Catholic & Community Credit Union Belleville IL | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Catholic & Community, your trusted financial partner located at 1900 Carlyle Ave, Belleville, IL 62221. Since our establishment in 1938, we have been dedicated to supporting the financial needs of our members and the local community. With a proud membership of 13,455 and total assets exceeding $206 million, we are committed to providing reliable banking services tailored just for you. At Catholic & Community, we understand that each member's journey is unique. That's why we offer a wide range of services including personal banking accounts, auto loans, mortgage financing, and business banking solutions. Whether you're looking to save for the future or finance your dream vehicle, we've got you covered with over $4 million in total deposits and an impressive portfolio of loans totaling 132,950. Our leadership team, led by CEO Ken Bossung and Board President Thomas Dinges, is focused on creating a welcoming environment where every member feels valued. We take pride in our dedicated staff of 34 employees, who are always ready to assist you with personalized service. While members can visit us at our branch location, official correspondence should be sent to the same address: 1900 Carlyle Ave, Belleville, IL 62221. Feel free to reach out to us at (618) 222-1508 for any inquiries or assistance. Join us today at Catholic & Community to experience how we make banking easier and more accessible. Visit our website at catholicandcommunitycu.com to learn more about our offerings and start your financial journey with us!

Branch History & Mission

Join Us!

As we continue to grow and adapt to meet the needs of our members, we invite you to experience the benefits of being part of Catholic & Community. Whether you're looking for a new bank or seeking reliable financial advice, we welcome you with open arms. Visit us today or call us at 618-222-1508 to learn more about how we can serve you! Together, let's build a stronger community through better banking.

Our Journey

Catholic & Community started with a mission to provide accessible financial services that empower individuals and families. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and business services. As of now, our total assets have reached an impressive $206,005,090. Our growth reflects not just numbers but the trust placed in us by our members. In addition to traditional banking services, we embrace technology and innovation. We offer online and mobile banking solutions that make managing finances easier than ever. With features like electronic signatures and mobile payments, we ensure our members can bank whenever and wherever they need.

Our Mission

At Catholic & Community, our mission is clear: we aim to enhance the financial well-being of our members through personalized service and community support. We believe in fostering relationships built on trust and integrity. Our commitment extends beyond just providing financial products; we actively engage in community outreach initiatives that uplift those around us. We also understand the importance of accessibility. Our branch offers ADA-compliant facilities and includes drive-thru banking for added convenience. Whether you need help with your checking account or are looking for guidance on loans, our dedicated staff is here to assist you. While members can visit us at 1900 Carlyle Ave, official correspondence should be sent to the same address as our mailing address remains unchanged.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with features that ensure everyone can access our services comfortably. We have ample parking available, including spots designated for those with disabilities. Our building meets ADA standards with ramps and accessible entrances, making it easy for all members to visit us.

Operating Hours

We know your time is valuable. That's why we offer flexible operating hours to suit your busy schedule. Whether you need to stop by for a quick transaction or to discuss more complex financial needs, we're here to help! You can reach us at 618-222-1508 if you have any questions about our services or need assistance.

Services Offered

At Catholic & Community, we provide a wide range of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got you covered. For those who prefer banking on-the-go, our online and mobile banking services make it simple to manage your finances anytime, anywhere. Plus, with both ATM availability and drive-thru banking options, accessing your funds has never been easier. While members can visit us at 1900 Carlyle Ave for all their banking needs, please note that official correspondence should be sent to the same address. We invite you to come by and see what makes Catholic & Community special! Whether you're looking for a new account or simply want to learn more about our offerings, our friendly team is ready to assist you. Stop by today or give us a call; we look forward to welcoming you!

Member Eligibility

Becoming a member of Catholic & Community is like joining a close-knit family where your financial well-being matters. If you live, work, or worship in the Belleville area, you're likely eligible to join us at our welcoming branch located at 1900 Carlyle Ave Belleville Il 62221. We take pride in offering a range of services that cater to your personal and business needs, from checking and savings accounts to auto loans and credit cards with rewards. Plus, our members enjoy lower fees and better rates than traditional banks. The process of opening an account is designed to be straightforward and friendly. You can find more information about eligibility criteria by visiting , which provides all the details you need. If you have questions or need assistance, don't hesitate to give us a call at (618) 222-1508. We're excited to help you take this step towards financial empowerment with Catholic & Community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a busy day at your local café. Customers are lining up, eager to pay for their lattes but you're struggling with outdated payment systems. Our merchant services streamline transactions, allowing you to accept payments easily, so you can focus on what truly matters your customers. Explore how Catholic & Community can be your partner in success at our location: 1900 Carlyle Ave Belleville Il 62221, Belleville, IL. Connect with us today at (618) 222-1508 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $186,454, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, we provide tailored solutions like Merchant Services & Business Loans. We know how crucial it is for businesses to have reliable banking support, and our services are designed to help you thrive.

Credit Cards with Benefits

Don't forget about our Credit Cards with Rewards, which offer perks for everyday purchases. Whether it's cashback or travel points, using your card can benefit you more than just a simple transaction.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking options. You can check balances, transfer funds, and even make payments right from your smartphone or computer. Our ATM & Cash Withdrawal Services give you easy access to your cash whenever you need it. For those quick transactions, our Basic Drive-Thru Banking allows for deposits and withdrawals without leaving your vehicle, making banking as hassle-free as possible.

Get Started Today!

We invite you to visit us at 1900 Carlyle Ave, Belleville IL 62221, or give us a call at 618-222-1508 if you have any questions about our services or want assistance setting up an account. At Catholic & Community, we're here to help you navigate your financial needs every step of the way!

Home Financing Options

Thinking about buying your dream home? Our Mortgage Loans & Refinancing services are here to assist you every step of the way. We understand how important this decision is and work hard to ensure you get the best deal possible. Plus, if you're looking to consolidate debt, our Personal Loans & Debt Consolidation options can provide relief by simplifying your payments and potentially lowering your interest rates.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, we've got you covered. Our Personal Banking options are straightforward and user-friendly, making it easy for you to manage your finances. If you're planning to buy a car, consider our Auto Loans & Vehicle Financing. We offer competitive rates that can help you get behind the wheel without breaking the bank.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. You can explore all of our digital offerings at https://www.catholicandcommunitycu.com/ . If you're on the go, our mobile application lets you manage your finances right from your smartphone. Need to make payments? Our mobile payments feature allows for quick transactions without the hassle of cash or cards. For those who prefer paperless options, we offer e-statements that keep you informed while helping the environment. You can also authorize electronic signatures easily, making it simple to complete transactions securely from wherever you are.

User-Friendly Experience

We prioritize security in all our services. Your personal information is protected with advanced encryption technology, ensuring peace of mind as you manage your accounts online. Plus, our person-to-person transfer feature makes sending money to friends or family a breeze no need for cash or checks! Whether you're checking your account balance or applying for a loan, our digital services are designed for ease of use. With real-time account management at your fingertips, staying on top of your finances has never been simpler. Experience the convenience and security of banking with Catholic & Community today!

Financial Strength

Member-Centric Savings

Members' savings are secured through $55,282,179 in share certificates and $33,397,064 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,977,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $107,558 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Services

With $17,229,145 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $100,289,035, including $91,730 in used auto loans. This capacity supports members' financial goals across various sectors.

Strong Financial Position

With a net worth of $20,428,647, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.08% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts: 24,429, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further indicates our commitment to using resources effectively for member benefit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Catholic & Community is your trusted partner. Visit us at 1900 Carlyle Ave Belleville IL 62221 or call 618-222-1508 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $62,491,574 in used vehicle loans and $26,706,257 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles so you can drive away with confidence.

Credit Lines and Personal Loans

Need extra funds for unexpected expenses? Our credit lines total $39,584,544, giving you access to cash when you need it most. Additionally, we offer unsecured credit card loans with a total of $2,325,644 available to help manage your finances effectively. With flexible terms and competitive rates, you'll find it easier than ever to maintain control over your spending. For business owners seeking growth opportunities, our outstanding commercial loans totaling $186,454 can provide the capital needed to expand your operations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,973,162, make buying or refinancing simple. We guide you through every step of the process to ensure you feel secure in your investment.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we have options available. Speak with one of our representatives today to explore how we can assist you in maximizing your savings. Our team at Catholic & Community is dedicated to helping our members navigate their financial journeys with ease. For more information on our loan offerings or to discuss eligibility requirements, please contact us at 618-222-1508 or visit us at 1900 Carlyle Ave Belleville Il 62221. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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CATHOLIC & COMMUNITY CREDIT UNION