CECIL COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION - Elkton, MD

Welcome to Cecil County School Employees Credit Union, your trusted financial partner located at 203 Booth St, Elkton, MD 21921. Since our establishment in 1953, we have been dedicated to serving our community with a strong commitment to financial stability and personalized service. With over 2,835 members and total assets of $26,455,440, we pride ourselves on being a cornerstone of financial support for educators and their families in Cecil County. At Cecil County School Efcu, we understand the unique needs of our members. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we offer a range of services designed to help you achieve your financial goals. Our dedication is reflected not only in our diverse product offerings but also in our exceptional member service delivered by our team of eight employees, led by our passionate CEO, Kimberly Wyre, and Board President, James Raab. While you can visit us at the branch for all your banking needs, please note that official correspondence should be sent to 203 Booth Street, Elkton, MD 21921, if different from our main address. With total deposits amounting to $2,096,309 and a net worth of $2,592,608, we are well-equipped to provide secure and reliable banking services. We invite you to explore how we can help with your personal or business banking needs. Join us today and experience the difference at Cecil County School Employees Credit Union! For more information or assistance, feel free to call us at 410-398-6921 or visit our website at ccsefcu.org. Your financial journey starts here!

Welcome to the Cecil County School Employees, where our journey began in 1953. Since then, we have proudly served the Elkton community in Maryland, fostering a strong sense of belonging and financial empowerment among our members. Our branch is located at 203 Booth St, Elkton, MD 21921, a welcoming space that has seen countless families and individuals thrive financially. Over the years, we've grown from our humble beginnings into a robust credit union with over 2,835 members and total assets of $26,455,440. This growth reflects not just our commitment to providing excellent financial services but also our dedication to supporting the local community through various outreach programs and partnerships. At Cecil County School Employees, we believe that banking should be accessible to everyone. Our mission is simple: to provide personal banking solutions that help our members achieve their financial goals while being actively involved in their lives. We offer services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. By focusing on both individual needs and community support, we aim to create lasting relationships built on trust. Our operating hours are convenient for your schedule Monday through Friday from 8 AM to 4:30 PM ensuring you can reach us when you need assistance. While we currently do not have ATM or drive-thru services available, our team is dedicated to providing personalized service right here at our branch. While members can visit us at 203 Booth St Elkton Md 21921, official correspondence should be sent to 203 Booth Street, Elkton, MD 21921. We also embrace modern banking technology with options like online banking and mobile payments to make managing your finances easier than ever before. As we look ahead, we remain committed to evolving with the needs of our members and continuing our legacy of service within Elkton and beyond. Join us today at Cecil County School Employees Credit Union! Experience the difference of being part of a community-focused institution that truly cares about your financial well-being. For more information or to become a member, please visit us at ccsefcu.org or call us at (410) 398-6921. Together, let's build a brighter financial future!

Becoming a member of Cecil County School Employees feels like joining a close-knit family where your financial well-being is the top priority. To be eligible, you simply need to be an employee or a retiree of certain educational institutions, or related organizations in Cecil County. This means if you work in education or are connected to it in some way, you're likely welcome here! Membership opens the door to exclusive benefits like competitive loan rates, personalized service, and a range of financial products tailored just for you. It's easy to get started just visit us at our cozy location at 203 Booth St Elkton Md 21921 or give us a call at (410) 398-6921 for more information. For detailed eligibility criteria, check out our resource page at https://www.ccsefcu.org/become-a-member/ . We can't wait to welcome you into our community!

At Cecil County School Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, which reflects our commitment to serving you better. With a net worth of $2,592,608, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $989 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $156,596 in share certificates and $400,653 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial success is evident with $2,326,477 in undivided earnings. These earnings allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $273 in used auto loans and $11,219,529 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our net income stands at $0, reflecting our operational efficiency, we remain dedicated to offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 4,620, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cecil County School Employees is your trusted partner. Visit us at 203 Booth St Elkton Md 21921 or call (410) 398-6921 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.