Cedar Falls Community Evansdale IA Credit Union | Affordable Auto Loans & Top Checking

Introduction

At Cedar Falls Community, we believe that strong financial support can make a significant difference in the lives of our members. Located at 3466 Lafayette Rd, Evansdale, IA 50707, our Evansdale Branch has been serving the community since 1958. With a dedicated team of 29 employees led by CEO Chad Kaeppel and Board President Becky Riehm, we are committed to providing personalized service and building lasting relationships with each of our 8,646 members. Our credit union is proud to manage a robust portfolio, with total assets reaching an impressive $204,716,881 and total deposits amounting to $18,427,947. We understand that financial stability is essential for growth and success; that's why we offer a variety of services tailored to your needs, including auto loans, personal loans, and business banking solutions. Currently, we have facilitated 6,976 loans and leases, helping our members achieve their financial goals. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address at 3466 Lafayette Rd, Evansdale, IA 50707. Our friendly staff is here to assist you from 8:00 a.m. to 5:00 p.m., Monday through Friday, and on Saturdays from 9:00 a.m. to 12:00 p.m. You can reach us at (319) 232-0808 or via fax at (319) 266-8543. At Cedar Falls Community, we don't just focus on numbers; we focus on people. We strive to create a supportive environment where every member feels valued and empowered. Whether you're looking to open a new account or explore loan options, we're here to help you every step of the way. Ready to take the next step in your financial journey? Visit us today or check out our website at cfccu.org for more information!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of Cedar Falls Community. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that genuinely cares about its members. For more information or to become a member today, give us a call at (319) 232-0808 or visit us online at cfccu.org. Join us at Cedar Falls Community where your financial well-being is our top priority!

Our Journey

From the very beginning, Cedar Falls Community was founded on the principles of cooperation and mutual support. We started with a handful of dedicated members who believed in creating a better financial future together. Over the years, we've expanded our services and adapted to meet the changing needs of our members while remaining true to our core values. Today, we proudly manage total assets of over $204 million. This growth reflects not just our success but also the trust that our members place in us. With dedicated staff and modern facilities, including ATM availability and drive-thru banking services, we strive to make banking as convenient as possible.

Our Mission

Our mission is straightforward: to empower our members through personalized financial services while contributing positively to the community. We are committed to providing high-quality personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We believe that strong communities are built on collaboration and support. That's why we actively engage in outreach efforts and partnerships that uplift local organizations. By investing in community initiatives and participating in local events, we work to create a brighter future for everyone in Evansdale. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Friday from 8:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. we also offer online and mobile banking options for added convenience.

Branch Location & Accessibility

Nearby Landmarks & Accessibility

Our Evansdale location is easily accessible and offers ample parking for your convenience. We are proud to be ADA-compliant, featuring ramps and other accessibility options to ensure that everyone can enjoy our services without hassle. If you're on the go, we also have drive-thru banking available for quick transactions.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours! Visit us Monday through Friday from 8:00 a.m. to 5:00 p.m., and don't forget about our Saturday hours from 9:00 a.m. to 12:00 p.m. We're here to serve you when it's most convenient for you.

Services Offered

At Cedar Falls Community, we provide a wide range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Need cash? Our ATM is readily available for withdrawals and balance checks. Plus, if you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our drive-thru service has got you covered. If you have any questions or need assistance, feel free to give us a call at 319-232-0808. We invite you to come in and experience our friendly service firsthand. Your financial well-being is our priority!

Member Eligibility

At Cedar Falls Community, we believe that joining our credit union is like becoming part of a caring family. If you live, work, worship, or attend school in the Evansdale area, you're already on your way to becoming a member! We welcome individuals from various backgrounds and lifestyles, making it easy for anyone to enjoy the benefits of our community-focused services. By choosing Cedar Falls Community, you'll gain access to personalized banking solutions tailored just for you whether it's checking accounts, loans, or credit cards with rewards. Getting started is simple! For more details on eligibility criteria, feel free to visit our website. If you're ready to take the next step and open an account, check out the information available at this link. Should you have any questions or need assistance, don't hesitate to call us at 319-232-0808. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $88 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,839,259, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! Our merchant services help streamline your payment processes, making it easier for you to focus on what you do best running your business. Imagine being able to accept payments quickly and securely, giving your customers multiple options while enhancing their shopping experience. Located at 3466 Lafayette Rd Evansdale Ia 50707 in Evansdale, IA, we are here to provide personalized service tailored to your unique needs. Give us a call at (319) 232-0808 or visit us online at https://cfccu.org/ to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks. Plus, if you're in a hurry, our drive-thru banking lets you handle deposits, withdrawals, and simple transactions without leaving your vehicle. With so many options available at Evansdale Branch, there's something for everyone. Our goal is to make banking accessible and convenient while ensuring that you have the support you need. Ready to explore these services further? Visit us at our branch located at 3466 Lafayette Rd Evansdale Ia 50707 in Evansdale, IA, or give us a call at (319) 232-0808. Let's take the next steps together toward achieving your financial goals!

Business Banking Support

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. We know how important it is to have financial tools that work as hard as you do.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. With our online and mobile banking features, managing your finances has never been easier. You can check balances, transfer funds, and pay bills right from your smartphone or computer whenever and wherever you choose.

Personal Banking Solutions

We understand that managing your finances is crucial. Our personal banking options include checking and savings accounts tailored to fit your lifestyle. Need to buy a car? Our auto loans and vehicle financing plans make it easy for you to drive off in your dream vehicle without breaking the bank. If you're thinking about homeownership, our mortgage loans and refinancing options can help you navigate that journey smoothly. For those unexpected expenses or projects, our personal loans and debt consolidation services provide flexible solutions.

Rewarding Credit Cards

Enjoy shopping with added benefits through our credit cards with rewards. These cards not only allow you to make purchases but also earn points that you can redeem for exciting perks.

Digital & Online Banking

Accessibility & Ease-of-Use

With mobile payments available at Cedar Falls Community, making purchases has never been simpler. Just link your account to your favorite payment app, and you're ready to shop! Our user-friendly design ensures that even those who aren't tech-savvy can navigate their accounts with ease. Managing your finances in real-time is crucial in today's fast-paced world. That's why we've made it our mission to provide accessible and easy-to-use services. No more waiting in long lines or rushing before closing time our 24/7 online banking services put you in control of your financial life whenever you need it. Experience hassle-free banking with Cedar Falls Community today! Visit us online at https://cfccu.org/ and see how easy managing your finances can be.

Key Services

Our online banking service allows you to check your balances, transfer funds, and pay bills all from the comfort of your own home. Need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your smartphone. Plus, our mobile application makes banking even more convenient, so you can manage your money anytime, anywhere. Security is a major concern for us, and we take it seriously. You can rest easy knowing that our electronic signature authorization feature provides an extra layer of protection when signing important documents online. And if you prefer going paperless, we offer e-statements that let you easily view and manage your account statements without the clutter.

Financial Strength

At Cedar Falls Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation that ensures you can trust us with your hard-earned money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $34,051,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $78,463,418 in share certificates and $26,878,979 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,869,740 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $15,916,0331 in total loans and leases and 1,531 used auto loans, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $2,190,886, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 20,870, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cedar Falls Community is your trusted partner. Visit us at 3466 Lafayette Rd Evansdale IA 50707 or call 319-232-0808 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,691,413 in used vehicle loans and $8,247,146 in new vehicle loans already helping members get on the road. Whether you are interested in financing a new or used vehicle, we have options that fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan for better terms, we're here to assist you.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $13,839,259 provide the capital needed to grow and expand. We recognize that every business has unique needs; therefore, our dedicated team will work closely with you to develop solutions tailored specifically for your business objectives. At Cedar Falls Community, we prioritize transparency and service excellence. We invite you to reach out to us at 319-232-0808 or visit us at 3466 Lafayette Rd Evansdale Ia 50707 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to find the right financial solution for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,502,416, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure you find a solution that works for you. Our team is ready to guide you through the process and discuss eligibility options.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,710,020 in loans helping members manage their finances effectively. This product is designed to provide you with easy access to funds when you need them most.

Loan Aggregator

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CEDAR FALLS COMMUNITY CREDIT UNION - Evansdale, IA

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