Cdc Chamblee GA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cdc, your trusted financial partner located at 4770 Buford Hwy, Chamblee, GA 30341. Established in 1949, we have proudly served our community for over seven decades, becoming a cornerstone of financial stability and support for our 21,624 members. At Cdc, we understand that each member's financial journey is unique, and we are committed to providing personalized services tailored to your needs. With total assets of $465,863,531 and deposits amounting to $75,131,338, we are well-equipped to help you achieve your financial goals. Our dedicated team of 46 employees, led by CEO Australia Hoover and Board President Sarah Smith, works tirelessly to ensure you receive the best possible service. Whether you're looking for personal banking solutions like checking and savings accounts or need financing options such as auto loans and mortgages, we're here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O BOX 49169, Atlanta, GA 30359. With a strong net worth of $40,577,069 and cash in hand totaling $844,084, you can trust that your finances are in safe hands. We invite you to explore all that Cdc has to offer through our website at www.cdcfcu.com. If you have any questions or need assistance, don't hesitate to reach out at 404-325-3270. Together, let's build a brighter financial future!

Branch History & Mission

Community Engagement

At Cdc, we are not just about transactions; we are about building relationships. Our initiatives extend beyond traditional banking as we actively participate in local events and partner with organizations that share our values. We understand that true success is measured by the positive impact we make in the lives of our members and the wider community. In line with modern expectations, we've embraced digital advancements that make banking more convenient for everyone. From online banking and mobile payments to ATM access available right here at our branch, we're committed to providing user-friendly services that cater to your needs. We invite you to join us on this journey toward financial empowerment. Become a member today and experience firsthand how Cdc can help you achieve your goals while also supporting your community. Together, let's build a brighter future! For more information about membership and services, please visit our website or call us at 404-325-3270.

Our Mission

The mission of Cdc is simple yet powerful: to provide high-quality financial services that enhance the lives of our members while fostering a spirit of community and cooperation. We believe that everyone deserves access to reliable banking solutions, whether it's personal banking, auto loans, or business financing. Our total assets currently stand at an impressive $465,863,531, reflecting our solid foundation and commitment to stability. While members can visit us at 4770 Buford Hwy, official correspondence should be sent to P O BOX 49169, Atlanta, GA 30359. We are proud to offer convenient operating hours from Monday to Friday, 8 AM to 4 PM, ensuring that you can easily access our services when it suits you best.

Branch Location & Accessibility

Banking Hours Designed for You

CDC is here for you Monday through Friday from 8 AM to 4 PM. We understand that everyone has busy schedules, so we aim to provide hours that fit into your day. If you have questions or need assistance outside of these times, feel free to give us a call at 404-325-3270.

Convenient Access and Nearby Landmarks

Finding us is simple! We're close to several local landmarks, making it easy to stop by during your day. Our branch is situated near popular spots in Chamblee, which means you can run errands and handle your banking needs all in one trip. We offer parking right outside the branch for your convenience. Plus, our facilities are designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can access our services without hassle.

Services Tailored to Your Needs

At CDC, we offer a wide range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. While we don't have drive-thru banking available, our ATM is ready for your cash withdrawal needs whenever you require it. As part of our commitment to providing excellent service, we also offer online and mobile banking solutions so you can manage your finances on the go.

Visit Us Today!

We invite you to stop by CDC in Chamblee today! Our dedicated team is eager to assist you with all your banking needs. Whether you're a long-time member or new to our credit union, we look forward to welcoming you into our community-focused environment. Come see how we can help make your financial journey smoother!

Member Eligibility

Welcome to the family at Cdc! Becoming a member is like joining a supportive community that truly cares about your financial well-being. If you're wondering if you qualify, it's simple: membership is open to anyone who lives, works, or worships in the Chamblee area. Whether you're looking for a reliable banking partner or want to take advantage of our great loan options, you'll find that being part of Cdc offers numerous advantages, including competitive rates and personalized service. Ready to take the next step? Opening an account is easy! Just visit us at our branch located at 4770 Buford Hwy Chamblee Ga 30341 or check out the detailed eligibility criteria and account opening process on our website at http://www.cdcfcu.com/apply/membership/ . If you have any questions, don't hesitate to give us a call at (404) 325-3270. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $34,307, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily from customers, whether they pay in-store or online. This means more sales opportunities and happier customers. Our services help you focus on what you do best running your business. If you're located near us at 4770 Buford Hwy Chamblee Ga 30341, Chamblee, GA, reach out today at (404) 325-3270 to explore how we can assist you in achieving your business goals!

Comprehensive List Of Services

ATM Services

Need cash? Our ATM & cash withdrawal services make it easy for you to access your funds quickly. With basic ATM access available for withdrawals and balance checks, getting cash has never been simpler. In addition to all these services, we pride ourselves on being accessible and responsive to our members' needs. If you'd like to learn more about how Cdc can assist you with any financial goals or concerns, please don't hesitate to reach out! You can call us at (404) 325-3270, visit us at Chamblee, Disaster Recovery Location, Vital Recods Center, or explore more about what we offer on our website: https://www.cdcfcu.com/ . Take charge of your financial future today!

Business Banking

If you're a business owner or thinking about starting a business, our business banking services are designed just for you. From merchant services that simplify payments to business loans that fuel growth, we're here to support your entrepreneurial journey.

Digital Banking

We know convenience is key in today's fast-paced world. That's why Cdc offers robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or using person-to-person payment options, everything is at your fingertips.

Home Financing

Buying a home is one of the biggest decisions you'll make. At Cdc, we understand this journey, which is why we provide mortgage loans and refinancing options that cater to your financial situation. Our expert team can guide you through the process, making it straightforward and stress-free.

Loans and Credit Options

For those unexpected expenses or dreams that require funding, we offer personal loans and debt consolidation solutions to help ease your financial burdens. Plus, with our credit cards featuring rewards, you can earn as you spend on things you need.

Personal Banking

When it comes to managing your finances, our personal banking services have you covered. We offer checking and savings accounts that fit your lifestyle, allowing you to easily manage your day-to-day expenses and save for the future. If you're considering purchasing a new car or refinancing an existing vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms tailored just for you.

Digital & Online Banking

Mobile Application and Features

For those who prefer banking on their smartphones, our mobile application is here to make things even easier. You can make mobile payments effortlessly and send money to friends or family with our person-to-person transfers feature. Plus, with e-statements readily available, you can stay organized without the clutter of paper documents.

Online Banking Services

Our robust online banking system allows you to check balances, transfer funds, and view transaction history all from the comfort of your home or on the go. Simply visit https://www.cdcfcu.com/ to get started with 24/7 online banking services that keep you connected to your money around the clock. Whether it's day or night, managing your accounts is just a click away.

Security and Convenience

At Cdc, security is a top priority. We offer electronic signature authorization for added peace of mind when signing important documents online. Our platform employs state-of-the-art security measures so that you can bank confidently, knowing that your information is safe. With all these features working together, it's never been easier to manage your finances in real time. Join us at Cdc for a banking experience that prioritizes convenience, accessibility, and security. Your financial well-being starts here!

Financial Strength

Operational Efficiency

Our $5,252 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 0 part-time employees ready to assist you with personalized service every day.

Reinvesting in Member Services

With $33,687,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in the $147,459,687 we offer across various sectors. This includes $1,900 in used auto loans designed to support your financial goals.

Secured Savings Opportunities

Members' savings are secured through $87,110,363 in share certificates and $38,504,686 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $40,577,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $871 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Net Shares (Funds available for lending and investments): $14,052,753. Total Share and Deposit Accounts: 71,780, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cdc is your trusted partner. Visit us at 4770 Buford Hwy Chamblee Ga 30341 or call (404) 325-3270 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,009,563 in used vehicle loans and $32,678,975 in new vehicle loans already helping members get on the road. We provide flexible terms and quick processing so that you can drive away with peace of mind.

Business Loans

For business owners, our outstanding commercial loans totaling $34,307 provide the capital needed to grow and expand. We understand the unique challenges that small businesses face and are committed to supporting your entrepreneurial journey. At Cdc, we also offer refinancing options to make sure you're getting the best deal possible on your loans. Whether it's lowering your monthly payments or consolidating debt, we're here to help you explore all available eligibility options. For more information about our loan offerings or to discuss how we can assist you further, please feel free to reach out at (404) 325-3270 or visit us at 4770 Buford Hwy Chamblee Ga 30341, Chamblee, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines and Personal Loans

For those looking for additional financial flexibility, we offer a total of $233,000,000 in credit lines loans. This option allows you to borrow only what you need when you need it. Additionally, our unsecured credit card loans can help you manage day-to-day expenses effectively, providing a total of $0 in loans available for our members.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $28,740,412, make buying or refinancing simple. We cater to various needs and budgets, ensuring that you find the right mortgage solution for your family.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each listing is verified to reflect genuine offers from reputable lenders, giving users confidence in their choices.

CDC FEDERAL CREDIT UNION