Casco Credit Union Gorham ME | Best Auto Loans & Business Banking

Introduction

Welcome to Casco, your trusted partner in financial well-being! Located at 393 Ossipee Trl, Gorham, ME 04038, we have proudly served our community since 1954. With a strong commitment to our members, we have grown to support over 9,000 members with a total of $109,325,140 in assets. At Casco, we believe in providing personalized financial services that fit your unique needs. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we've got you covered. Our dedicated team of 21 employees is here to assist you every step of the way. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 393 Ossipee Trail, Gorham, ME 04038-2133. Feel free to reach out to us at (207) 839-5588 or fax us at (207) 839-5413 during our operating hours from Monday to Friday, 8 AM to 5 PM. Our financial strength is reflected not only in our total deposits of $6,436,652, but also in our net worth of $10,200,657 and cash in hand totaling $540,343. We work diligently to ensure your money is safe and grows with us. Led by CEO Martinique Allen and Board President John Zerillo, we are dedicated to making a positive impact on the lives of our members and the community. Join us today and discover why so many choose Casco as their credit union of choice! Visit us online at www.cascofcu.com or stop by our branch to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Welcome to Casco, where our story is rooted in community and growth. Established in 1954, our branch has proudly served the residents of Gorham, ME, for nearly seven decades. Located at 393 Ossipee Trl, Gorham, ME 04038, we have become a trusted partner for our members, offering financial services designed with their needs in mind. From humble beginnings, Casco has evolved into a cornerstone of the community. With a membership that has grown to over 9,000 individuals, we've maintained our commitment to providing quality service while fostering personal relationships with each member. Today, our total assets stand at an impressive $109,325,140, reflecting our stability and dedication to the financial well-being of our members. At Casco, we are more than just a credit union; we are dedicated to empowering our community through responsible banking practices. Our mission is clear: to provide accessible financial services while supporting local initiatives and projects that enrich lives. We understand that true success comes from lifting each other up and creating opportunities for everyone in Gorham and beyond. Our operating hours are convenient Monday through Friday from 8 AM to 5 PM making it easy for you to visit us when it fits your schedule. We also offer ATM services and drive-thru banking for quick transactions. While members can visit us at 393 Ossipee Trl, official correspondence should be sent to 393 Ossipee Trail, Gorham, ME 04038-2133 if necessary. We take pride in being adaptable as technology advances. Our digital banking options include online banking and mobile applications that provide you with easy access to your accounts wherever you are. Whether it's checking your balance or applying for loans online, we aim to make your experience as simple as possible. Community outreach is another pillar of our mission. Through partnerships with local organizations and initiatives focused on education and support, we strive to give back and strengthen the fabric of our community. From sponsoring events to hosting financial literacy workshops, we believe in making a positive impact. As you consider joining us at Casco, know that you will not only gain access to excellent financial products but also become part of a community-focused family. Experience the difference that personalized service can make in your financial journey. Join us today and discover all the benefits that await you! For more information or assistance, feel free to call us at 207-839-5588 or visit our website here.

Branch Location & Accessibility

Connect With Us

While our physical location is ready to welcome you, please note that official correspondence should be sent to the same address: 393 Ossipee Trail, Gorham, ME 04038-2133. Have questions or need assistance? Don't hesitate to give us a call at 207-839-5588. We are here to help you with personal banking needs including checking and savings accounts, auto loans, mortgages, and more! We can't wait to see you at Casco! Come visit us today and experience how we can help you achieve your financial dreams.

Convenient Access and Features

At Casco, we prioritize accessibility for everyone. Our branch is designed with features that ensure all members can visit us comfortably. You'll find ample parking available right outside the entrance, along with ADA-compliant ramps for easy access. Our friendly staff is here to assist you during our operating hours from Monday through Friday, 8 AM to 5 PM. If you're in need of cash or want to make a deposit on the go, we also have an ATM on-site for your convenience. Plus, if you prefer the ease of drive-thru banking, we offer basic drive-thru services for deposits and withdrawals.

Member Eligibility

At Casco, we believe that everyone deserves to be part of a supportive community where their financial well-being is our priority. If you're looking to join us, you'll be happy to know that membership is open to anyone who lives, works, or worships in the area around 393 Ossipee Trl Gorham Me 04038. It's simple and welcoming whether you're a first-time banking customer or someone looking for better service, we invite you to become part of our family. Not only will you gain access to a range of personalized services tailored just for you, but you'll also enjoy competitive rates on loans and savings accounts that can help you achieve your financial goals. Ready to take the next step? Opening an account with us is easy! You can find all the details about eligibility and how to apply by visiting http://www.cascofcu.com/membership-application. If you're ready to start your journey with us, head over to https://my.cascofcu.com/enroll to get started today. Have questions? Feel free to give us a call at (207) 839-5588 we're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,849,829, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your store smoothly with payment options that make transactions easy for your customers. Our merchant services offer reliable solutions that fit your business needs, whether you're accepting credit cards or processing online payments. This way, you can focus on what matters most growing your business! Located at 393 Ossipee Trl Gorham Me 04038 in Gorham, ME, we're dedicated to being more than just a financial institution; we are your partner in success. Reach out to us at (207) 839-5588 or visit our website at https://www.cascofcu.com/ for more information on how we can help your business flourish!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options are designed to make your purchase straightforward and stress-free. Picture driving off in your dream vehicle without the burden of complicated paperwork or high-interest rates. With competitive rates and flexible terms, we ensure that financing your next car is as easy as possible.

Business Banking

For entrepreneurs and small business owners, our business banking services provide the tools needed for success. From merchant services to business loans, we understand what it takes to run a business effectively. You can focus on growing your business while we handle the financial side.

Credit Cards with Rewards

Our credit cards come packed with rewards that make everyday purchases more rewarding. Imagine earning points for travel or cashback just by using your card for routine expenses. At Casco, we believe that spending should work for you, not against you.

Digital Banking Features

Convenience is key in modern banking. With our online and mobile banking platforms, managing your finances has never been easier. Access your accounts anytime from anywhere pay bills, transfer money, or check balances all at your fingertips. Additionally, our ATM services allow for quick cash withdrawals and balance checks whenever you need them.

Drive-Thru & ATM Services

Sometimes you just want to get in and out quickly. That's why we offer basic drive-thru banking services for deposits, withdrawals, and simple transactions along with easy access to ATMs throughout the area. At Casco, we are here to meet all of your financial needs under one roof. Our friendly team is ready to assist you during our operating hours from Monday through Friday, 8 AM - 5 PM. For more information about any of our services or how to become a member, feel free to call us at (207) 839-5588 or visit us online at Branch Office - West Gorham. We look forward to helping you achieve financial success!

Mortgage Solutions

When it comes time to purchase a home or refinance an existing mortgage, trust Casco to guide you through every step of the process. We offer a variety of mortgage loans tailored to fit diverse financial situations. Whether you're a first-time homebuyer or looking to refinance for better terms, our friendly staff will help you explore the best options available.

Personal Banking

In today's fast-paced world, having the right tools for personal banking is essential. At Casco, we offer various checking and savings accounts that cater to different lifestyles and financial situations. Imagine having an account that not only helps you manage your daily expenses but also grows your savings effortlessly. Our personal loans and debt consolidation options provide support when life throws unexpected challenges your way.

Digital & Online Banking

E-Statements

Keeping track of your finances is simple with our e-statements. You can access your statements anytime, anywhere, reducing clutter while ensuring you have all the information you need at your fingertips.

Electronic Signature Authorization

Need to sign documents? Our electronic signature authorization feature lets you handle important paperwork without needing to visit a branch. It's fast and secure, making it easier than ever to get things done.

Mobile Application

Our user-friendly mobile application makes banking even more accessible. You can easily monitor your transactions, deposit checks, and manage your accounts all from the palm of your hand. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature allows you to do that quickly and securely.

Online Banking Services

With our 24/7 online banking services available at https://www.cascofcu.com/, you can check your account balances, transfer funds, and pay bills right from your computer or mobile device. It's all about providing you with real-time access to your accounts whenever you need it.

Security First

At Casco, security is our top priority. We utilize advanced security measures to keep your information safe while you bank online. From encrypted connections to secure logins, we work hard so you can focus on what matters most. Embrace the convenience of digital banking with Casco today! With features like online banking and mobile applications, managing your finances has never been more straightforward or secure. Visit us at https://www.cascofcu.com/ to learn more about how we can help simplify your banking experience!

Financial Strength

Growing Membership Trust

Total Share Accounts: 16,267, showing a strong and growing member base that trusts us with their finances. Our dedication to our community helps foster lasting relationships built on trust and support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Casco is your trusted partner. Visit us at 393 Ossipee Trl Gorham Me 04038 or call (207) 839-5588 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our ability to manage resources effectively is evident with a net income of $226,178, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $10,195,498 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; we have $1,159 in used auto loans and $71,668,623 in total loans and leases available to assist with your needs.

Secure Savings Options

Members' savings are secured through $18,633,009 in share certificates and $6,198,346 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $10,200,657, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,032,701 in used vehicle loans and $4,310,380 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make it easier for you to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $1,849,829 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or real estate for your business, our team is here to help guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,118,043, make buying or refinancing simple. We offer various mortgage products that cater to first-time homebuyers as well as seasoned homeowners looking to refinance.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, we invite you to speak with our knowledgeable staff who can assist you in finding the best solution tailored to your financial situation. At Casco, we pride ourselves on being a community-focused credit union that puts its members first. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore our loan offerings and see how we can help you today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,128,803 in loans helping members manage their finances effectively. Our credit cards come with rewards and no annual fees perfect for everyday purchases and building your credit history.

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CASCO FEDERAL CREDIT UNION - Gorham, ME

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