Cattaraugus County Employees Little Valley NY Credit Union

Introduction

Welcome to Cattaraugus County Employees, where our commitment to serving you goes beyond just banking. Located at 100 Fair Oak St, Little Valley, NY 14755, we have been a trusted financial partner in the community since 1968. With a strong membership of 1,633, we pride ourselves on building lasting relationships and providing personalized service that meets your unique financial needs. At Cattaraugus County Employees, your trust is our top priority. We manage a robust portfolio with total assets of $17,278,620 and total deposits reaching $976,077. Our focus on responsible lending has resulted in over 635 loans and leases issued to our members. We understand that life can be unpredictable, which is why we ensure our services are designed to help you navigate both challenges and opportunities. Led by our dedicated CEO, Anita Fellows, and Board President, Laura Riley, our small but passionate team of 4 employees works tirelessly to ensure that every member feels valued and understood. Whether you're looking for a new loan or simply want to manage your savings better, we're here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 100 Fair Oak St, Little Valley, NY 14755. Feel free to reach out via phone at 716-938-6071 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us today and experience the difference that a community-focused credit union can make in your financial journey. Explore our services online or stop by for a chat we're excited to help you achieve your financial goals!

Branch History & Mission

Commitment to Community

At Cattaraugus County Employees Credit Union, we understand that our strength lies in the relationships we build with our members and the community. We actively participate in local events and support various outreach programs that benefit those around us. Whether it's offering educational resources or participating in community activities, we strive to make a positive impact. While you can visit us at 100 Fair Oak St, official correspondence should be sent to the same address for your convenience. We are open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to access the services you need.

Looking Forward

In addition to traditional banking services, we embrace technology that enhances your experience. Our online banking platform allows you to manage your finances conveniently from anywhere. Although we currently do not offer ATM or drive-thru services, we're continually exploring ways to improve accessibility for all members. Join us on this journey as we continue to grow and evolve while staying true to our mission of serving the community. Experience the benefits of being part of a credit union that prioritizes its members' needs above all else. We invite you to become part of our family at Cattaraugus County Employees Credit Union where your financial well-being is at the heart of everything we do! If you have any questions or would like more information, feel free to call us at 716-938-6071. Together, let's build a brighter financial future!

Our Journey

Located at 100 Fair Oak St, right in the heart of Little Valley, we have witnessed remarkable changes in our community and economy. With a commitment to providing excellent service, we have expanded our offerings and improved accessibility. Today, our total assets stand at an impressive $17,278,620, reflecting our stability and growth over the years. Our mission is simple yet powerful: to empower individuals and families through accessible financial services while fostering a strong sense of community. We are not just here to provide loans and savings accounts; we are dedicated to supporting local initiatives and helping our members achieve their financial goals.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located just a short drive from local landmarks such as the Little Valley Central School and the picturesque Cattaraugus County Courthouse, our branch is ideally situated for residents and visitors alike. Parking is available right outside, making it simple to pop in and out. We prioritize accessibility, ensuring that our facilities meet ADA compliance standards with ramps and convenient entry points.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM. We understand that life can get busy, so we aim to provide flexible hours that work for you. If you need any assistance outside these times, feel free to give us a call at 716-938-6071, and we'll do our best to accommodate your needs.

Services Offered

At Cattaraugus County Employees, we offer a range of services designed to make banking straightforward. While we currently do not have ATM services or drive-thru banking available at this location, our team is ready to assist you with any inquiries or transactions you may have during your visit. While members can visit us at 100 Fair Oak St for all their banking needs, official correspondence should be sent to the same address. We invite you to stop by and experience our welcoming environment firsthand! Your financial well-being is our priority, and we look forward to serving you soon!

Member Eligibility

At Cattaraugus County Employees, we believe that becoming a member is like joining a close-knit family dedicated to supporting one another. If you're looking to be part of our community, eligibility is simple and welcoming. We invite individuals who are employed by or retired from Cattaraugus County, as well as their immediate family members, to join us in fostering financial growth and stability together. You'll enjoy a variety of benefits designed with your needs in mind, including competitive loan rates and personalized service. Ready to take the next step? Opening an account at our branch, located at 100 Fair Oak St, Little Valley, NY 14755, is easy! If you have any questions or need assistance, don't hesitate to reach out to us at 716-938-6071. For more details about eligibility requirements and to ensure you have the most current information, feel free to visit our website at . Join us today and discover how being a member can make a difference in your financial journey!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine accepting payments seamlessly while focusing on what you do best running your business. Our merchant services empower you to accept various payment methods, making transactions easier for both you and your customers. This convenience helps enhance customer satisfaction and can lead to increased sales. Located at 100 Fair Oak St Little Valley Ny 14755 in Little Valley, NY, we invite you to explore how our tailored financial solutions can help your business thrive. Call us today at (716) 938-6071 to learn more about how we can support your journey!

Comprehensive List Of Services

Banking Made Easy

One of the key offerings at Cattaraugus County Employees is our ATM Services Only. We understand that convenience is essential when it comes to accessing your funds. Our ATM services allow you to withdraw cash and check your account balance anytime you need it. Imagine being out and about in Little Valley and needing quick access to your money; with our ATMs, you can do just that without any hassle.

Connect With Us

We invite you to visit us at Cattaraugus County Employees in Little Valley or give us a call if you have questions about how our services can best meet your financial needs. Our friendly staff is eager to assist you and ensure that your experience with us is positive and fulfilling. Explore how we can help you achieve your financial goals today!

Embracing Technology

In today's fast-paced world, we recognize the importance of technology in banking. While our primary service focus includes ATM access, we also offer online banking features that allow you to manage your accounts from the comfort of your home. You can easily monitor transactions, transfer funds, and stay updated on your finances without needing to visit the branch physically.

Member-Focused Financial Solutions

Our commitment to our members goes beyond basic banking services. We strive to create an environment where you feel valued and supported in reaching your financial goals. Whether you're saving for a new vehicle or planning for future expenses, we have options that cater to various needs. For those interested in understanding more about our services or wishing to explore additional financial products, we encourage you to reach out via phone at 716-938-6071 during our operating hours from Monday to Friday, 9:00 am - 5:00 pm.

Digital & Online Banking

E-Statements and Security

Keeping track of your financial documents is a breeze with our e-statements. You can receive your statements electronically, making it simple to stay organized while reducing paper clutter. Plus, we prioritize your security by ensuring all transactions are protected with advanced encryption technology.

Mobile Convenience

While we currently do not offer a mobile application or mobile payments feature, you can still enjoy a user-friendly experience through our website. Our online banking platform is designed to work smoothly on mobile devices, so you can handle your banking needs wherever you are. Our commitment to providing secure and accessible banking means you can trust us with your financial management. If you're looking for a reliable credit union that puts members first, visit us at 100 Fair Oak St Little Valley Ny 14755 or call us at (716) 938-6071 for more information!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 2,914, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cattaraugus County Employees is your trusted partner. Visit us at 100 Fair Oak St Little Valley NY 14755 or call 716-938-6071 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Our Community

With $1,757,237 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,779,696 in total loans and leases.

Member Savings and Support

Members' savings are secured through $2,101,110 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $1,820,237, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.50% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,615,829 in used vehicle loans and $3,148,455 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that fit your budget. We also provide refinancing opportunities if you're looking to lower your current monthly payments.

Credit Lines and More

For those who may need additional flexibility, we provide credit lines totaling $560,000. This can help cover unexpected expenses or even finance larger purchases without the hassle of applying for multiple loans. Our dedicated staff at Cattaraugus County Employees is ready to answer any questions you might have about eligibility options or how our loan products can best serve your needs. You can reach us at 716-938-6071 during our operating hours from Monday to Friday between 9:00 am and 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan, mortgage options, or a line of credit, we're here to support you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,302,998, make buying or refinancing simple. We guide you through each step of the process to ensure you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have $0 in unsecured credit card loans available, our commitment is to provide easy-to-manage solutions for our members' financial needs when they arise.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every comparison you see is fair and transparent. LendMesh prioritizes accuracy by partnering only with reputable lenders, allowing users to trust that the information presented is both current and legitimate.

CATTARAUGUS COUNTY EMPLOYEES FEDERAL CREDIT UNION