CEDAR FALLS COMMUNITY CREDIT UNION

Welcome to Cedar Falls Community, your trusted partner in financial well-being since 1958. Located at 123 W 4th St, Cedar Falls, IA 50613, our credit union is dedicated to serving the unique needs of our members and fostering a strong community spirit. With a membership base of over 8,646 individuals, we pride ourselves on providing personalized banking solutions tailored just for you. At Cedar Falls Community, we understand that financial matters can often be overwhelming. That's why our friendly team is here to guide you through every step of your financial journey. Whether you're looking to secure an auto loan from our 6,976 loans and leases total or seeking assistance with savings options our total assets amounting to $204,716,881 ensure that we have the resources to support your goals. We are committed to transparency and building trust within our community. Our net worth stands strong at $34,051,616, reflecting our sound financial practices and dedication to member satisfaction. You can feel confident knowing that your deposits totaling $18,427,947 are well-protected as part of our mission to create a safe banking environment. While members can visit us at our branch location, official correspondence should be sent to Po Box 1009, Cedar Falls, IA 50613 if needed. Our experienced CEO, Chad Kaeppel, along with Board President Becky Riehm, leads a passionate team of 29 employees, ready to assist you during our operating hours: 9:00 AM - 5:00 PM Monday through Friday and 9:00 AM - 12:00 PM Saturday. Ready to take the next step? Give us a call at (319) 266-7531 or explore more about what Cedar Falls Community has to offer by visiting our website at cfccu.org. We look forward to helping you achieve your financial dreams!

Cedar Falls Community has a rich history that dates back to 1958 when it first opened its doors in the heart of Cedar Falls, IA. From humble beginnings, we have grown significantly over the years, now proudly serving a diverse membership base of over 8,600 members. Our commitment to community and member service has allowed us to amass total assets of $204,716,881, demonstrating our strength and stability in the financial landscape. Located at 123 W 4th St, Cedar Falls, IA 50613, our branch is easily accessible and close to local landmarks that make it a familiar spot for many residents. Whether you're stopping by for personal banking or just passing through, we invite you to experience our welcoming environment. While members can visit us at this address, official correspondence should be sent to P.O. Box 1009, Cedar Falls, IA 50613. At Cedar Falls Community, our mission is clear: we strive to enhance the financial well-being of our members while fostering a strong sense of community. We offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. We are dedicated to providing support not just through financial products but also through community outreach initiatives that benefit local organizations and events. As we look towards the future, we are proud to embrace digital advancements that make banking easier and more accessible for everyone. With features like online banking and mobile payments available to our members, managing finances has never been more convenient. We ensure ADA compliance so that all community members can access our services without barriers. In addition to our core services, we believe in giving back to the community that supports us. Our partnerships with local businesses and organizations allow us to contribute meaningfully to various causes within Cedar Falls. Through these collaborations, we aim to create a positive impact on lives around us. We invite you to join Cedar Falls Community as a member and take advantage of the benefits that come with being part of our cooperative family. Experience personalized service where your needs matter most because at Cedar Falls Community, you're not just a number; you're a valued member of our community. For inquiries or more information about opening an account or becoming part of our family, feel free to call us at 319-266-7531 or visit our website at cfccu.org. Together, let's build a brighter financial future!

At Cedar Falls Community, we believe that everyone deserves a chance to join our supportive family. Becoming a member is simple and welcoming! If you live, work, or go to school in Black Hawk County, you're likely already eligible to enjoy the benefits we offer. Our community-focused services are designed with you in mind, providing everything from checking and savings accounts to auto loans and credit cards with rewards. To learn more about the specific eligibility requirements, feel free to visit this page for all the details. Opening an account is just as easy! You can start your journey towards membership by checking out our account opening information here. If you have any questions or need assistance, don't hesitate to reach out at 319-266-7531. We're here to help you every step of the way!

At Cedar Falls Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that you can trust us with your savings and loans. With a net worth of $34,051,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.63% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $78,463,418 in share certificates and $26,878,979 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,869,740 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $15,916,0331 in total loans and leases and $15,531 in used auto loans. Our impressive net income of $2,190,886 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 20,870, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $79,518. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cedar Falls Community is your trusted partner. Visit us at 123 W 4Th St Cedar Falls IA 50613 or call 319-266-7531 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.