Cbi Plainfield IL Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cbi, your trusted financial partner in Plainfield, IL! Located at 13717 S Route 30 Ste 157, we have proudly served our community since 1963. Our commitment to providing exceptional service and personalized banking solutions has helped us grow to a membership of over 1,312 individuals. At Cbi, we understand that financial decisions can be challenging. That's why we offer a variety of services tailored to meet your needs, from personal banking and auto loans to business banking solutions. With total assets reaching an impressive $17,760,900 and total deposits amounting to $1,240,261, you can trust that your money is safe with us. Our net worth stands strong at $1,818,652, ensuring a solid foundation for all our members. We take pride in our dedicated team of 4 employees, led by our CEO, Michele Timpe, and Board President, Thomas Mullen. Together, they strive to create a welcoming environment where your financial goals come first. While members can visit us at our branch address, official correspondence should be sent to: 13717 S Route 30, Unit 157 Plainfield, IL 60544-5560 Whether you need assistance with loans or want to explore investment options, we're here for you. Feel free to reach out via phone at (815) 439-6676 during our lobby hours from Monday to Friday, 9:00 am to 4:00 pm. Join us today at Cbi and experience the difference of a credit union that truly values its members! Visit our website at cbifcu.org for more information on how we can help you achieve your financial dreams.

Branch History & Mission

Community Commitment

Cbi is not just about numbers; it's about people. We actively engage in community outreach programs that support local initiatives and partnerships. Our goal is to create a positive impact by investing in the neighborhoods where we operate. We believe that by supporting local businesses and events, we can strengthen the bonds within our community. Join us today and discover how Cbi can help you achieve your financial goals while being part of something bigger a cooperative dedicated to uplifting every member of Plainfield. Experience the difference with Cbi!

Our Mission

At Cbi, our mission goes beyond just providing financial services; we aim to enrich the lives of our members and uplift the community as a whole. We believe in fostering financial wellness through education, transparency, and accessibility. With total assets amounting to $17,760,900, we are well-positioned to offer a wide range of products from checking and savings accounts to auto loans and mortgages. We understand that each member has unique needs. That's why we emphasize customer-centric initiatives like online banking and mobile payments. These digital advancements ensure that members can manage their finances conveniently from anywhere. Additionally, with services like personal loans and credit cards with rewards, we strive to provide flexible options that cater to various lifestyles. While members can visit us at 13717 S Route 30 Ste 157 Plainfield Il 60544, official correspondence should be sent to 13717 S Route 30, Unit 157, Plainfield, IL 60544-5560. Our operating hours are Monday through Friday from 9:00 AM to 4:00 PM. Unfortunately, we currently do not offer ATM or drive-thru services; however, our staff is always ready to assist you in person or via phone at (815) 439-6676.

Branch Location & Accessibility

Accessibility and Parking

At Cbi, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances, ensuring that everyone can enter without any hassle. We also have ample parking available for your convenience, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Have questions? We're just a phone call away! Reach out to us at (815) 439-6676 for any inquiries or to learn more about how we can assist you. We look forward to welcoming you into Cbi soon!

Operating Hours

We know that life can be busy, which is why we offer flexible hours. Stop by from Monday to Friday between 9:00 am and 4:00 pm. Whether you're coming in for a quick transaction or a more detailed discussion about loans or accounts, our friendly staff is here to help during those hours.

Services Offered

Though we do not currently offer ATM or drive-thru services, rest assured that you can access a variety of banking services inside our branch. From personal checking and savings accounts to auto loans and credit cards with rewards, we have solutions tailored just for you. If you're a business owner, we also provide merchant services and business loans designed to support your growth.

Member Eligibility

Joining the Cbi family means becoming part of a community that truly cares about your financial well-being. To become a member, you'll find that the eligibility requirements are straightforward and welcoming. If you live, work, or worship in the area surrounding Plainfield, IL, you're likely eligible! We believe in making banking accessible for everyone, so even if you don't meet these criteria right away, there are often options available to help you get started. For more details on what makes you eligible for membership, check out our eligibility page at https://www.cbifcu.org/about/who-we-are. Once you're ready to join us at Cbi, opening an account is simple and hassle-free. Just give us a call at (815) 439-6676, and we'll guide you through the process. We can't wait to welcome you to our community at 13717 S Route 30 Ste 157 Plainfield Il 60544, where you'll enjoy personalized service and a variety of financial products designed with your needs in mind!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, our goal is to provide flexible financing solutions tailored to the needs of local entrepreneurs. Imagine having access to the funds you need to purchase new equipment, hire more staff, or open a new location.

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that help businesses streamline their operations. Think about how easy it could be for your customers to pay with various options, enhancing their shopping experience while boosting your sales. Our goal is to provide practical solutions that make managing your finances simpler and more efficient. If you're ready to take your business to the next level, visit us at 13717 S Route 30 Ste 157 Plainfield Il 60544 in Plainfield, IL or give us a call at (815) 439-6676. Together, we can build a brighter future for your business!

Comprehensive List Of Services

Accessibility at Your Fingertips

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like online access, mobile payments, and person-to-person transfers all designed for ease of use so that managing your finances is as simple as possible. As part of our commitment to serving our community in Plainfield, IL, we invite you to explore these services further at Main Office. Join us in achieving financial wellness together! Don't hesitate reach out today at (815) 439-6676 or visit us online for more information!

Business Banking Services

For entrepreneurs, Cbi also provides business banking solutions including merchant services and business loans. Whether you're just starting out or looking to expand, our team is ready to help you secure the financing necessary for growth.

Credit Cards That Reward You

Make everyday purchases rewarding with our credit cards featuring rewards programs. Every swipe brings you closer to earning points or cash back on purchases you already make. It's an easy way to maximize the value of your spending while keeping track of expenses efficiently.

Home Sweet Home Financing

For those considering homeownership, our mortgage loans and refinancing options provide the support you need. Picture yourself unlocking the door to your new home with a mortgage plan designed around your financial situation. Our team will guide you through the entire process ensuring that all your questions are answered along the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are tailored for your everyday needs. Imagine having access to a checking account that offers competitive interest rates, allowing your money to grow while you manage your daily transactions. With online and mobile banking, you can check balances, transfer funds, and pay bills right from your smartphone or computer making it easier than ever to stay on top of your finances.

Personal Loans & Debt Relief

Life can throw unexpected expenses your way, and sometimes personal loans become necessary. At Cbi, we offer personal loans and debt consolidation services that help simplify your financial obligations. Imagine consolidating multiple debts into one manageable payment freeing up your budget for things that matter most.

Vehicle Financing Made Easy

Thinking about buying a new car? At Cbi, we offer auto loans and vehicle financing options that make purchasing your dream vehicle straightforward. Our flexible terms and competitive rates ensure that you can drive away with confidence. Whether it's a brand-new model or a reliable used car, our loan experts will work with you to find the best solution.

Digital & Online Banking

A Safe Experience

We prioritize your security with every transaction. While we currently do not offer electronic signature authorization, rest assured that all our services are built with robust safety measures in place to protect your information. In summary, whether you're using our online banking services or accessing our mobile application, Cbi is here to provide a user-friendly experience that puts you first. Take advantage of these tools today and discover how simple managing your finances can be!

E-Statements and Security

Gone are the days of waiting for paper statements to arrive in the mail. With our e-statements available at Yes, you'll receive secure electronic versions of your account statements right in your inbox. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application is ready for download. Enjoy the ease of mobile payments with features that let you make quick transactions right from your device. Plus, our person-to-person transfers allow you to send money instantly to friends and family without any hassle.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 2,063, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cbi is your trusted partner. Visit us at 13717 S Route 30 Ste 157 Plainfield Il 60544 or call (815) 439-6676 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $1,781,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $91 in used auto loans and $7,908,732 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $805,068 in share certificates and $1,947,249 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong performance is highlighted by a net income of $9,213, reflecting our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Foundation

With a net worth of $1,818,652, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.22% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,654,999 in used vehicle loans and $1,459,832 in new vehicle loans already helping members get on the road. We also provide refinancing options to ensure you're getting the best deal possible on your auto financing.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $463,125, make buying or refinancing simple. We are here to guide you through each step of the mortgage process so you can feel confident in your decision.

Personal Loans and Credit Lines

In addition to auto and mortgage loans, Cbi provides personal loans and credit lines up to $750,000. These options allow for greater flexibility in managing unexpected expenses or consolidating debt. At Cbi, our commitment is to empower our members through financial solutions that work for them. For more information about our loan offerings or to see if you qualify for refinancing options, please contact us at 815-439-6676 or visit us at 13717 S Route 30 Ste 157 Plainfield IL 60544. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product for your needs today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $545,909 in loans helping members manage their finances effectively. Our credit cards come with rewards that make everyday purchases even more rewarding.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance ensures that all offers are fair and transparent. By focusing on verified lenders, LendMesh guarantees that users have access to genuine loan options without hidden surprises.

CBI FEDERAL CREDIT UNION - Plainfield, IL

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