Casco Credit Union Gorham ME | Affordable Vehicle Loans & Business Banking

Introduction

At Casco, we believe in building strong relationships with our members and the community. Since opening our doors in 1954, we've been dedicated to providing exceptional financial services right here in Gorham, ME. Located at 375 Main St, our branch is not just a place to manage your finances; it's a hub for fostering community growth and support. With a robust membership of over 9,000 individuals, we're proud to have cultivated a trusted environment where everyone can thrive. While you can visit us at our Gorham branch, please note that official correspondence should be sent to our mailing address at PO Box 87, Gorham, ME 04038-1309. With total assets reaching an impressive $109,325,140, and deposits totaling $6,436,652, Casco stands as a pillar of financial stability in the region. Our commitment to serving you extends beyond numbers it's about understanding your needs. We offer various services including personal banking options, auto loans, mortgage loans, and business banking solutions designed to fit your lifestyle. Under the leadership of CEO Martinique Allen and Board President John Zerillo, our team of 21 employees works tirelessly to ensure you receive personalized service that meets your unique financial goals. With a net worth of $10,200,657 and cash reserves of $540,343, we are well-equipped to assist you in achieving your dreams. Whether you're looking for loans or simply need advice on managing your finances, Casco is here for you. Don't hesitate to reach out at 207-839-5588 or visit us during our lobby hours from Monday through Friday from 7 AM to 4 PM. We invite you to become part of the Casco family and experience firsthand how we can help you succeed! For more information about our services and membership options, visit us online at Casco's website. Your journey toward financial wellness starts here!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking; we strive to make a positive impact through community outreach initiatives and partnerships with local organizations. By fostering strong relationships within Gorham and surrounding areas, we work together to enhance lives and build a stronger community. With advancements in technology such as online banking and e-statements, we ensure that your banking experience is both modern and user-friendly. We also prioritize accessibility with ADA-compliant facilities. Whether you prefer using our ATM services or visiting us through our drive-thru for quick transactions, we've got you covered. We invite you to join Casco today and experience the difference of being part of a credit union that truly cares about its members. Discover how we can help you on your financial journey by visiting us or exploring more on our website at www.cascofcu.com. Together, let's build a brighter future!

Our Mission

At the core of Casco's mission is a dedication to improving the financial lives of our members while actively supporting our community. We believe that everyone deserves access to quality financial services and that our success is tied directly to the well-being of those we serve. We aim to provide not just financial products but also education and support that empower our members to achieve their goals. While members can visit us at 375 Main St Gorham Me 04038, official correspondence should be sent to PO Box 87, Gorham, ME 04038-1309. Our team is always ready to assist you with inquiries or account management needs.

Branch Location & Accessibility

Easy Access and Amenities

At Casco, we believe that banking should be hassle-free. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. Parking is plentiful and convenient, allowing you to pop in without any worries.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 207-839-5588. We're here to help and would love for you to become part of our community! Come visit us today and experience the friendly service that sets Casco apart.

Operating Hours

We are here for you Monday through Friday from 7 AM to 4 PM. Our team is ready to assist you with a smile during these hours, so feel free to stop by whenever it fits your schedule!

Our Mailing Address

While you can visit us directly at our branch location, please note that official correspondence should be sent to PO Box 87, Gorham, ME 04038-1309.

Services Offered

Our branch offers a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we've got you covered. Need a quick cash withdrawal? Our ATM is available on-site for your convenience. Plus, we also provide drive-thru banking for those who prefer a faster service option.

Member Eligibility

At Casco, we believe that becoming a member is like joining a close-knit family that genuinely cares about your financial well-being. If you're looking to become part of our community, you'll be happy to know that eligibility is open to a wide range of individuals. Generally, anyone who lives, works, worships, or attends school in the area can join us. It's all about creating connections and supporting one another. To get all the details on eligibility, feel free to check out our website at http://www.cascofcu.com/membership-application. Opening an account with us is straightforward and welcoming. You can easily start the process online by visiting https://my.cascofcu.com/enroll or give us a call at (207) 839-5588 if you have any questions or need assistance. Our team is here to help you every step of the way, ensuring your transition into membership is smooth and enjoyable. Join us at Casco, located at 375 Main St Gorham Me 04038, where your financial journey matters!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $24 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,849,829, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment system that not only accepts cards but also helps streamline your sales process. Our merchant services make transactions easier for you and your customers. From point-of-sale systems to online payment options, we provide the tools necessary for businesses to thrive in today's fast-paced environment. Located at 375 Main St Gorham Me 04038, Gorham, ME 04038, we invite you to reach out at (207) 839-5588. Let us help you unlock your business's potential!

Comprehensive List Of Services

Accessible Drive-Thru Services

We also recognize that sometimes you need quick access without stepping inside. That's why our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle. It's all part of how we strive to offer convenience in every interaction. If you're interested in exploring what we offer further, don't hesitate to reach out! Call us at (207) 839-5588 or visit us online at Branch Office - Gorham. Join us at Casco where we're committed to serving our community with excellent financial products and personalized service!

Business Banking Solutions

For local entrepreneurs and business owners, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand, we provide the resources necessary to support your business goals.

Digital Banking Convenience

In today's fast-paced world, managing your finances online is essential. With our online and mobile banking, accessing your accounts is just a click away. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go. Plus, our ATM services ensure that cash withdrawals are convenient and hassle-free.

Financing Your Dreams

When it comes to making significant purchases, such as a car or a home, we provide a variety of loan options. Our auto loans and vehicle financing solutions can get you behind the wheel of your dream car with competitive rates and flexible terms. If you're considering purchasing a home, our mortgage loans and refinancing services are here to guide you through the process, ensuring you find the right fit for your budget. For those unexpected expenses or consolidating debt, our personal loans can provide the relief you need. We understand that life can throw surprises your way, and we're here to help you navigate them smoothly.

Personal Banking Made Easy

Whether you're looking to manage your day-to-day finances or save for the future, our personal banking options have you covered. We offer checking and savings accounts designed for convenience and growth. Imagine having a checking account that simplifies your spending while allowing you to earn interest on your savings. This is just one way we help you make the most of your money.

Rewarding Credit Options

Our credit cards with rewards are perfect for members who want to earn while they spend. Picture earning points on every purchase that can be redeemed for cash back or travel it's an easy way to maximize your everyday spending.

Digital & Online Banking

Mobile Banking Made Simple

Our mobile application is here to make your banking experience even more convenient. Whether you're out running errands or relaxing at home, manage your finances right from your smartphone. You can also send money to friends or family effortlessly through our person-to-person transfers feature. While we currently don't offer mobile payments, our app allows you to keep track of all your transactions in real-time, ensuring you're always in control of your finances.

Your Security Matters

We prioritize your security with robust measures in place to protect your personal information and transactions. Enjoy peace of mind knowing that our online banking services are secure and user-friendly. With easy navigation and straightforward features, managing your accounts has never been easier. Join us at Casco today and take advantage of our digital banking services that put you first!

Financial Strength

Commitment to Growth

With $10,195,498 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive: with $1,159 in used auto loans and $71,668,623 in total loans and leases, we support members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at 16,267, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,664,220, reinforcing our commitment to helping you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Casco is your trusted partner. Visit us at 375 Main St Gorham Me 04038 or call (207) 839-5588 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $226,178 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 21 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $18,633,009 in share certificates and $6,198,346 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $10,200,657, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,032,701 in used vehicle loans and $4,310,380 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with the vehicle you want. Plus, if you're considering refinancing an existing auto loan, we're here to discuss eligibility options that may save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $1,849,829 provide the capital needed to grow and expand your business. Whether you're starting fresh or looking to enhance your current operations, our team is ready to assist you in finding the right financing solutions. At Casco, we prioritize transparency and support throughout your borrowing experience. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan products or to start your application process today, feel free to reach us at (207) 839-5588 or visit us at 375 Main St Gorham Me 04038 in Gorham, ME. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,118,043, make buying or refinancing simple. We believe everyone deserves a place they can call home, and our competitive rates and personalized service are tailored to help you find the right mortgage solution for your needs.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,128,803 in loans helping members manage their finances effectively. Our credit cards come with rewards that add value to every purchase you make.

Loan Aggregator

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