranging from personal banking to business loans we're here to guide you every step of the way. So why wait? Stop by Cedar Point today and discover how we can help you reach your financial goals!

Member Eligibility

Welcome to the Cedar Point family, where becoming a member means joining a community that truly cares about your financial well-being! At Cedar Point, located at 22745 Maple Rd, Lexington Park, MD 20653, we're proud to offer membership to anyone who lives, works, worships, or attends school in our local community. This inclusive approach means that if you're part of our vibrant area, you are likely eligible to join us and enjoy all the benefits that come with it. As a member of Cedar Point, you'll gain access to personalized banking services tailored to meet your needs whether that's checking and savings accounts, auto loans, or credit cards with rewards. The process to become a member is simple and welcoming. You can find all the specific eligibility details by visiting our website at http://www.cpfcu.com/membership . Ready to open an account? Just head over to https://borrow.cpfcu.com/imsiweb/web/loan-app for a straightforward application process. If you have any questions or need assistance, feel free to give us a call at 301-863-7071. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Lending Solutions That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $70,648,609, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Running a business means making transactions easy for both you and your customers. Our merchant services help streamline your payment processes. Imagine being able to accept payments swiftly, whether online or at your storefront. This not only enhances customer satisfaction but also improves cash flow allowing you more time to focus on what matters most: growing your business. Located at 22745 Maple Rd, Lexington Park, MD 20653, our branch is ready to assist you with personalized service tailored to your unique business needs. Contact us at 301-863-7071 or visit us today!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer traditional banking methods, our branch features ATM services for quick withdrawals and balance checks. If you need assistance with deposits or simple transactions without stepping inside, our drive-thru banking option is available for added convenience. We invite you to explore all that Cedar Point has to offer! For more information or assistance with any of our services, don't hesitate to call us at 301-863-7071 or visit us online at Cedar Point. Join us in making your financial journey smoother today!

Banking Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why Cedar Point offers comprehensive online and mobile banking features. Access your accounts anytime through our secure online platform or mobile app, where you can transfer funds, pay bills, and even set up person-to-person payments seamlessly.

Financing Your Dreams

Need a new vehicle? Our auto loans and vehicle financing options can help get you on the road with competitive rates and flexible terms. Whether you're buying a new car or refinancing an existing loan, we're here to assist you every step of the way. And if homeownership is on your mind, check out our mortgage loans and refinancing services that make purchasing or upgrading your home simpler.

Personal Banking Made Easy

When it comes to managing your finances, having the right accounts is crucial. At Cedar Point, we offer various checking and savings accounts designed to help you reach your financial goals. Imagine effortlessly setting up a savings account for that family vacation or creating a budget with our checking options. With our services, you can easily track spending and save for what matters most.

Rewarding Credit Options

Our credit cards with rewards provide not only convenience but also benefits for everyday purchases. From cash back to travel rewards, these cards are designed to fit your lifestyle while offering perks that make spending enjoyable.

Simplifying Borrowing

We understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions to help ease financial burdens. Picture consolidating multiple debts into one manageable monthly payment; it's a game-changer for many of our members.

Supporting Local Businesses

For our business members, Cedar Point offers robust business banking solutions, including merchant services and business loans. We're invested in helping local businesses thrive in Lexington Park and beyond by providing the financial support they need.

Digital & Online Banking

Key Services

With our online banking platform available at Cedar Point's website, you can enjoy 24/7 access to your accounts. Whether you're checking your balance or paying bills, everything is just a few clicks away. Plus, you can say goodbye to paper clutter with our e-statements feature, allowing you to view your statements securely online. For those who are always on the go, our mobile application makes banking even more accessible. You can transfer money between accounts or send funds to friends using our person-to-person transfer service. Need to sign important documents? With electronic signature authorization, signing forms electronically is straightforward and secure.

Security and Accessibility

Your security is our priority. Our online banking services come equipped with advanced security features to keep your information safe. You can bank with peace of mind knowing that your transactions are protected. We strive to make managing your finances as easy as possible. Whether you're at home or out and about, Cedar Point's digital banking services allow for real-time account management right from your smartphone or computer. Join us today and experience how simple banking can be with Cedar Point!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cedar Point is your trusted partner. Visit us at 22745 Maple Rd Lexington Park Md 20653 or call 301-863-7071 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Investment in Member Services

We also take pride in having 133 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our $74,642,385 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Lending Capacity

With $39,110,000 in used auto loans and $459,895459 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected by our net income of $0 this period; this enables us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Your savings are safe with us. We have $149,073,035 in share certificates and $42,837,495 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,242, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $74,642,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We also provide personal loans for debt consolidation and other needs. Our team is dedicated to understanding your unique circumstances and helping you find solutions that work best for you. If you have questions about eligibility or want to learn more about our refinancing options, please don't hesitate to reach out. You can contact us at 301-863-7071 or visit us at 22745 Maple Rd Lexington Park Md 20653. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Cedar Point, we're not just about numbers; we're about people. Let us help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $82,982,961 in used vehicle loans and $73,563,449 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can fit various budgets. If you're considering refinancing your current auto loan, we can help you explore options that could lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $70,648,609 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, Cedar Point is committed to supporting local businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,363,728, make buying or refinancing simple. Whether you're purchasing a new home or looking to refinance an existing mortgage, our team is here to guide you through the process and help you find the right loan for your situation.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $16,139,481 in loans helping members manage their finances effectively. These credit cards come with various benefits that can assist you in day-to-day spending while building credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy means that the offers you see are fair and transparent.

CEDAR POINT FEDERAL CREDIT UNION