C-b-w Schools Johnstown PA Credit Union | Affordable Auto Loans & Quick Personal Banking

Introduction

At C-b-w Schools, located at 194 Donald Ln Ste 4, Johnstown, PA 15904, we pride ourselves on being more than just a financial institution; we are a vital part of the community. Since our establishment in 1956, we've been dedicated to serving our members with trust and reliability. With a total membership of over 7,476 individuals, we believe in fostering relationships that empower our members to achieve their financial goals. Our commitment is evident not only in our member-centric services but also in our robust financial health. We manage total assets amounting to $114,746,611 and have facilitated 1,042 loans and leases to help our members invest in their dreams. With total deposits reaching $5,766,920, our members can rest assured that their savings are secure and growing. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to 194 Donald Lane, Johnstown, PA 15904. Our friendly team is here to assist you Monday through Friday from 8:15 AM to 4:00 PM in the lobby and until 4:30 PM at the drive-thru. Under the leadership of CEO Ryan Glista and Board President James Roccio, we strive to maintain a welcoming atmosphere where everyone feels valued. Our team of 12 dedicated employees is ready to provide personalized service tailored just for you. Whether you're looking for checking and savings accounts, auto loans, or personal loans, C-b-w Schools has something for everyone. Join us as we continue making a positive impact in the lives of our members and the community. For more information or to get started with your financial journey, give us a call at 814-254-4509 or visit us online at cbwsfcu.org. Together, let's build a brighter future!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; it includes being an active participant in the community. We partner with local organizations and schools to support educational initiatives and events that benefit our members and neighbors alike. By investing in our community's future, we aim to create lasting relationships built on trust and mutual respect. As we look ahead, we invite you to join the C-b-w Schools family. Experience firsthand the benefits of membership with us where your financial success is our priority! For more information or to open an account today, call us at 814-254-4509 or visit our website. Together, let's build a stronger community!

Our Journey

C-b-w Schools began as a small credit union focused on meeting the needs of local educators and their families. Over the years, we have expanded our services and membership base while staying true to our mission of enhancing the financial well-being of our community. Today, we proudly hold total assets of $114,746,611, reflecting our growth and stability in an ever-changing financial landscape. Located at 194 Donald Ln Ste 4 in Johnstown, we are easily accessible to all members. Our branch's strategic position allows us to serve not only local residents but also those from neighboring areas. While you can visit us at this address for all your banking needs, official correspondence should be sent to our mailing address: 194 Donald Lane, Johnstown, PA 15904.

Our Mission

At C-b-w Schools, our mission is clear: We strive to provide exceptional financial services while fostering a sense of community and support among our members. We are dedicated to offering personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Beyond that, we believe in making a difference through community outreach initiatives that empower individuals and strengthen families. In addition to traditional banking services, we embrace digital advancements by providing online and mobile banking options for your convenience. We also ensure ADA compliance so that everyone can access our services comfortably. Our drive-thru banking service adds another layer of ease for quick transactions.

Branch Location & Accessibility

Welcome to C-b-w Schools, your trusted financial partner conveniently located at 194 Donald Ln Ste 4 in beautiful Johnstown, PA. Nestled in Cambria County, our branch is easily accessible and just a stone's throw away from local landmarks that make your visit even more enjoyable. Whether you're stopping by after a day at the nearby parks or on your way home from work, we're here to serve you. While members can visit us at our branch address, official correspondence should be sent to 194 Donald Lane, Johnstown, PA 15904 for any mailing needs. Our location offers ample parking and features designed with accessibility in mind, including ADA-compliant entrances to ensure everyone can access our services comfortably. We're open Monday through Friday from 8:15 AM to 4:00 PM for lobby services and extend our drive-thru hours until 4:30 PM for added convenience. Just swing by during these times, and our friendly staff will be ready to assist you with a variety of banking needs from opening checking and savings accounts to helping with auto loans and personal financing. At C-b-w Schools, we understand that your time is valuable. While we currently do not have ATM facilities on-site, our drive-thru service allows for quick deposits, withdrawals, and simple transactions without ever having to leave your vehicle. If you have questions or need assistance while you're here, feel free to give us a call at 814-254-4509. We invite you to come visit us today; we look forward to helping you achieve your financial goals!

Member Eligibility

At C-b-w Schools, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and opens the door to a variety of benefits tailored to support your financial journey. If you're looking to join us, you'll find that eligibility is quite inclusive! Generally, individuals who live, work, worship, or attend school in the area around 194 Donald Ln Ste 4 Johnstown Pa 15904 are invited to become members. Plus, if you have family members who are already part of our credit union, you're also eligible to join! To explore the specific details of our membership criteria, feel free to check out this resource. Once you're ready to take the next step, opening an account with us is straightforward. You can start your application online by visiting this link. Should you have any questions or need assistance during the process, don't hesitate to call us at (814) 254-4509. We're excited to welcome you into our family at C-b-w Schools!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your goals.

Merchant Services

Running a business means handling transactions efficiently. Our merchant services simplify payment processing, allowing you to focus on what you do best serving your customers. With solutions that accommodate various payment methods, you can provide a seamless experience for your clients, ultimately enhancing customer satisfaction and loyalty. Together, let's drive economic growth and build a thriving community right here in Johnstown, PA. If you're ready to explore how we can support your business journey, visit us at 194 Donald Ln Ste 4 Johnstown Pa 15904 or give us a call at (814) 254-4509.

Comprehensive List Of Services

Business Banking Services

We understand that businesses also need reliable financial support. That's why we offer comprehensive business banking services, including merchant services and business loans to help you grow and manage your operations effectively.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our robust online and mobile banking features. You can manage your accounts anytime, anywhere, making transactions simple with just a few taps on your phone. Enjoy the ease of ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals.

Personal Banking Solutions

When it comes to managing your finances, our personal banking services are tailored just for you. Open a checking or savings account that fits your lifestyle and start saving for your future. If you're in the market for a new vehicle, our auto loans and vehicle financing options make purchasing that dream car easier than ever. For those looking to buy a home, we offer mortgage loans and refinancing solutions that can help make homeownership a reality. Need a little extra cash? Our personal loans and debt consolidation services are here to assist you when unexpected expenses arise. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

Your Community Resource

At C-b-w Schools, our commitment goes beyond just providing financial services; we aim to empower our members through accessible banking solutions. Our friendly staff is always ready to assist you in navigating all the options available at our branch. If you're interested in learning more about how we can help you achieve your financial goals or if you're ready to open an account, don't hesitate to reach out! Call us today at 814-254-4509 or visit our website at cbwsfcu.org for more information. Join us at C-b-w Schools, where your financial well-being is our priority!

Digital & Online Banking

Convenient Payment Options

With our mobile payments feature, making purchases has never been simpler. Just link your account and enjoy the ease of paying directly from your smartphone. Need to send money to friends or family? Our person-to-person transfer option lets you do just that without any hassle. At C-b-w Schools, we prioritize making banking as accessible and user-friendly as possible. Join us today and experience the freedom of managing your finances digitally!

Easy Access to Your Accounts

Our online banking platform at https://www.cbwsfcu.org/ allows you to check balances, pay bills, and transfer funds with ease. Whether you're at home or on the go, our 24/7 online banking services provide you with real-time access to your financial information. Plus, our mobile application ensures that you have everything you need right in your pocket.

Secure Transactions Made Simple

Security is a cornerstone of our digital banking services. We utilize electronic signature authorization, ensuring that your transactions are not only easy but also safe. You can also opt for e-statements, which not only help you stay organized but reduce paper clutter while keeping your sensitive information secure.

Financial Strength

At C-b-w Schools, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our strong financial foundation ensures that we can provide you with the best possible services and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $36,859,605, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 32.12% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,256,587 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $36,842,855 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $417 in used auto loans and $27,445,413 in total loans and leases available. Our operational efficiency is reflected in our $400,240, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 8,946, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, C-b-w Schools is your trusted partner. Visit us at 194 Donald Ln Ste 4 Johnstown Pa 15904 or call (814) 254-4509 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $6,136,329 in used vehicle loans and $3,815,007 in new vehicle loans already helping members get on the road, we make financing simple and accessible. Whether it's a brand-new model or a reliable used car, our flexible terms can help you drive away with confidence.

Credit Lines and Refinancing Options

For those looking for additional flexibility in their finances, we also offer credit lines totaling $5,000,000. This option can be useful for various purposes from unexpected expenses to larger purchases. If you're considering refinancing your existing loans or exploring eligibility options for any of our products, we're here to assist. --- For more information on how we can help you meet your financial goals or to speak with a representative about our loan offerings, feel free to contact us at 814-254-4509 or visit us at 194 Donald Ln Ste 4, Johnstown PA 15904. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us guide you toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $495,142, make buying or refinancing straightforward. We provide guidance throughout the process and offer competitive rates to help you secure your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. Although we currently have $0 in unsecured credit card loans available, we're always working on solutions to support our members' financial health effectively.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures that all loan comparisons are accurate and fair. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you receive only legitimate and competitive offers when searching for a loan.

Benefits of Using LendMesh

- Verified Data: All loan offers come from trusted financial institutions, which guarantees transparency and reliability in your search. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared their experience, stating: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

C B W SCHOOLS FEDERAL CREDIT UNION - Johnstown, PA

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