CEDAR POINT FEDERAL CREDIT UNION

Welcome to Cedar Point, your trusted partner in financial success, located at 40885 Merchants Lane Unit 19, Leonardtown, MD 20650. Established in 1945, we have been serving our community for over 75 years with a commitment to providing exceptional financial services tailored to meet the unique needs of our members. With a strong membership base of 45,011 and total assets amounting to an impressive $797,719,141, we are dedicated to helping you achieve your financial goals. At Cedar Point, we believe in the power of community. Our friendly team is here to assist you with a range of services including personal banking, auto loans, mortgages, and business banking solutions. We take pride in fostering lasting relationships with our members while ensuring their financial security. Our net worth stands at $74,642,385, reflecting our stability and reliability in the ever-changing financial landscape. While members can visit us at Cedar Point, official correspondence should be sent to the same address for consistency. We offer various convenient services including online banking and drive-thru access for your ease. Whether you're looking to open a new account or explore loan options like our total loans and leases reaching 18,108 we've got you covered. Under the leadership of CEO Charles Roach and Board President Robert Clements, our dedicated team of 134 employees works tirelessly to ensure that every member's experience is positive and fulfilling. Feel free to reach out to us at 301-863-0042 or visit our website at www.cpfcu.com for more information. Join us at Cedar Point today and discover how we can help you navigate your financial journey!

At Cedar Point, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports your financial goals. If you live, work, or worship in St. Mary's County, you're already eligible to become part of our family! We welcome individuals from various backgrounds and walks of life, and our aim is to provide you with services that meet your unique needs. You can find all the detailed eligibility criteria by visiting our website at Cedar Point Membership. Joining us is simple and straightforward. Once you confirm your eligibility, opening an account is just a click away! Whether you're interested in checking accounts, auto loans, or other financial services, we're here to help every step of the way. If you have any questions or need assistance during the process, don't hesitate to call us at 301-863-0042. Your journey toward better banking starts right here at Cedar Point, located at 40885 Merchants Lane Unit 19 Leonardtown Md 20650.

At Cedar Point in Leonardtown, MD, we understand that every business has unique needs and dreams. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to support your journey. Imagine securing the funds you need to purchase new equipment or expand your storefront our commercial loans can make that vision a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $70,648,609, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services help streamline your operations. Picture processing payments quickly and easily while keeping your cash flow healthy our tailored solutions ensure you can focus on what matters most: running your business. Visit us at 40885 Merchants Lane Unit 19, Leonardtown, MD 20650, or call us at 301-863-0042 to learn how we can help elevate your business today!

At Cedar Point, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you better. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $74,642,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 936 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $149,073,035 in share certificates and $42,837,495 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,242, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $74,642,385 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we have $39,110 in used auto loans and $459,895,459 in total loans and leases available to support your financial goals across various sectors. While our current net income is reported at $0, this reflects our ongoing investments into improving member services rather than any operational inefficiency. We also take pride in having 133 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) amount to $4,367,559, while our total share accounts stand at an impressive 82,424, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Cedar Point is your trusted partner. Visit us at 40885 Merchants Lane Unit 19 Leonardtown Md 20650 or call 301-863-0042 to learn more about how we can help you achieve your financial goals.