Catholic United Financial Saint Cloud MN | Best Auto Loans & Mortgage Financing

Introduction

Welcome to Catholic United Financial, your trusted partner in financial services located at 120 10th Ave N, Saint Cloud, MN 56303. Since opening our doors in 2001, we have proudly served over 3,146 members, helping them achieve their financial goals through a range of tailored solutions. With total assets exceeding $33,398,205 and total deposits reaching $148,655, we are committed to providing a stable and supportive banking experience. Led by our dedicated CEO, Andrea Kuhl, and Board President, Michael Ahles, our team of 7 employees is here to guide you every step of the way. We understand that your financial needs are unique, which is why we offer an array of services including personal banking, auto loans, mortgages, and credit cards with rewards. While members can visit us at our branch for personalized service during our operating hours from Monday to Friday between 9:00 AM and 4:30 PM, official correspondence should be sent to the same address: 120 10th Ave N, Saint Cloud, MN 56303. At Catholic United Financial, we believe in building strong relationships within the community. Our focus on member satisfaction reflects in our robust financial health with a net worth of $3,378,996 and cash reserves of $172,116 ready to serve your needs. Whether you're looking for guidance on loans or simply want to open a new account online through our website at catholicunitedcu.org, we are here for you. Feel free to reach out at 320-251-3971; we look forward to welcoming you into the Catholic United Financial family!

Branch History & Mission

Join Us Today!

As we continue this exciting journey together, we invite you to become part of the Catholic United Financial family. Experience firsthand the benefits of being a member with us where your financial wellness is our top priority! For more information or to open an account online, please visit our website or call us at 320-251-3971. Let's work together toward a brighter financial future!

Our Evolution

From humble beginnings, Catholic United Financial has grown significantly, now boasting total assets of $33,398,205. This growth reflects not just our commitment to sound financial practices but also our dedication to enhancing the lives of our members. We offer a variety of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our branch is open Monday through Friday from 9:00 AM to 4:30 PM, making it convenient for you to drop by whenever you need assistance. While we currently do not have ATM or drive-thru services available, our focus remains on providing personalized service right here in Saint Cloud.

Our Mission

The mission of Catholic United Financial is clear: we are dedicated to empowering individuals and families through accessible financial solutions while fostering a spirit of community support. We aim to provide not just banking services but also guidance that helps our members achieve their financial goals. We strive to maintain high standards of customer service and ADA compliance, ensuring that everyone can access the resources they need. Through partnerships and community outreach programs, we actively engage with local initiatives that uplift those around us. While members can visit us at 120 10Th Ave N, official correspondence should be sent to 120 10th Ave N, SAINT CLOUD, MN 56303.

Branch Location & Accessibility

Accessibility Features

We strive to make banking as easy as possible for everyone. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure all members can visit us without any hassle. Parking is available nearby, so you won't have to worry about finding a spot when you come by.

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 4:30 PM, ready to assist with anything from checking accounts to loan inquiries. If you're looking for personalized service or need assistance with a specific product, our friendly staff is eager to help!

Services Offered

At Catholic United Financial, we provide a variety of services tailored to meet your needs. Whether you're interested in personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have solutions that can help you achieve your financial goals. Plus, our online and mobile banking services make it easy to manage your accounts anytime, anywhere. While members can visit us at our main location in Saint Cloud, official correspondence should be sent to the same address: 120 10th Ave N, SAINT CLOUD, MN 56303. For any questions or further information about our services, feel free to give us a call at 320-251-3971. We look forward to welcoming you into our branch soon!

Member Eligibility

At Catholic United Financial, we believe that becoming a member means joining a community that truly cares about your financial well-being. We welcome anyone who shares our values and is looking for a supportive place to manage their finances. To become a member, you simply need to meet certain eligibility criteria, which are designed to be inclusive and straightforward. Generally, if you live, work, or worship in the area, you're likely eligible! For specific details on eligibility. Opening an account with us is a breeze! You can start your journey toward financial empowerment by visiting us at our branch located at 120 10Th Ave N Saint Cloud Mn 56303 or by calling us at (320) 251-3971 for more information. We're here to help you every step of the way as you take advantage of the many benefits that come with being part of the Catholic United Financial family. Explore how easy it is to join today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment processing is essential for any business. Our merchant services make it easy for you to accept payments from your customers, whether online or in-person. Imagine running a busy café where every transaction flows smoothly, allowing you more time to focus on what you love serving great food and creating memorable experiences for your patrons. Located at 120 10Th Ave N Saint Cloud Mn 56303 in Saint Cloud, MN, we invite you to visit us or contact us at (320) 251-3971 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs on-site currently, we ensure our members have access to reliable cash withdrawal services through various networks so you're never left without cash when you need it. Ready to take control of your financial future? Visit us at Saint Cloud Office, call us at 320-251-3971, or explore more about our offerings by visiting our website. We're here to support you in achieving all your financial goals!

Business Banking Services

For entrepreneurs and business owners, we provide robust business banking solutions including merchant services and business loans. Imagine having the resources you need to launch or grow your business right at your fingertips!

Credit Cards with Benefits

Looking to make everyday purchases more rewarding? Our credit cards with rewards allow you to earn points on purchases that can be redeemed for travel, merchandise, or even cash back! It's an easy way to benefit from your spending while enjoying financial flexibility.

Digital Banking Convenience

In today's fast-paced world, managing finances digitally is essential. At Catholic United Financial, we offer top-notch online and mobile banking services so you can bank anytime, anywhere. Whether it's checking your balance, transferring funds, or paying bills online, we've made it simple and secure.

Home Financing Made Easy

When it comes to buying a home, we understand that it can be overwhelming. That's why our mortgage loans and refinancing options are structured to suit your budget and lifestyle. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we guide you every step of the way.

Personal Banking Solutions

We offer a variety of personal banking options that make managing your finances straightforward and convenient. Our checking and savings accounts are designed to help you keep track of your money while earning interest. Imagine having quick access to your funds whenever you need them! For those considering a new car or truck, our auto loans and vehicle financing provide competitive rates and flexible terms. Picture yourself driving off in your dream vehicle without the stress of complicated financing.

Support for Personal Needs

Life can throw unexpected challenges your way. Our personal loans and debt consolidation services offer quick access to cash when you need it most. This can be especially helpful during times of emergency or when you're planning significant life events.

Digital & Online Banking

Convenience and Accessibility

With features like mobile payments (coming soon) and real-time account management, you'll find that keeping track of your finances is easier than ever. Our commitment to accessibility means you can manage your money when it suits you best no more waiting in lines or adjusting your schedule around bank hours. Whether you're checking balances on the bus or making transfers from your living room couch, Catholic United Financial has got you covered with safe, convenient, and effective digital banking solutions tailored for today's fast-paced world.

Key Features

One of the standout features of our digital banking is the person-to-person transfers option. This lets you send money directly to friends or family in just a few clicks perfect for splitting bills or sending gifts without any hassle. We also support electronic signature authorization, making it quick and simple to sign documents online without needing to visit a branch. For those who want to stay organized, our e-statements availability helps reduce paper clutter while providing you with instant access to your financial records. You can rest assured knowing that all these services prioritize your security.

Financial Strength

At Catholic United Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust and well-positioned to meet your needs. With a net worth of $3,378,996, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,815,983 in share certificates and $2,862,605 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our focus on you is evident as we have no non-member deposits ensuring that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks. With $1,372,762 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We currently support our community with $6,050 in used auto loans and a total of $18,064,466 in loans and leases, which reflects our commitment to helping you achieve your financial goals. Our net income of $173,823 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 7 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 5,387, highlighting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Catholic United Financial is your trusted partner. Visit us at 120 10Th Ave N Saint Cloud Mn 56303 or call 320-251-3971 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,448,999 in used vehicle loans and $3,551,220 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or refinancing an existing loan, our team is ready to assist you in exploring your options.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, our credit lines totaling $3,000,000 are available to meet various needs. Additionally, we also offer flexible terms on unsecured credit card loans, although currently, there are no outstanding loans in this category.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,359,685, make buying or refinancing simple. We know that purchasing a home is one of the most significant investments you'll make, and we're here to guide you through the process.

Why Choose Us?

We prioritize transparency and accessibility when it comes to our loan offerings. If you're considering refinancing or need assistance determining your eligibility for any of our products, don't hesitate to reach out. You can contact us at (320) 251-3971 during our business hours from Monday to Friday between 9:00 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Catholic United Financial, we believe that everyone deserves access to financial services that work for them. Visit us today to learn more about how our loan products can support your unique journey!

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CATHOLIC UNITED FINANCIAL CREDIT UNION - Saint Cloud, MN

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